Gaji 10k, pcb, epf, 15% PT, socso, aes left around 5600

I called PTPTN Careline 2 hours ago, this will apply to ALL borrowers, regardless if you are paying on schedule, already reschedule, or already use EPF to set of certain amount, or have credit balance. ALL previous arrangement will be ceased and deduction based on salary apply.

Apply to ALL, regardless u never pay single cent or paying diligently on schedule

Kena also. I called their careline, apply to ALL. Including autodebit and those already do salary deduction

They pay u idiot. If u paid 500 permonth since grad and now your salary is 8k, they will deduct 1.2k by force. ignoring previous contract

Another person missing the point. The rant here is about compulsory 15% deduction regardless if have follow your schedule payment or not. You have been paying 500 for maybe 5 years, but now suddenly monthly payment increase to RM1.3k per month. ALL borrowers affected no matter u good paymaster or not

Another idiot missing the point. The rant here is about compulsory 15% deduction regardless if have follow your schedule payment or not. You have been paying 500 for maybe 5 years, but now suddenly monthly payment increase to RM1.3k per month. ALL borrowers affected no matter u good paymaster or not

There is structured payment for 108 months agreed with duty stamp. and suddenly can change? most rate for ptptn is between 150-300. so can anyhow increase 5 times the monthly payment?

Yes man. applies to ALL. ALL

Again u missing the point. WHO the hell DID NOT pay? We are ranting the monthly payment increased in short notice and ignoring the previous agreement, plus we pay diligently according to the agreed scheduled.

Those who didn't pay single cent certainly deserve it. No question ask.

ALL kena. Read all the post

Somewhere in this thread some one did provide the clause:

6. PERBADANAN adalah berkuasa memaklumkan secara bertulis kepada seseorang majikan yang mengambil PEMINJAM bekerja untuk memotong daripada gaji PEMINJAM apa-apa jumlah wang yang merupakan amaun bayaran balik bulanan yang dikehendaki daripada PEMINJAM bagi tujuan pelepasan Keseluruhan Pinjaman Tersebut dan kemudiannya diremitkan kepada PERBADANAN. Bagi PEMINJAM yang bekerja sendiri, PEMINJAM hendaklah membuat pembayaran balik bagi
tujuan pelepasan Keseluruhan Pinjaman Tersebut terus kepada PERBADANAN atau mana-mana ejen lain yang dilantik mengikut amaun bayaran balik bulanan Keseluruhan Pinjaman Tersebut yang telah ditetapkan di dalam Perjanjian Pinjaman Pendidikan / Pinjaman Semula Pendidikan atau di dalam notis bayaran balik yang dihantar kepada PEMINJAM.

I paid rm298 per month. Under new structure I will fall under 15% bracket. which is roughly 5 times more

just wait for your turn kena. Gamuda staff PH voters kena. We fell into 15% bracket also mostly PH voters. There few more years.. will hit you soon

maybe not PTPTN, but something else

Yo idiot. The agreement contract I sign ask me to pay RM300 for 108 months. I paid since 2013 diligently. Now suddenly next month I have to pay RM1350++?? just because my salary bracket fall to the 15%.

You have poor comprehensive reading. People rage about the sudden increase only monthly payment. The people who rage here are not those bastard who didnt pay a single cent nor they dont want to pay at all.

Get it?

or need some drawing in a flowchart for you to comprehend this?

Another idiot didnt read and just reply thread here.

The agreement contract I sign ask me to pay RM300 for 108 months. I paid since 2013 diligently. Now suddenly next month I have to pay RM1350++?? just because my salary bracket fall to the 15%.

You have poor comprehensive reading. People rage about the sudden increase only monthly payment. The people who rage here are not those bastard who didnt pay a single cent nor they dont want to pay at all.

Get it?

What's the point of having the agreement at the very first place? What's the point having payment schedule contract then? everybody should revise their loan commitment based on income percentage?

I am PAYING according to the agreed contract.

So question for you this year you pay your car 1000 permonth, and at 2019 you gonna pay 1500 per month if you got huge increment? Seriously? Are you doing this now?

To those who think that the rate is only for defaulter