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> Salary 8k will be potong 1.2k to pay PTPTN Chat

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Zaryl
post Dec 5 2018, 06:15 PM

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QUOTE(Joe_Longgo @ Dec 5 2018, 05:51 PM)
Kena also. I called their careline, apply to ALL. Including autodebit and those already do salary deduction
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NO WAY man.

I already SIGNED the agreement prior to do restructuring to Ujrah.
no way PTPTN going to do this.

F la!

i've been paying autodebit since 2016 wei.

KNNMCB! vmad.gif ranting.gif
Zaryl
post Dec 5 2018, 06:31 PM

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QUOTE(amroll @ Dec 5 2018, 06:21 PM)
U totally missed the point here..we people that pay as per schedule have our own money management.its not about pay or not now..

Example: u already out a commitment for yr house 2k per month,,suddenly bank ask you to pay 4k per month..even the tenure is shorter,someone will affected badly..

Understand the intention but no i dun support this.
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i agree with you sir.

i've been paying like a good boy since 2016. restructure to ujrah & did Auto debit a year later. rm300/month.
before 2016, i did pay my PTPTN debt monthly but paid rm100-rm150 but CONSISTENTLY every month.
Never FAIL to pay monthly. Must pay due to responsibility to payback whatever i borrowed. At least try to pay with my not so great salary last time.

i don't agree with this new policy regardless to how much income we make yearly.
different people got different commitments.
I believe 3-5% max salary cut is SUFFICIENT in these times of unstable economy.

PTPTN should punish those who NEVER paid a single RM at all or those who pay ON OFF monthly.
Zaryl
post Dec 5 2018, 06:56 PM

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PH will just helm for only 1 term.

Definitely will not make PH helm for another term and the rest of terms after this, IF this policy really enforced on January 2019.

This post has been edited by Zaryl: Dec 5 2018, 06:57 PM
Zaryl
post Dec 5 2018, 08:01 PM

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QUOTE(loon90 @ Dec 5 2018, 07:56 PM)
Fuck man! I just called ptptn starting jan they will cancelled all our auto deduction. Then follow that new rate of the repayment. Where got make sense ! My agreement was supposed to be the amount I’m paying right now, now they want more fuck them! I need to fullfilled other needs
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So does that means we have to SIGN new agreement again?

I for one will definitely NOT going to sign anything from Ptptn after this!
Zaryl
post Dec 5 2018, 08:56 PM

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PAKAT KALIH FOR PRU15 ladies & gentlemen!

change for new, transparent, honest government in the next GE15!


Zaryl
post Dec 5 2018, 09:54 PM

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hmm i've been sitting and thinking calmly for an hour or so.

i guess PTPTN will make a u-turn statement after this.
right after Atok and his smart ministers thought over this ridiculous policy that could hurt potential voters for PRU15 and the rest. hmm.gif

Chill your manboobs gais.

Let's get a good nite sleep tonite and watch the development over the next few days. icon_rolleyes.gif
Zaryl
post Dec 6 2018, 09:33 AM

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QUOTE(desmond2020 @ Dec 6 2018, 09:28 AM)
Kesian banyak buta huruf tak baca kontrak
19. Tanpa menjejaskan Fasal 6 Lampiran ini, jika PERBADANAN menyediakan satu skim pembayaran balik berkenaan wang yang kena dibayar oleh PEMINJAM ke atas Keseluruhan Pinjaman Tersebut kepada PERBADANAN selain daripada yang ditetapkan di bawah Fasal 6, PEMINJAM adalah dengan ini memberi persetujuan yang tidak boleh dibatalkan untuk membenarkan PERBADANAN membuat perkiraan dengan sesiapa jua majikan PEMINJAM kemudian nanti supaya pendapatannya dipotong dengan sewajarnya bagi pihak PERBADANAN. PERBADANAN adalah berhak pada bila-bila masa untuk mengubah kadar Upah Pengurusan Pinjaman, cara dan/atau masa bagi pembayaran balik itu dan meminta pembayaran balik dengan serta-merta bagi Keseluruhan Pinjaman Tersebut atau sebanyak mana yang masih belum dibayar menurut budi bicara mutlaknya tanpa memberi apa-apa sebab baginya. PERBADANAN juga berhak pada bila-bila masa untuk meminta mana- mana Agensi Kerajaan Persekutuan atau Negeri termasuk Jabatan Perkhidmatan Awam, Kumpulan Wang Simpanan Pekerja atau Pertubuhan Keselamatan Sosial membayar daripada saguhati persaraan atau caruman PEMINJAM bagi tujuan pelepasan Keseluruhan Pinjaman Tersebut.
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sadap la you desmond.

wait till you kana at one point in your life baru you tahu.

or when you kana retrench/loss of business, then will think back on what you said to these poor souls like me earlier.

Just STFU and give moral support only.
Zaryl
post Dec 6 2018, 11:03 AM

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let's make all type of loans other than education (housing,cars, personal, etc) to increase according to your annual increment.

Fair & square to ALL.


Zaryl
post Dec 6 2018, 11:32 AM

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50 pages come on gais!

#uturn

Zaryl
post Dec 6 2018, 02:44 PM

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QUOTE(Joe_Longgo @ Dec 6 2018, 01:55 PM)
user posted image

Latest update few mins ago
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Told you we should calm our manboobs and chill out, wait for latest developments unfold over the next few days.

But meanwhile, we can school those ignorant, comprehension problem /ktards who think ppl with rm8k salary just have ptptn commitment only.
Zaryl
post Dec 7 2018, 12:25 PM

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QUOTE(red_satu @ Dec 7 2018, 12:23 PM)
Yeah, enforcement was lax. I graduated with about 36k in PTPTN debt with 3k starting salary. My salary nowadays is nowhere near 8k but my PTPTN debt has whittled down to just over 12k. Those with 8k salary now and years of working don't have a right to complain.
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Sick/very old father mother, children some more who want to support?

You?

Jangan sembang kencang bero
Zaryl
post Dec 7 2018, 01:11 PM

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QUOTE(red_satu @ Dec 7 2018, 12:44 PM)
And do you know what I have to support? Obligations are still obligations, arguably those who purposely don't pay their PTPTN are worse since the money they loaned was used to get  a job and salary. Might as well rob a bank to support their sick parents and children since they don't know the difference between rezeki halal.amd rezeki haram.
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Who are you to judge rezeki halal or haram?

Are you sure your monthly salary/business profit comes from purely halal money?

Borrowers surely pay according to original schedule payment to a stipulated years as per agreement. So they honor it.
The extra money they can use it for supporting their sickly and very old parents & for children also.

Like me, even though i pay monthly rm300, some times i pay more if i got rezeki lebih on particular months.

Zaryl
post Dec 7 2018, 02:56 PM

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Kasi up this thread to 50pages to show good measure for TS.

#uturn
Zaryl
post Dec 7 2018, 03:45 PM

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QUOTE(tokyo2020 @ Dec 7 2018, 03:02 PM)
jangan
later people like jenniferjen will say u dun understand this and that, padahal nak avoid pay more to ensure their luxury life intact.

I want their luxury life to collapse!
susah sangat ke?
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I pray you kana retrench/business flop then only you will eat your own words boy.

Dont mess with us PTPTN good paymastas!

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