500x12x5=30k already paid

how much does the student loan? so much?

its the same, u fast2 pay big amount the loan won't drag so long, hence faster finish.

100k loan, who ask u go loan so much at 1st place?

and if you have 100k loan already, why still pay 1.2k per month for car? normal proton/perodua cant?

not to mention 2k house mortgage

have family so early without finished paying somemore,

people these days like to live above what they actually capable of

worked for 10 years epf ac2 should have some substantial amount no? can use that to deduct loan amount.

any sane people would know its example when see ur point "30-45 ages"

that is exactly what i said, people like to live high above what they're capable of(mid class but think they're high class income)

8k salary with 6 mouths and sick parents to feed

i would wish them good luck and stay strong

what the heck is "u talk until take ptptn is a total trash"?

which word or sentence i mention take ptptn =trash?

in what sentence do i mention people can't enjoy house and car?

I'm saying if you have big debt, do you still spend so much on car? 8k gross salary with 4/5 mouth to feed still wanna drive civic?

and when i say "talk till ptptn is trash"? you're not yet answer me

you accused me "shouting", "talk trash" and so on, meaning you're fail to understand what I'm saying.

do i say its wrong to have loan? which sentence i say cannot?

eg:

people with 8k salary, can't have car and house (what you accused of me saying )

vs people with 8k salary, with 100k loan, no savings, 6 mouths to feed, still pay 1.2k for car, 2k for house, and not to mention no epf savings at all. (what I'm saying)

what if you get fired and no job for months? house car kena tarik? wife become beggar?

really facepalm at you

i suggest since you're so butthurt, complain or better "shout" /demo at ptptn to change that, rather than waste time argue with me

good, live your life to fullest,

like them said, #yolo

wish you all the best *pat at ur back

what's the point of that?

i see you're diligently attack anyone and anything that stand on ptptn side, like a peacocks bass or a giant snakehead

I'm feel sorry for you, but stay strong bro.

why would i pick a fight with anyone? what would i gain from this?

kill middle income group, lets see. hmph, probably the unwise one.

this is /k/, what's the point i answer your question? i could just bs i earn 20k per month as per /k/ and i finished my loan, bla bla bla

the real question is what would you do? since mostly you're the one who kena.

I'm gladly eat my popcorn and play games later.