do u think now is the bad time to invest in stashaway due to our weak currency?
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
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Feb 25 2020, 10:16 PM
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#1
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Senior Member
7,568 posts Joined: May 2012 |
do u think now is the bad time to invest in stashaway due to our weak currency?
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Feb 28 2020, 08:15 AM
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#2
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7,568 posts Joined: May 2012 |
My profit dropped but still gained 15.5%
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Feb 28 2020, 08:52 PM
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#3
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Feb 29 2020, 10:21 AM
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#4
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QUOTE(wongmunkeong @ Feb 29 2020, 09:15 AM) finally funded my long created StashAway A/C XD just use jompay or set monthly investment. problem solvedLuck to all of us buying & holdingĀ thoughts: jeez.. so many steps to do manual funding - reference codes and all that, ie. no FPX auto-link/tracking, AND no Instant Bank Transfer - traditional Inter Bank Transfer. most probably due to using Citibank as their Trustee's Account. side note - just noticed Pacific Trustee above, small world - my Will's Executor XD This post has been edited by ericlaiys: Feb 29 2020, 10:21 AM |
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Mar 1 2020, 03:48 PM
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#5
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7,568 posts Joined: May 2012 |
Izzit now the best time to invest on 6% portfolio or transfer to it?
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Mar 3 2020, 04:07 PM
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#6
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Mar 3 2020, 04:10 PM
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#7
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QUOTE(tehoice @ Mar 3 2020, 09:02 AM) wow, didn't check for a while, the whole of last 6 months' gain, of more than 10% got wiped out and gone into the negative territory. What i did is move to low risk profit from high 30% to 6 -10% ? You can transfer to another portfolio. Did that when saw my profit down 5%Just a question, is there a mechanism for us to lock in the profit first? i mean it's like sell when you see some gain, then you get back into it when it retraces, or something like that. it's kinda hard to see the portfolio from +10% into -ve. the only way i can think of is withdraw the money first then only buy again/DCA. |
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Mar 3 2020, 04:34 PM
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#8
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QUOTE(GrumpyNooby @ Mar 3 2020, 04:13 PM) some sort. but i'm not cutting lost of my investment. i force it to sell all high risk (equity) to low risk. So you can see my profit is confirm as everything sell & buy on low risk portfolio. When market down badly, less impact to low risk portfolio compare to my initial portfolio. If maintain existing portfolio, u only can see ,down, down till negative. nothing to lock your profit. of coz, it is my theory as i notice stashaway dont do anything when market down. it just maintain the existing investment. however another way is top up for it to DCA. This post has been edited by ericlaiys: Mar 3 2020, 04:35 PM |
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Mar 3 2020, 09:47 PM
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#9
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QUOTE(abcn1n @ Mar 3 2020, 07:15 PM) ericlaiys How you know stashaway don't do anything when market down? I am new to SA, so would love to know how you know that. already see from app the transaction history since couple month (when market up & down). Also, are there any charges/fees for switching the portfolio risk? Dividend bank in deposit money - buy no selling for couple month unless i transfer it or withdraw... |
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Mar 4 2020, 07:51 PM
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#10
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Mar 4 2020, 11:55 PM
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#11
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Hmm...seem like market is going up. Mine profit 10%
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Mar 5 2020, 08:39 PM
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#12
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QUOTE(shinjie93 @ Mar 5 2020, 08:15 PM) For the sake of data As on 05.03.2020 dont time. just set auto invest every monthStarted since Feb 2019 USD MWR = 11.59 TWR = 13.43 MYR MWR = 13.56 TWR = 16.10 Risk = 36% Personal opinion on when to add fund ? if drop 5% - 10% can can in some How to know when to add. When people are optimistic, the bigger the downside. (Be greedy when people fear, work great especially in diverse portfolio) |
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Mar 5 2020, 08:40 PM
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#13
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Mar 6 2020, 04:38 PM
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#14
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Mar 6 2020, 09:28 PM
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#15
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Mar 8 2020, 08:15 AM
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#16
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QUOTE(z21j @ Mar 8 2020, 02:58 AM) 1. Stashaway Malaysia can do weekly (auto) DCA? last time yes you can do weekly. New one cannot already.-monthly2. MYR/USD was higher in the past few weeks. Hence, any fresh investments may hurt. Someone's unrealised loss of RM150 was it because of USD depreciated thereafter? So i did not change my weekly DCA. |
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Mar 8 2020, 12:50 PM
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#17
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Mar 8 2020, 05:52 PM
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#18
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QUOTE(z21j @ Mar 8 2020, 02:41 PM) Is this strategy works? Assuming RM12k investment. Wo one can predict what will happen to market. But DCA is proven method in all investment. With current market, best to slowly enter the marketPut RM3k now, monthly DCA RM500. lower risk. a) When ringgit drop against USD --> another RM3k to rm5k lump-sum contribution b) When DJI/us market increase --> change risk to higher? I've cash out my SA SG sometime in Jan before SGD crash against USD, thinking to reenter either SA MY or SA SG. But my past 1 yr of investment using SA SG is that the best return is robo + human monitoring.. DCA may not good enough. |
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Mar 8 2020, 08:05 PM
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#19
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QUOTE(palm05wince @ Mar 8 2020, 06:58 PM) Just started 2 months ago. Currently doing weekly DSA equally into conservative portfolio (6.5% & 10%) and aggressive portfolio (22% & 26%). Should i just stick to one? lol...i got 3. - Low risk - Medium risk -High risk But i've transfered high risk to medium 1 days after deep fall. so loss not a lot but still got profit 8% left |
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Mar 9 2020, 11:14 PM
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#20
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lol...US has suspended trading due to market dropped 7%
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