This is a great.

ETFs: Pros and Cons (Podcast Exclusive)
https://www.bfm.my/podcast/morning-run/ring...dcast-exclusive



Simple Strategies to Start Investing
https://www.bfm.my/podcast/morning-run/ring...start-investing

yesterday Morning 10am.

How much to invest to achieve this goal?

thank you DarXnight

This post has been edited by bourse: Jan 6 2020, 10:44 AM

any update for SA fans here? Thanks

besides DCA monthly, i also top up when S&P drop more than 1%. Let see the result after 3 years.

at this moment, negative return.

Home/Portfolio ~ update around 1pm.

Home/General investing/Assets ~ update around 9:30am.

if you add up each assets class, the total did not tally at 9:30am. It will be tally by 1pm later.

to make things easier, just view the SAMY account after 1pm.

I am using yahoo finance to keep track SAMY portfolio. unsure got any limitation or not

Portfolio risk index ~ % portion

min 6.5% ~ 46% Govt Bond + 30% Corp Bond + 14% intl Equity + 9% gold + 1% cash
8%
.
.
.
18% ~ 30% Govt Bond + 3% Corp Bond + 36% US Equity sector + 15% intl Equity + 15% gold + 1% cash
.
.
.
.
max 36% ~ 72% US Equity sector + 27% intl Equity + 1% cash



we cannot change the % portion, just adjust the portfolio risk index to find the most suitable one.

Home/Portfolio/Keep_Planning/General_Investing/ <click the Get Started>

pick the higher-risk. Move the risk index point from 26% to 36%. View the choice under Assets. Click one of the asset class, eg US equity sector, you can view all the ETF invested in. Same with others portfolio. Build your portfolio correctly over here.

We can choose the most relevant ETF that we want to invest in.

how is the 6.5% and 36% performance so far?

thanks.

SAMY mostly US and Europe.

from the LYN reading, maybe try to look at Mytheo (Japan, Hong Kong , Singapore) or Wahed (Malaysia).

Last Friday bank in using IBG. according to IBG transfer schedule, bank in before 5am, the fund will reach SAMY by 11am.

1. Transfer to SAMY around 5:05am. initially thought tak jadi on the same day.
2. SAMY update the transaction by 1pm
3. Conversion and order placed by 4pm
4. Saturday already update the buy order in my portfolio.

However, it is a bit tiring to wake up so early to do the trf.

what is the deposit timing for your JomPay?


How does my money get invested from the moment I make a deposit?
https://www.stashaway.my/faq/360009405233-h...make-a-deposit/


This post has been edited by bourse: Mar 8 2020, 09:27 PM

try setting future IBG, it does not work. only got a msg from bank said this IBG unsuccessful a days later. Maybe will try do the setting again once the market more stable.

36% risk TWR at -15.64%.

still DCA~ing till bullet habis for this year.

not too sure why the MWR is at 0%. should be bigger negative, SAMY worry me panic, so no show the figure?

This post has been edited by bourse: Mar 10 2020, 05:58 PM

SAMY did not show how much gain from forex and how much gain from portfolio asset.

SAMY only provide TWR and MWR for both currency.

https://www.stashaway.my/r/special-market-c...y-13-march-2020


Freddy [11:06]

Well because the common problem in the industry is that people have a lookback window to look at volatility and risk estimates. The problem is that when you are looking back at good times you are always going to underestimate the extent of the moves when the storm hits. It's called a calm before the storm effect. StashAway addresses this by not looking back arbitrarily. Instead, we look at the whole history, we take slices of the data that correspond to stress scenarios. In fact, we rank them by the top 10 pain scenarios, 2008 global financial crisis if it happens tomorrow, what's the instantaneous shock to your portfolio and then what's the second-largest pain point; what's the third, what's the fourth, all the way to the tenth and our risk indices are designed to capture a majority of those scenarios. And I'm happy to say that as of now, although users may see the short term drawdowns, I'm very happy to say that we are very, very far away from reaching close to anywhere near those risk budgets.

still 36% risk. slow slow DCA~ing.

estimate took 2 yrs+ to stay flat after the dust settle. so, my ammo need to last at least for 3+ years.

had share what is on my plan too.