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Salary 8k will be potong 1.2k to pay PTPTN Chat
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KineticKill
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 Dec 6 2018, 12:47 PM
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New Member
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QUOTE(de_sengal @ Dec 6 2018, 05:44 AM) k/ quality becoming bodoh. Not like 10 years ago. 8k gross will become around 6.6k net. Tolak lagi 1.2k. Giler apa. But k/ apa tau since some of them gaji x sampai pun 8k. Monthly rm300 jadi 1.2k. And bases on the reaction i pray hard bank also will follow this kind of tactic. Based on the reactions I pray hard that everyone will.. Bayar je lah  |
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Clan204
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Dec 6 2018, 12:50 PM
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Getting Started
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hahaha... bising2 later ph putar halim semua pun cukur keluar leecongwei.jpg
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de_sengal
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Dec 6 2018, 12:52 PM
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Getting Started
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QUOTE(KineticKill @ Dec 6 2018, 12:47 PM) Based on the reactions I pray hard that everyone will.. Bayar je lah #inikalilah jadi # bayarajerlah |
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lil_flank
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Dec 6 2018, 12:59 PM
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QUOTE(limeuu @ Dec 6 2018, 10:10 AM) 1% only....keep your money in bank still untung....hence a reluctance to settle loan faster than required.... QUOTE(fuzzy @ Dec 6 2018, 10:18 AM) I think like 1%. So why would you want to pay it back faster? No wonder most dont wana faster clear it. Singapore study loan is around 2% plus if i rmbr correctly. Pity those students who really need the loan. |
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dkcheong1127
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Dec 6 2018, 01:03 PM
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Getting Started
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QUOTE(Joe_Longgo @ Dec 6 2018, 11:24 AM)  To those who think that the rate is only for defaulter yes...just now went to ptptn office to ask, they said new rates will apply also to those already make direct debit...previous amount will be batalkan worth to mention, 20% discount(if you one shot kasi bayar habis) still offering until end of this month, and luckily can pay by card without merchant charges... This post has been edited by dkcheong1127: Dec 6 2018, 01:05 PM |
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KineticKill
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Dec 6 2018, 01:34 PM
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New Member
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Take personal loan la. 20% discount, plus fixed payment plan.
Take extra can also buy new iphone.
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Joe_Longgo
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Dec 6 2018, 01:55 PM
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New Member
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 Latest update few mins ago |
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haimirmaya
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Dec 6 2018, 02:07 PM
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Getting Started
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QUOTE(de_sengal @ Dec 6 2018, 01:44 PM) k/ quality becoming bodoh. Not like 10 years ago. 8k gross will become around 6.6k net. Tolak lagi 1.2k. Giler apa. But k/ apa tau since some of them gaji x sampai pun 8k. Monthly rm300 jadi 1.2k. And bases on the reaction i pray hard bank also will follow this kind of tactic. Thats why i stop my arguement there. Fool with a hammer will still be a fool. |
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haimirmaya
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Dec 6 2018, 02:11 PM
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Getting Started
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QUOTE(fuzzy @ Dec 6 2018, 01:10 PM) Earn 8k, Employer give at least 12% EPF and self give 11% EPF every month. EPF can be used for Education settlement. But no, naik 1200 kencing nak lelong rumah. Good la, memang padan muka orang cam tu. Bodo simpan sket bley? 11% potong . 1/4 shj masuk acc 2. Acc 2 shj yg boleh guna utk benda jadah2 nie.. byk bintang tp kuda. Sedih baiii |
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SUSfuzzy
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Dec 6 2018, 02:21 PM
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QUOTE(haimirmaya @ Dec 6 2018, 02:11 PM) Bodo simpan sket bley? 11% potong . 1/4 shj masuk acc 2. Acc 2 shj yg boleh guna utk benda jadah2 nie.. byk bintang tp kuda. Sedih baiii 30% tu 1/4 ke? Best jugak matematik tu... Keje gaji 8k bertahun tahun tp Acc 2 kosong? |
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M135B
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Dec 6 2018, 02:25 PM
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New Member
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QUOTE(de_sengal @ Dec 6 2018, 12:44 PM) k/ quality becoming bodoh. Not like 10 years ago. 8k gross will become around 6.6k net. Tolak lagi 1.2k. Giler apa. But k/ apa tau since some of them gaji x sampai pun 8k. Monthly rm300 jadi 1.2k. And bases on the reaction i pray hard bank also will follow this kind of tactic. saya setuju, semua /k hari ini sembang kencang. |
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haimirmaya
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Dec 6 2018, 02:25 PM
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Getting Started
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QUOTE(fuzzy @ Dec 6 2018, 03:21 PM) 30% tu 1/4 ke? Best jugak matematik tu... Keje gaji 8k bertahun tahun tp Acc 2 kosong? Org dah planned well before this hiked up happen. Dah beli rumah Dah kurangkan loan study dah separuh Ko ingat loan study 10k? Kaya mcm /k? Keje 10 taun. 10 taun tu starting gaji 8k? Dah merangkak dari bawah Baru dpt 8k. Then acc 2 before nie. Potong ikut gaji. Byk mana sgt nk suruh poke out? Suka2 hati create chaos mintak lebih. Cuba bertenang..lapangkan dada.. duduk dalam kasut kitaorang.. fikir sebelum ckp... |
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luminaryxi
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Dec 6 2018, 02:27 PM
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QUOTE(Joe_Longgo @ Dec 6 2018, 01:55 PM) Latest update few mins ago U-turn incoming |
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xcxa23
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Dec 6 2018, 02:37 PM
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QUOTE(dkcheong1127 @ Dec 6 2018, 01:03 PM) yes...just now went to ptptn office to ask, they said new rates will apply also to those already make direct debit...previous amount will be batalkan worth to mention, 20% discount(if you one shot kasi bayar habis) still offering until end of this month, and luckily can pay by card without merchant charges... Yup .. jz help a fren settle last week with cc 20k yo.. |
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danabu
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Dec 6 2018, 02:42 PM
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QUOTE(luminaryxi @ Dec 6 2018, 02:27 PM) U-turn incoming If it is a good. U turn ape salahan? |
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Zaryl
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Dec 6 2018, 02:44 PM
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QUOTE(Joe_Longgo @ Dec 6 2018, 01:55 PM) Latest update few mins ago Told you we should calm our manboobs and chill out, wait for latest developments unfold over the next few days. But meanwhile, we can school those ignorant, comprehension problem /ktards who think ppl with rm8k salary just have ptptn commitment only. |
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ridox_orimabu
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Dec 6 2018, 02:52 PM
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i just called PTPTN.
They mentioned that despite you are following up to pay with even EPF , you are still oblige to follow the rule starting Jan 2019.
Wow.
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amar_arifin
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Dec 6 2018, 03:00 PM
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Getting Started
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easy dude...
if you dont want to pay..just declare bankrupt..
I'm very sure they do not POTONG yours..
feel sad..pity for them..
last time got 1 friend suddenly kena potong bulan2..kerja pon x menentu..
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amar_arifin
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Dec 6 2018, 03:02 PM
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Getting Started
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QUOTE(fuzzy @ Dec 6 2018, 02:21 PM) 30% tu 1/4 ke? Best jugak matematik tu... Keje gaji 8k bertahun tahun tp Acc 2 kosong? dia da beli rumah bro..postive thinking je la ..hihi.. gaji besar liat bayar.. |
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hirano
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Dec 6 2018, 03:17 PM
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QUOTE(haimirmaya @ Dec 6 2018, 02:25 PM) Org dah planned well before this hiked up happen. Dah beli rumah Dah kurangkan loan study dah separuh Ko ingat loan study 10k? Kaya mcm /k? Keje 10 taun. 10 taun tu starting gaji 8k? Dah merangkak dari bawah Baru dpt 8k. Then acc 2 before nie. Potong ikut gaji. Byk mana sgt nk suruh poke out? Suka2 hati create chaos mintak lebih. Cuba bertenang..lapangkan dada.. duduk dalam kasut kitaorang.. fikir sebelum ckp... Time aku gaji 4k dah ade $$ nak full payment. Just that I delay a bit to do it. Cash, not via epf. Not sure why 10 years you still dont have enough saving? |
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