9 step plan to increase PTPTN repayments :

1. Reveal high repayment % to scare borrowers
2. Inform deductions will start in January 2019
3. tomorrow errbody rushes to PTPTN/EPF office to process withdrawals to be entitled for 20% discount
4. suddenly defaulters reduced from 60 % to 20% and PTPTN recoups most of its loans
6. fully settled loans also get 20 % discount by 31 December
7. Gomen announces PTPTN recouped enough funds to sustain another 30 years of loans
8. Plan dibatalkan/ditangguhkan/dikaji semula, back to daily life
9. everybody forgets this debacle and everybody wins

Abolish what?

its people like you who caused this much trouble. No free lunch in this world okeh?

not sure u trolling or you're just plain stupid?   

so you're telling me if no scholarship = stupid?

perhaps you are born with silver spoon, privileged and entitled.

i think you are not aware the consequences and gravity of this repayment scheme. why do you think triggered such reaction?

of course bank can do that. but bank wont, becoz people like you dont understand free market economics.

PTPTN is not a money making entity like bank which does not need to conform to  free market economics.

Di situlah serlahnya kebodohan mu

dude do you get it or not? suddenly from 10years you are forced into a 4 years loan. do you know how much pressure is there. habis savings how?

lol dumbass you just contradicted your own point.

they wuld have done it long go if they could, but they just cant.

Thats free market economics for you. you are nothing more than trying to lick PH ass and being a jerk.

you may find this funny but do know there are many who will find it hard to sleep tonight. I'm talking about the honest middle income group...mind you they have one month to figure out their finance cum January

Ya lor why violate? Isnt that what we complaining?

Why violate agreement?

Free economy or not...If bank cannot do that why gov can? isnt that what all this fuss is about?

For me no issue, eligible 20% discount somemore, better get done with it. How about those who comply payment as agreed for years and years and heavily battered with essential commitments (sickly parents/children)

Sadly the gov failed to see all aspects. Obedient and disciplined M40 once again bears the brunt of selfish borrowers.

And you my friend, as i assumed, are probably truly privileged and selfish jerk/prick with no empathy or thoughtfulness for the general mass. From the way you speak, you have truly never been through hardship havent you?

Wait till you are desperate for that last 100 bucks in your account and LHDN puts their hands in your account takes it away, JUST BECOZ THEY CAN    .

Rest my case. Cheers.

junsheng u family kaya, brada pay all. Use BMW + all other luxury stuff. Why la inside this ptptn thread.

Alot of ppl actually say just take ptptn,  no harm.. Even if can fund own studies.  Why?

Take that money,  pay downpayment for car or house also better than taking housing loan or car loan. Coz the interest wont be so low.

So alot of ppl abuse the ptptn money..

RM8k.

After tax &EPF = RM6.5k
Honda city = RM 900
House = RM 2000
Makan = RM 1500
Feed baby & baby stuff = RM 1500
Baki = RM600

Pay PTPTN RM1200?

Who are you to tell people how to live their life? The problem is out of the blue have to pay 600 to over 1k more. You take loan the bank suddenly change the terms of repayment force you pay 1k more you see you can cope or not? Even you can a lot of people cannot.

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