you get minus TreatPoints..how to turn to cash back ?

earned in 5% cb (txn on weekend) but clawback in 5X TP (txn on weekdays)

still cheap to sacrifice 5X TP for 5% CB?

convert spending on weekdays to cashback, 1% vs 5%

i just purchased something from Lazada yesterday for 1.3k, planning to convert this amount using Maybank Ezypay Plus now. But I checked from M2U and the interest amount is quite high @ 9% for 6 or 12 months. If I call to card centre to apply is there a chance they might offer a lower rate?

or better option for me would be to do balance transfer to my PBB card? only 1% - 2.5% interest / management fee

This post has been edited by ZeneticX: Mar 27 2024, 05:41 PM

Just wondering, is maybank blocking Google transaction? Previously I tried to pay my Google domain subscript using Amex, but unsuccessful.

probably too many fraud case with Google, just make a failed transaction and call Maybank customer service within 24 hours to unblock the transaction and try again

It doesn't work this way. Refund for any transaction spend on weekends they will deduct 5% cash back. Even if the refund falls on weekdays.

That depends on the merchant method of refund. For cancelled transaction then yes will be deducted. But sometimes there's another mode of transaction which is a negative transaction (rather than a cancellation), that one can earn cashback and deduct back points for weekday. Worst luck is when spend on weekday and this negative transaction is weekend (some years ago someone kena this, and ended up paying Maybank negative cashback, I think took quite long to chase the CS to cancel that).

In June 2023,
My case for LAZADA was done on weekend but i cancelled the item ...it was refunded on weekday -57 TreatPoints
It's new line item for the refund.

This post has been edited by ronnie: Mar 29 2024, 09:31 PM

shopeepay ewallet topup using amex can get cash rebate? since pay spaylater can, i think shopeepay reload should be can right?

Check the exclusion list for maybank amex then you will get your answer

no

someone claimed they were able to cancel their Visa card in 2023. can anyone tryout and verify?

This post has been edited by Medufsaid: Mar 31 2024, 10:08 PM

Who is someone? Any source? Why not try yourself

johnchen i cancelled my Maybank2 Visa long before covid

i cancel it in on Feb 2023, cause it chargigng SST and i had point to redeem it, p/s: i m old customer.

Is posting or transaction date is the date that Maybank take for CB consideration on Amex?
If posting date then it is not fair since transaction can be on weekend but merchant system can take their own sweet time to post denying us the CB.

This post has been edited by gedebe: Apr 1 2024, 03:47 AM

To get weekend CB
The "Transaction Date" must be Saturday or Sunday. Check the "Transaction Date" at M2U.
Eg if you swipe card now (MYT 1/4, 6am) at Tesco London (BST 31/3, 11pm), the "Transaction Date" is 31/3 Sunday so will get weekend CB. But it will be posted in April (MYT), so will be part of April CB (to be credited on 1/5, check M2U on 2/5)

thanks, it ought to be this way

Hi, a quick question. In your example above, meaning the CB for the transaction on 31/3 be counted as part of the April's RM50 quota ya?

Thanks