I thought 2020 lesson for most SAMY investors - use manual top-up instead after SAMY cleared their accounts 26-27 times of direct debit.

I guess so. Haha.

2020 january SNP500 33XX
2021 january SNP500 38XX

Just follow the trend i guess I personally cannot buy and hold. Haha. Easily disturbed by market noise

Actually the difference is negligible. It only looked 'bigger gap' visually on the graph because the increment (DCA amount) is smaller than the net total return, hence you see a bigger area in between actual value and deposit value.

No, I just want to make the graph looks smoother, and allocation errors lower. I doubt the difference in returns is that substantial.

With the kind of daily deposit you have loss another at least 3 to 6% gain on FX conversion

Better off put in Simple and then when FX rate is favourable one shot dump in

Mine this week only when deposit on Monday exactly FX rate at RM4 to 1 and already MWR is 5% to date with another at least 8 good weeks will double money for this year

MWR the power of timing and exchange and we need more good weeks like this week and more to come soon for us

Am I seeing correctly?

Gold: 1,849.90 -63.70 (-3.33%)
GLD: 173.34-6.14 (-3.42%)

Yeah. Haha. If this is my only saving vehicle. I might just do that

But I’m not so good in timing the exchange or even the market.

So just stick whatever that works for me

But if it’s unit trust. Ahh that one easier. Haha. Tesla going to listed in SNP? Ok RHB global artificial intelligence it is 😬

Morning guys,

I usually put my RM50k into FD (2.35% interest for 3 months) , so after 3 months can get around around RM294 , lol

So i was wondering if i put this RM50k into Stashaway, after 3 months can it generate more than this RM294 or at least equivalent amount?

You can lose 294 or more too during that time frame...unless you are refering to stashaway simple, which is very low risk... You need to find out the current project return for simple.

Just my past observations.. That could be wrong... Hopefully it won't happens to you

If you are 55 yrs old or if you trusted Yr parents n don't mind getting their help... Try epf

This post has been edited by yklooi: Jan 9 2021, 09:08 AM

if you saying stashaway simple, the amount should be similar.
if you saying normal stashaway investment, the amount generated aren't guarantee, depending on market condition and ur risk index. It could be more, or it could be less, but invest long term (more than 1 year), normally the return should be much higher.

This post has been edited by gundamsp01: Jan 9 2021, 09:02 AM

Yes because DXY bounce back at 90 for awhile

Timing is subjective because of your risk appetite. Unit Trust better off not buying it because the charges bloody ridiculous when you can get better returns on ETF

RHB AI fund will be one off only for 2020 gains will be started slowing down soon

3months all depends on the market events and catalyst for growth very difficult to tell and it depend on your risk appetite

But if time deposit right when the FX rate is low in USD and right portfolio already can gain 5% on Money Weighted Average easily

With such big amount never look short term but on long term on consistent gains because you will need time to redeem when the USD strong then you will gain in terms of extra RMs

You win you lose some

Yeah it’s just a short play. Since I’m switched from
Big cap China to global AI. Bought on December and sold AI this Monday for a 6% gain. The big cap China already untung since 2019. So why not give it a try haha

Sorry lari a bit from Stashaway. Haha.

Big Cap China will be in focus in the next 2quarters in StashAway KWEB gains should outperform the others

Btw does RHB Global AI fund is it a feeder or wholesale fund?

jompay 7am transact
what time $ will reach stashh?

It depends on the bank clearance most likely Monday after 2pm will reflect the progress

if receive by 2pm, the fund will be invested on same day?

Feeder

Ah ok. Might increase my monthly top up there 👍🏻

if receive by 11am on biz day, then yes. it will invested on the same day.
if 2pm, it could be next biz day.

This post has been edited by bourse: Jan 9 2021, 01:12 PM

(For business day) likely between 11am to 1pm reflect deposit. Around 6pm reflect buy order. Except Monday.

This post has been edited by thecurious: Jan 9 2021, 03:42 PM

hye guys, i applied isinar for the purpose of reinvesting and some expenditure needs . somehow it got approved. so i just want to know if i already have weekly budget for investing, should i just lumpsum invest the isinar funds or increase my weekly dca?