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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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ericlaiys
post Feb 25 2020, 10:16 PM

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do u think now is the bad time to invest in stashaway due to our weak currency?
ericlaiys
post Feb 28 2020, 08:15 AM

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My profit dropped but still gained 15.5%
ericlaiys
post Feb 28 2020, 08:52 PM

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QUOTE(zstan @ Feb 28 2020, 07:49 PM)
Investments finally in negative territory now biggrin.gif stay strong people.
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mine still profit 8%. i think next time we should sell when it high profit

This post has been edited by ericlaiys: Feb 28 2020, 08:53 PM
ericlaiys
post Feb 29 2020, 10:21 AM

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QUOTE(wongmunkeong @ Feb 29 2020, 09:15 AM)
finally funded my long created StashAway A/C XD
Luck to all of us buying & holdingĀ  laugh.gif

thoughts:
jeez.. so many steps to do manual funding - reference codes and all that, ie. no FPX auto-link/tracking, AND no Instant Bank Transfer - traditional Inter Bank Transfer.

most probably due to using Citibank as their Trustee's Account.
side note - just noticed Pacific Trustee above, small world - my Will's Executor XD
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just use jompay or set monthly investment. problem solved

This post has been edited by ericlaiys: Feb 29 2020, 10:21 AM
ericlaiys
post Mar 1 2020, 03:48 PM

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Izzit now the best time to invest on 6% portfolio or transfer to it?
ericlaiys
post Mar 3 2020, 04:07 PM

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QUOTE(calapia @ Mar 3 2020, 09:28 AM)
hm..... mine still got 4% and 3%..... earlier was like close to 20%....
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mine 9% profit. It is due to we do DCA. So now is the best time to go in and lock down profit. When market good, then our profit will jump high....
ericlaiys
post Mar 3 2020, 04:10 PM

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QUOTE(tehoice @ Mar 3 2020, 09:02 AM)
wow, didn't check for a while, the whole of last 6 months' gain, of more than 10% got wiped out and gone into the negative territory.

Just a question, is there a mechanism for us to lock in the profit first?

i mean it's like sell when you see some gain, then you get back into it when it retraces, or something like that.

it's kinda hard to see the portfolio from +10% into -ve.

the only way i can think of is withdraw the money first then only buy again/DCA.
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What i did is move to low risk profit from high 30% to 6 -10% ? You can transfer to another portfolio. Did that when saw my profit down 5%
ericlaiys
post Mar 3 2020, 04:34 PM

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QUOTE(GrumpyNooby @ Mar 3 2020, 04:13 PM)
Sorry ... isn't such a move is considered as cutting loss?
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some sort. but i'm not cutting lost of my investment. i force it to sell all high risk (equity) to low risk. So you can see my profit is confirm as everything sell & buy on low risk portfolio.
When market down badly, less impact to low risk portfolio compare to my initial portfolio.
If maintain existing portfolio, u only can see ,down, down till negative. nothing to lock your profit.
of coz, it is my theory as i notice stashaway dont do anything when market down. it just maintain the existing investment.
however another way is top up for it to DCA.

This post has been edited by ericlaiys: Mar 3 2020, 04:35 PM
ericlaiys
post Mar 3 2020, 09:47 PM

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QUOTE(abcn1n @ Mar 3 2020, 07:15 PM)
ericlaiys How you know stashaway don't do anything when market down? I am new to SA, so would love to know how you know that.

Also, are there any charges/fees for switching the portfolio risk?
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already see from app the transaction history since couple month (when market up & down).
Dividend bank in
deposit money - buy
no selling for couple month
unless i transfer it or withdraw...
ericlaiys
post Mar 4 2020, 07:51 PM

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QUOTE(mohdhalimmm @ Mar 4 2020, 04:43 PM)
Keen to start SA... anything that I should take note of?
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no. best time to start investing
ericlaiys
post Mar 4 2020, 11:55 PM

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Hmm...seem like market is going up. Mine profit 10%
ericlaiys
post Mar 5 2020, 08:39 PM

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QUOTE(shinjie93 @ Mar 5 2020, 08:15 PM)
For the sake of data  As on 05.03.2020

Started since Feb 2019
USD
MWR = 11.59
TWR = 13.43

MYR
MWR = 13.56
TWR = 16.10

Risk = 36%
Personal opinion on when to add fund ?
if drop 5% - 10% can can in some
How to know when to add. When people are optimistic, the bigger the downside. (Be greedy when people fear, work great especially in diverse portfolio)
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dont time. just set auto invest every month
ericlaiys
post Mar 5 2020, 08:40 PM

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QUOTE(mohdhalimmm @ Mar 5 2020, 06:51 PM)
Have you been using SA?
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yes. auto invest and when profit down, then i do manual add on
ericlaiys
post Mar 6 2020, 04:38 PM

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QUOTE(taiping... @ Mar 6 2020, 02:11 PM)
I've put in RM20k last week.

Now drop by RM150

Should i panic?

Will it go down to RM0?
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why u dump all in ? u should put in weekly or monthly with small amount.
U need to do DCA. else if market dropped, u sure lost.
ericlaiys
post Mar 6 2020, 09:28 PM

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QUOTE(ericng19 @ Mar 6 2020, 09:14 PM)
New to this stashaway. Any of you have any referral promo codes to waive the management fee?
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Pm you already

This post has been edited by ericlaiys: Mar 6 2020, 09:28 PM
ericlaiys
post Mar 8 2020, 08:15 AM

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QUOTE(z21j @ Mar 8 2020, 02:58 AM)
1. Stashaway Malaysia can do weekly (auto) DCA?
2. MYR/USD was higher in the past few weeks. Hence, any fresh investments may hurt. Someone's unrealised loss of RM150 was it because of USD depreciated thereafter?
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last time yes you can do weekly. New one cannot already.-monthly
So i did not change my weekly DCA.
ericlaiys
post Mar 8 2020, 12:50 PM

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QUOTE(Barricade @ Mar 8 2020, 09:22 AM)
New to StashAway. Any idea if I should deposit lump sum RM12k or spread it twelve months of RM1k?
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spread to 12 month.
ericlaiys
post Mar 8 2020, 05:52 PM

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QUOTE(z21j @ Mar 8 2020, 02:41 PM)
Is this strategy works? Assuming RM12k investment.
Put RM3k now, monthly DCA RM500. lower risk.
a) When ringgit drop against USD --> another RM3k to rm5k lump-sum contribution
b) When DJI/us market increase --> change risk to higher?

I've cash out my SA SG sometime in Jan before SGD crash against USD, thinking to reenter either SA MY or SA SG. But my past 1 yr of investment using SA SG is that the best return is robo + human monitoring.. DCA may not good enough.
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Wo one can predict what will happen to market. But DCA is proven method in all investment. With current market, best to slowly enter the market
ericlaiys
post Mar 8 2020, 08:05 PM

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QUOTE(palm05wince @ Mar 8 2020, 06:58 PM)
Just started 2 months ago. Currently doing weekly DSA equally into conservative portfolio (6.5% & 10%) and aggressive portfolio (22% & 26%). Should i just stick to one?  confused.gif  rclxub.gif
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lol...i got 3.
- Low risk
- Medium risk
-High risk

But i've transfered high risk to medium 1 days after deep fall. so loss not a lot but still got profit 8% left
ericlaiys
post Mar 9 2020, 11:14 PM

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lol...US has suspended trading due to market dropped 7%

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