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> Salary 8k will be potong 1.2k to pay PTPTN Chat

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arefiq09
post Dec 5 2018, 07:30 PM

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YES YES YES
geram aku tgk org xbayar ni

SUSM4A1
post Dec 5 2018, 07:30 PM

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Sudden increase in payment is not fair

Should go after those defaulter and not punish existing payer
hirano
post Dec 5 2018, 07:30 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:23 PM)
Now i pay nicely according to contract rm150+

If based on current new rate? Rm1200+
*
Salary already more than 8k but still paying merely 150? Memang sohai
khelben
post Dec 5 2018, 07:31 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:23 PM)
Now i pay nicely according to contract rm150+

If based on current new rate? Rm1200+
*
If you're earning more than 8k then you really should be paying more than 150 la.

But 1200+ is a huge jump though.
juvaan
post Dec 5 2018, 07:31 PM

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9 step plan to increase PTPTN repayments :

1. Reveal high repayment % to scare borrowers
2. Inform deductions will start in January 2019
3. tomorrow errbody rushes to PTPTN/EPF office to process withdrawals to be entitled for 20% discount
4. suddenly defaulters reduced from 60 % to 20% and PTPTN recoups most of its loans
6. fully settled loans also get 20 % discount by 31 December
7. Gomen announces PTPTN recouped enough funds to sustain another 30 years of loans
8. Plan dibatalkan/ditangguhkan/dikaji semula, back to daily life
9. everybody forgets this debacle and everybody wins


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SUSM4A1
post Dec 5 2018, 07:32 PM

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QUOTE(hirano @ Dec 5 2018, 07:30 PM)
Salary already more than 8k but still paying merely 150? Memang sohai
*
Sohai mak kau
I follow contract la . Apa salah
Avangelice
post Dec 5 2018, 07:32 PM

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QUOTE(nickchk89 @ Dec 5 2018, 07:29 PM)
100k loan, who ask u go loan so much at 1st place?

and if you have 100k loan already, why still pay 1.2k per month for car? normal proton/perodua cant?

not to mention 2k house mortgage

have family so early without finished paying somemore,

people these days like to live above what they actually capable of

worked for 10 years epf ac2 should have some substantial amount no? can use that to deduct loan amount.
*
This was just an example. Get off your high horse eh. Some middle income group have taken up expensive degrees and yet inflation has increased. Epf already stated some people do not have savings.

Oh well...the honest middle income group will kena. Those who not Makan gaji and has their own companies can lari from tax and Ptptn.
SUSM4A1
post Dec 5 2018, 07:33 PM

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QUOTE(khelben @ Dec 5 2018, 07:31 PM)
If you're earning more than 8k then you really should be paying more than 150 la.

But 1200+ is a huge jump though.
*
I follow contract agreement payment

I am sure others also

So apa salah ni?
Bukan tak bayar pun...we honor our contract leh
hirano
post Dec 5 2018, 07:33 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:32 PM)
Sohai mak kau
I follow contract la . Apa salah
*
Legally tak salah but sohai. Mentang-mentang la interest just 1%.
ikram_p
post Dec 5 2018, 07:34 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:32 PM)
Sohai mak kau
I follow contract la . Apa salah
*
Setuju.. Tetibe nk duit sekali byk. Gilo apo.
riezzien
post Dec 5 2018, 07:34 PM

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Cukur i oledi finish pay my rm52k ptptn loan this year.
Meanwhile the one who owe rm20k still play2 don want pay loan.

This post has been edited by riezzien: Dec 5 2018, 07:35 PM
loon90
post Dec 5 2018, 07:35 PM

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What if my ptptn currently already monthly auto deduct how ?
SUSM4A1
post Dec 5 2018, 07:36 PM

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QUOTE(hirano @ Dec 5 2018, 07:33 PM)
Legally tak salah but sohai. Mentang-mentang la interest just 1%.
*
And mana boleh tiba tiba expect ppl pay so much
If contract 150 now suddenly force pay 1200

Like this call fair ka?
Avangelice
post Dec 5 2018, 07:36 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:33 PM)
I follow contract agreement payment

I am sure others also

So apa salah ni?
Bukan tak bayar pun...we honor our contract leh
*
Don’t need to argue with them. Most people have parents who can afford them to go studies and will provide backup for them financially.

Those we were poor. Took up Ptptn. Made a living will understand the pain.

As for me I can just under report my gaji what. Idiot government.
nickchk89
post Dec 5 2018, 07:36 PM

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QUOTE(Avangelice @ Dec 5 2018, 07:32 PM)
This was just an example. Get off your high horse eh. Some middle income group have taken up expensive degrees and yet inflation has increased. Epf already stated some people do not have savings.

Oh well...the honest middle income group will kena. Those who not Makan gaji and has their own companies can lari from tax and Ptptn.
*
any sane people would know its example when see ur point "30-45 ages"

that is exactly what i said, people like to live high above what they're capable of(mid class but think they're high class income)


SUSM4A1
post Dec 5 2018, 07:37 PM

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QUOTE(loon90 @ Dec 5 2018, 07:35 PM)
What if my ptptn currently already monthly auto deduct how ?
*
Pay more according to new scheme
Avangelice
post Dec 5 2018, 07:38 PM

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QUOTE(nickchk89 @ Dec 5 2018, 07:36 PM)
any sane people would know its example when see ur point "30-45 ages"

that is exactly what i said, people like to live high above what they're capable of(mid class but think they're high class income)
*
Bro I have some patients who have both sick parents. 8k isn’t a lot when you take into consideration that have 6 mouths to feed.
loon90
post Dec 5 2018, 07:38 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:37 PM)
Pay more according to new scheme
*
Because now monthly already auto deduct from bank? Don’t tell me on top of deduction some more ?
khelben
post Dec 5 2018, 07:38 PM

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QUOTE(M4A1 @ Dec 5 2018, 07:36 PM)
And mana boleh tiba tiba expect ppl pay so much
If contract 150 now suddenly force pay 1200

Like this call fair ka?
*
#ubahgayahidup #2kerja

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wailam
post Dec 5 2018, 07:39 PM

Apa benda ini?
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Cukur still got leftover rclxms.gif

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