orite thanks, will try next round of renewal.

There are certain counters with the card terminal, just inform the officer that you want to pay with cc..

JPJ Petaling Jaya...

Just also adding on - the one in Tmn Sri Sinar also accepts cc. Can try if it's nearer to you.

What’s the exchange rate on BigPay?
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What is this “real” exchange rate you’ve been promised? Is it a lousy marketing unicorn that we use to lure innocent people into signing up? No, far from it.

At BigPay, we’re just as pissed as you are when it comes to rip-off fees when spending abroad. If not more… because we’re backstage, and know exactly what’s going on. That’s why we give you the Mastercard exchange rate, directly and without any additional markup fees.

At some point, we’re going to implement an in-app live display of our rates. But for now, there’s one easy way for you to check what you’re going to get before paying.
Go to Mastercard currency conversion calculator.
Choose the right currencies.
Enter a transaction amount, or just ‘1’ if you want to know about the rate.
Type 0.00% in the Bank Fee field (that’s what we don’t charge you ).
Pick Malaysian Ringgit as your Card Currency.
Hit Calculate and… voilà.
The number you see is what we’ll give to you. Nothing more, nothing less. Now, there’s one more thing you should know: you’ll get the exchange rate at the moment of the settlement of the transaction, not when you actually make it. It can take a few days, leading in small differences.

Should I pay in Malaysian Ringgit or in the local currency?
To make sure you always get the Mastercard exchange rate, remember to always ask to pay in the local currency. That way, BigPay will convert your money at the best rate - instead of the merchant’s or ATM’s, on top of which there might be a markup fee.

What about taking money out at ATMs abroad?
Usually, ATMs abroad will give you the option to either take out cash in your home currency (MYR) or in the local currency (GBP). The wording will usually trick you into choosing your home currency... And that’s when troubles start. It’s called Dynamic Currency Conversion.

The screen will show you an exchange rate and then, in the best case scenario, say something about a mark-up rate. The mark-up is a commission applied by the ATM. It’s a way to charge you an extra cost just to do the currency conversion.

If you go for the local currency, you’ll save up on the on the mark-up fees. But please note that the local bank will still charge you an exchange rate that’s not Mastercard’s.

Morale of the story?
Always pay directly with your card when you can. And if you need to take out cash at the ATM, always choose to be charged in the local currency of the country you’re in.

Guys just want to ask some opinion, certain card if pay for air tickets, will auto entitle for travel insurance. But if let’s say want to get free of processing fees (few dollars only) and use bigpay for air Asia ticket, but don’t have travel insurance, which one worth it?

Last few week also, BIG PAY gimme error on reloading, but no amounts was added into BP or deducted from CC

It happened to me too.. and you will be charged for that transaction. BigPay will top up your account tomorrow I think coz that's what happened to me last week.

My guideline, fly domestic no need travel insurance. If international can consider

Will add to post #01.
Boss,

What terminal? What error shown?
https://forum.lowyat.net/index.php?showtopi...post&p=89289316

Guys just want to ask some opinion, certain card if pay for air tickets, will auto entitle for travel insurance. But if let’s say want to get free of processing fees (few dollars only) and use bigpay for air Asia ticket, but don’t have travel insurance, which one worth it?

BP have a very responsive team. TQ NIZAM!!!

but which method? email them got no reply

Sometimes buying flight tickets using credit cards will have some cover but I will advise that this "free" cover provides very basic coverage as compared to buying travel insurance separately. Anyone wishing to make comparisons ... then read your credit card's T&C and look for travel insurance coverage and compare it to any travel insurance Product Disclosure Information.

Usually, we reply pretty fast on FB. But if it's urgent, you can PM me diretly

I'm very skeptical. Not the service, but their security in keeping our information.

simple la. don't use lor.

Hence why I'm not. Had some bad experience with big points. Just saying btw.