Worth 1% +- only

for me i will use for offset SST.

Great news for travelling Korea but do we need to have Samsung Pay to make use?

1TP worth 0.2%. 5TP worth 1%.

Do take note as someone tried before but the actual transaction only happens on Monday.
The insurance company may not process your payment on weekend.

For local spend (shop/restaurant), follow local time.
Unless you purchase online, ie. buy from lazada Malaysia, then it will follow Msia time

Not necessary. Just swipe as usual

Yes. All redemption rates other than for transferring to airline miles are terrible. If you prefer cashback, get a different card.

OK TQ.

hi all, missed a bunch of the discussion on SST but heard that M2C is less attractive due to it. Why so and why are people cancelling cards yea?

M2AmEx is attractive, we are still keeping it. It is the Visa/MC which is not attractive and most of can cancel it and save RM 25.

u heard wrong

ppl are cancelling the useless/unattractive card for M2C

haha okay... thinking whether I should keep citibank cash back visa over maybank m2visa

Both cards are not attractive if compared to MBB FCB VS.

Aiyks. Tried pay tnb in M2u but said I have reached maximum time to this payee. It is 2nd payment to tnb today and 6th this month.

Can pay pdrm summon by AMEX?

Just to confirm, to be eligible for 5% weekend cashback, the time for retail swiping at credit card terminals in foreign countries, and the time of online payment gateways hosted in foreign countries must be on Saturday and Sunday, based on the local time of foreign countries, which is independent of Malaysia time, right?

Thanks for sharing your discovery.

This post has been edited by kart: Nov 10 2018, 10:22 AM

M2 Amex - don't look at Malaysia date & time.

Transaction date must be Sat or Sun. For foreign transactions, it takes 1-3 days to be posted in M2U (not same day posting), you can check the transaction date.

For online transactions, there is always a risk to be posted in Friday or Monday; eg you perform a transaction at Taobao China (not Amex), it may turn up the payment is processed by Taobao London! The safest time frame is Malaysia Time Saturday 8pm to Sunday 7pm.

Go to Post #3 and see if you've hit the 5000 limit.

Below info contributed by hebe87


This said, i also kena this error the other day when they were doing maintenance. 1-2 hours later ok already.

Checked page 3 earlier. Nope not even reaching 500. Let me check later. Hehe. Tq.

Thank you for your explanation.

It is ok. We all know that the cashback is given based on the transaction date, not posting date. So, it is not much of a issue, if the transactions at credit card terminals in foreign countries are posted several days later.

Rather than waiting for the foreign transaction to be posted in M2U, we can choose to call Maybank Customer Service to know about the transaction date and time as recorded by Maybank systems.

As you rightly said, we need to make sure that we swiped our Maybank 2 Amex on Saturday and Sunday based on local time of foreign countries.

Thank you for highlighting the risk of missing cashback for online transactions.

Let's say that I first performs online transaction of a small amount through foreign payment gateways. Then, I call Maybank Customer Service to know about the transaction date and time as recorded by Maybank systems. Comparing that transaction date and time with the transaction date and time based on Malaysia's time (GMT+8), we would know the timezone of the foreign payment gateways, and then make necessary adjustment on when we should perform such online transaction.

Your method of swiping between Malaysia Time Saturday 8pm to Sunday 7pm is definitely the safest method. As we all know, the method I just mention is tedious, and I need to perform the same method for each foreign payment gateway. But, it gives me much wider duration for me to perform such online transactions hosted at foreign payment gateways.

In short, each method has its own pros and cons.

This post has been edited by kart: Nov 10 2018, 11:22 AM

Guys can change statement date correct? Cause my other cc different date, rather have the same.