50 pages come on gais!
#uturn
Salary 8k will be potong 1.2k to pay PTPTN Chat
Salary 8k will be potong 1.2k to pay PTPTN Chat
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Dec 6 2018, 11:32 AM
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Senior Member
1,709 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
50 pages come on gais!
#uturn |
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Dec 6 2018, 11:32 AM
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Senior Member
2,263 posts Joined: Sep 2006 From: i-city |
QUOTE(shahrul09 @ Dec 6 2018, 11:31 AM) K standard. Lu yang sign, lu bayar la. Jangan bising. yea.. agreement signed RM300 per month .. been serving so many years ... now say need to serve RM1200.. foresee alot of leong house in 2019..This shit doesn’t effect my pocket money. So I can sembang kencang. (Ofcourse people need to bayar hutang, no one dispute this shit obvious shit, the shitty thing is this shitty model pembayaran) then bank raise interest rate gao gao (then still same logic u sign bayar la) hahaha |
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Dec 6 2018, 11:33 AM
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Junior Member
106 posts Joined: May 2009 From: Penang |
QUOTE(shahrul09 @ Dec 6 2018, 12:31 PM) K standard. Lu yang sign, lu bayar la. Jangan bising. Those sohai happened not to be into the situation yet. This shit doesn’t effect my pocket money. So I can sembang kencang. (Ofcourse people need to bayar hutang, no one dispute this shit obvious shit, the shitty thing is this shitty model pembayaran) Its /k and will be always as /k Inb4 kudakayuasalways |
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Dec 6 2018, 11:33 AM
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Junior Member
43 posts Joined: Jun 2018 |
QUOTE(shahrul09 @ Dec 6 2018, 11:31 AM) K standard. Lu yang sign, lu bayar la. Jangan bising. Gamuda kena VSS they sembang, company like media prima all kena they sembang kencang also, wait The Star also may have vss, now PTPTN stir the shit they still sembang. Just wait.. in next 4 years, there will be something that affect their pocketsThis shit doesn’t effect my pocket money. So I can sembang kencang. (Ofcourse people need to bayar hutang, no one dispute this shit obvious shit, the shitty thing is this shitty model pembayaran) |
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Dec 6 2018, 11:35 AM
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Junior Member
106 posts Joined: May 2009 From: Penang |
QUOTE(sheahann @ Dec 6 2018, 12:32 PM) yea.. agreement signed RM300 per month .. been serving so many years ... now say need to serve RM1200.. foresee alot of leong house in 2019.. Demo with bank now to do rescheduling too.then bank raise interest rate gao gao (then still same logic u sign bayar la) hahaha I got many more left over.. 30 years monthly housing installment Just tukar. Kasi 15 years. 7k per month. I have no issue. Janji sudah signed. Kena bayar... lai.. /k standard mentality. |
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Dec 6 2018, 11:39 AM
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Senior Member
1,330 posts Joined: Feb 2011 |
QUOTE(Joe_Longgo @ Dec 6 2018, 11:33 AM) Gamuda kena VSS they sembang, company like media prima all kena they sembang kencang also, wait The Star also may have vss, now PTPTN stir the shit they still sembang. Just wait.. in next 4 years, there will be something that affect their pockets I hope gov impose capital gain tax. Alot rm20k /k got this one, see how many make noise later😂 |
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Dec 6 2018, 11:43 AM
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Senior Member
584 posts Joined: Aug 2009 |
the star coverage of this issue is so pathetic, national paper my ass.
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Dec 6 2018, 11:51 AM
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Junior Member
38 posts Joined: Jul 2013 |
QUOTE(haimirmaya @ Dec 6 2018, 11:35 AM) Demo with bank now to do rescheduling too. If your bank does this, refinance la and go to another bank with a better deal. You guys just gotta admit that repayment of your PTPTN loans is the lowest of priorities, even though you'd have the means to finish paying the loans much earlier.I got many more left over.. 30 years monthly housing installment Just tukar. Kasi 15 years. 7k per month. I have no issue. Janji sudah signed. Kena bayar... lai.. /k standard mentality. |
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Dec 6 2018, 11:52 AM
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Senior Member
2,263 posts Joined: Sep 2006 From: i-city |
QUOTE(Kyojin @ Dec 6 2018, 11:51 AM) If your bank does this, refinance la and go to another bank with a better deal. You guys just gotta admit that repayment of your PTPTN loans is the lowest of priorities, even though you'd have the means to finish paying the loans much earlier. u go every bank, every bank tell u the same thing |
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Dec 6 2018, 11:55 AM
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Junior Member
106 posts Joined: May 2009 From: Penang |
QUOTE(Kyojin @ Dec 6 2018, 12:51 PM) If your bank does this, refinance la and go to another bank with a better deal. You guys just gotta admit that repayment of your PTPTN loans is the lowest of priorities, even though you'd have the means to finish paying the loans much earlier. No no. /k standard must pay..sudah signed. Bodo xbaca contract. Semua org spent 3 to 7 days baca contract..halusi before sign.. this is the perfect world we are living. Wake up wake up.. follow the /k perspectiveThis post has been edited by haimirmaya: Dec 6 2018, 11:55 AM |
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Dec 6 2018, 11:55 AM
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Senior Member
3,663 posts Joined: Oct 2010 |
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Dec 6 2018, 11:57 AM
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Junior Member
106 posts Joined: May 2009 From: Penang |
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Dec 6 2018, 11:59 AM
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Junior Member
289 posts Joined: Feb 2009 |
QUOTE(sheahann @ Dec 6 2018, 11:20 AM) if really become need to pay 1200, then the most regret thing i do is to vote for the current government .. Wa so high paid liao....so envy sial...i signed agreement to serve the loan at 320, suddenly jump to 1200 ? doesnt seem logic idea to begin with .. On the other hand, I plan to pay one lump sum with 20% discount... |
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Dec 6 2018, 12:10 PM
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Senior Member
7,106 posts Joined: Jan 2003 |
QUOTE(sheahann @ Dec 6 2018, 11:32 AM) yea.. agreement signed RM300 per month .. been serving so many years ... now say need to serve RM1200.. foresee alot of leong house in 2019.. Earn 8k, Employer give at least 12% EPF and self give 11% EPF every month. EPF can be used for Education settlement.then bank raise interest rate gao gao (then still same logic u sign bayar la) hahaha But no, naik 1200 kencing nak lelong rumah. Good la, memang padan muka orang cam tu. |
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Dec 6 2018, 12:14 PM
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Junior Member
244 posts Joined: Jul 2008 |
wow.. luckily i kumpul $$ and settle it sekali gus...
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Dec 6 2018, 12:22 PM
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Senior Member
2,263 posts Joined: Sep 2006 From: i-city |
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Dec 6 2018, 12:25 PM
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Senior Member
2,263 posts Joined: Sep 2006 From: i-city |
QUOTE(fuzzy @ Dec 6 2018, 12:10 PM) Earn 8k, Employer give at least 12% EPF and self give 11% EPF every month. EPF can be used for Education settlement. Same thing. When bank increase double interest rate. The same principle applied. But no, naik 1200 kencing nak lelong rumah. Good la, memang padan muka orang cam tu. Employer 12%. Epf 11% self. Epf account 2 can use to pay housing loan. But no, monthly house installment 3000 increase to 5000 kencing nak lelong rumah. Good la. Padan muka. Haha |
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Dec 6 2018, 12:28 PM
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Senior Member
7,106 posts Joined: Jan 2003 |
QUOTE(sheahann @ Dec 6 2018, 12:25 PM) Same thing. When bank increase double interest rate. The same principle applied. It's only the same thing if you don't understand difference between interest rate and principle repayment rate.Employer 12%. Epf 11% self. Epf account 2 can use to pay housing loan. But no, monthly house installment 3000 increase to 5000 kencing nak lelong rumah. Good la. Padan muka. Haha |
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Dec 6 2018, 12:34 PM
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Newbie
45 posts Joined: Dec 2015 |
This thread is still going on?
Haih. Bayar je lah |
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Dec 6 2018, 12:44 PM
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Junior Member
91 posts Joined: Jun 2006 |
QUOTE(haimirmaya @ Dec 6 2018, 11:55 AM) No no. /k standard must pay..sudah signed. Bodo xbaca contract. Semua org spent 3 to 7 days baca contract..halusi before sign.. this is the perfect world we are living. Wake up wake up.. follow the /k perspective k/ quality becoming bodoh. Not like 10 years ago.8k gross will become around 6.6k net. Tolak lagi 1.2k. Giler apa. But k/ apa tau since some of them gaji x sampai pun 8k. Monthly rm300 jadi 1.2k. And bases on the reaction i pray hard bank also will follow this kind of tactic. |
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