I pray you kana retrench/business flop then only you will eat your own words boy.

Dont mess with us PTPTN good paymastas!

why people refuse to pay? it's not like bank loan have admin fee, processing fee etc

and low interest right?

I pray you kena retrench or business flop or sontot some investment.

so good..!! so many ppl taking advantage of gov loan interest but spend a lot on luxury stuff..!!! trip overseas..!!!

Suppose the 1st class waiver only for local universities. Imagine one local university student only loan 21-30k compared to private university student which loan 60-150k. Standard also different. Local universities so hard to score. Do you all agree? Also, if ptptn less fund, student should consider to study local universities. I am actually graduated from local university and spending two years for Form 6. As A level / foundation also not cheap... Some of my friends said I wasted two years. Studying private Universities will one or two years earlier graduated then the one studied local universities... Should summon those not good repayment. Taking ujrah, 10-15 years with 1% interest. What to complaint more?

Why you so butthurt with those who earn more than Rm8,000. Are you jealous because you are still far away to reach that bracket. Then you use the stupid ptptn scheme story to bully those who earn more than you. What a low life. Shame on you.

I found too much of these type of people since ptptn issue raised.
All suddenly come to me and become my $$ planner. The irony is..they all B40 and some of baru raised to M40 lvl. Jealousy in the air found from my point of view since T20 kena. Work hard and play hard laa..

My advise. Masuk telinga kiri kluat telinga kanan. We knows better for our life. Thats why we are T20 lvl kind of persons. Just ignore it brahh..

Speaker read before about graduate tax suggestion to replace tuition fees and loans system. Is it worth?

Define high.

Is 8k with family high salary?

Or 4k but single high salary?

FYI 8k is nothing nowadays. With family 8k is very little.

Its like personal loan. Small loan less pay. Big loan more to pay. Peoples who pay according to contract schedule shouldnt be kacau. Peoples who donts pay on time should be ccriss. Like loan.

Then, peoples should also has the option to pay with account 1 for kwsp. Not force, just option for them. Like 50%of ptptn.

The last one is, is FAMA paying you ptptn and you dont take ptptn because dont study. Better shut up. Kesian diorg oo.

I dont understand the mindset of those who took PTPTN. Where did they get the idea that they dont have to to pay? Masa angkat duit, syiok. Pakai duit PTPTN beli motor lar, smartphone lar, blah blah blah. When the time come to pay, cry father and cry mother saying they cant afford. wants government to abolish. So bloody damn selfish. Your time to take PTPTN, you support. The time for others to take PTPTN, you wants it abolish. Apa logic ini.

Maybe the quantum of the % needs to be looked at and government needs to be firm on this. Else, this PTPTN will forever be a shit pit.

Not an issue for ktard... all minimum 20k... can full settlement in cash...

Laaa tak habis lagi issue ni. Dont punish us that adhere to the stipulated amount set in the contract. 3 tahun elok bayar 150 then tiba tiba suruh bayar dekat 450. Jauh beza baii. From 10 years repayment period jadi less than 2 years. Siapa tak marah.

Who are you to choose what best for us?

Kawan, it's not that they failed to see. They're politicians. They're not as stupid as they portrayed themselves to be. It is all part of the game.

Short term visible gain translate to votes. Long term gain that cant see any effect on votes in the next election, park tepi dulu. Plus, gotta keep a big portion of the voter base less educated. Easy to manipulate. Easy to satisfy. Easy to buy.. faham?

Hi pagi pagi dah start trolling
Nampaknya dah dapat beberapa mangsa

Ic
No wonder you poor and dengki the rich
Please go on

Its was stated on the agreement the mentioned scheduled. Reti baca or not?

dude, it should apply to those avoiding payments only. How is it fair to those who are already paying on time. It was agreed upon that I'm supposed to pay this much when I start work. So it should stay that way. Why punish the innocent ones?

Imagine u take a loan from bank for your house. and they change your agreement to say u have to pay more whenever your income increase. How would you feel?

In any agreement, there are clauses. Even in housing loan agreement, if you are on flexi you are bound to the changes of blr rate. The problem now is that you have signed the ptptn agreement and in that agreement, it stated that they can change the repayment amount based on their discretion. So basically they are not punishing, they are just exercising their right in the agreement which you agreed.