Because now monthly already auto deduct from bank? Don’t tell me on top of deduction some more ?

Bro I have some patients who have both sick parents. 8k isn’t a lot when you take into consideration that have 6 mouths to feed.

9 step plan to increase PTPTN repayments :

1. Reveal high repayment % to scare borrowers
2. Inform deductions will start in January 2019
3. tomorrow errbody rushes to PTPTN/EPF office to process withdrawals to be entitled for 20% discount
4. suddenly defaulters reduced from 60 % to 20% and PTPTN recoups most of its loans
6. fully settled loans also get 20 % discount by 31 December
7. Gomen announces PTPTN recouped enough funds to sustain another 30 years of loans
8. Plan dibatalkan/ditangguhkan/dikaji semula, back to daily life
9. everybody forgets this debacle and everybody wins

Don’t need to argue with them. Most people have parents who can afford them to go studies and will provide backup for them financially.

Those we were poor. Took up Ptptn. Made a living will understand the pain.

As for me I can just under report my gaji what. Idiot government.

or ppl burn down lge's house
just abolish ptptn onli lah

Rilek la. U talk until take ptptn loan is a total trash. And they pay consistently somemore.

U got no loan at all? coz got loan is a trash already.

Abolish what?

its people like you who caused this much trouble. No free lunch in this world okeh?

I will just declare no income and salary base on comission

u trigger 4 wat, abolish ptptn loan poor ppl just stay home bcum begger no nid study
i no say abolish ptptn repayment

Yes u need to topup to match latest payment rate
That is why i rage and many still defend

not sure u trolling or you're just plain stupid?   

u stupid onli ptptn

ppl pay according to contract. And he cannot enjoy his own life by getting car, son, house? must pay back finish ptptn only can live like a human?

so you're telling me if no scholarship = stupid?

Thank you PTPTN and government for helping me out.

I was from a low-income family, parents cant afford my tuition fees for universities.

My grades were not bad, but not good either to get full scholarships or waiver.

So I borrowed around 50k to go tertiary education.

10 years have passed. I am now earning RM12k, managerial role.

Looking back to my struggles, I wanna thank gvt and ptptn for giving me a chance to climb the social ladder and a better future for me and my family.

For that, I gladly oblige to the payment. I gladly settle a small % of my income to a loan, that costs very little (1% interest) yet gave me a fighting chance to climb the social status. I promise to use 15-20% of my income for ptptn although I have some other commitments.

Sekian.

in what sentence do i mention people can't enjoy house and car?

I'm saying if you have big debt, do you still spend so much on car? 8k gross salary with 4/5 mouth to feed still wanna drive civic?

and when i say "talk till ptptn is trash"? you're not yet answer me