Gr at another socialist agenda.

Below 2k no need to pay.
Middle income earners need to cover for the poor again.

So my pay is 8k . I’m a 30 to 45 year old. I have a family of 4.

By that time I have a house and a car but my study loan was 100k for a degree. I have been making repayments of...say 300 myr for the past 10 years. That makes it 36000 so I am left with 64k left at this age

So
A house mortgage should be 2k
Car 1.2k
Ptptn loan is at 1.2k
Epf is at 880
Taxes (pcb) is at 900

That leaves me with...

1820 per month until i settle my loan which will be ....

53 months...which is...4.4 years.

Electricity bill? Water bill? Wife not working? Kids school fees? Savings?

Thank you government for punishing the middle income group again

This post has been edited by Avangelice: Dec 5 2018, 07:07 PM

This was just an example. Get off your high horse eh. Some middle income group have taken up expensive degrees and yet inflation has increased. Epf already stated some people do not have savings.

Oh well...the honest middle income group will kena. Those who not Makan gaji and has their own companies can lari from tax and Ptptn.

Don’t need to argue with them. Most people have parents who can afford them to go studies and will provide backup for them financially.

Those we were poor. Took up Ptptn. Made a living will understand the pain.

As for me I can just under report my gaji what. Idiot government.

Bro I have some patients who have both sick parents. 8k isn’t a lot when you take into consideration that have 6 mouths to feed.

bro someone from fb called ptptn.

it's across even OT, comms, and allowances. pttpn will go through your employer

my only issue is that they are still giving the B40 another gift again.

fuckers. After budget 2019 which really punished the middle income now they do this.

bro did you take ptptn loan for your studies?

Guys chill if you all feeling like this means a vast majority of people are getting upset. if you want to make an issue go attack ptptn post

those who tak ada ptptn loan and got fama to sponsor your education please stfu ya. you have no right to scold any of these poor souls

then you may continue flaming within this tread mortal

bro most middle income group are 8k for one house hold with only one person earning that. also don't forget Muslims have to pay for their zakat. get your ass out of your face eh? show me which 8k honest 8am to 5pm has a Mercedes.

dude do you get it or not? suddenly from 10years you are forced into a 4 years loan. do you know how much pressure is there. habis savings how?

you didn't ans my question eh. do you have a ptptn loan or were you funded by fama?

I take your rejection to answer my question means you are a privileged person.

suggest you don't pick a fight with anyone here as you never understand what some people are going through.

and I'm not on ptptn side. I'm on the side of the economy. placing this stupid policy will kill the middle income group. Mark my words eh

again some degrees can cost up to 70k bro.

comfirmed you are entitled hence the lack of empathy.

meh. not gonna waste my time arguing with a guy who's parents helped support you.

shrugs.

next!

you may find this funny but do know there are many who will find it hard to sleep tonight. I'm talking about the honest middle income group...mind you they have one month to figure out their finance cum January

actually the last time a ptptn thread exploded was the travel ban. lemme resurrect it

not this bro. the one government say you cannot travel anymore