Anyone tested FCB and got cashback for BP?

Haha you test on 31/8/19, if you see a CB on 2/9 then immediately topup.
Anyway Bigpay is an ewallet. Those in different opinion, look at the App again, QR payment and fund transfer are there, the plastic is just a tool.

If can get cashback, want to proceed topup BigPay now and later on 31/8/2019

If cannot no need. BigPay MCC code is not ewallet code.

looks like BigPay's numbering system may have been compromised i.e. ppl are easily guessing the numbers

think the earlier suggestion to freeze card on app until just before doing your transaction is a good practice

looks like BigPay's numbering system may have been compromised i.e. ppl are easily guessing the numbers

think the earlier suggestion to freeze card on app until just before doing your transaction is a good practice

No. That would not be effective. They need to encourage people to use BP and not deter them. Free top up, but charge them if they want to take out the money from BP. It's a win for BP because the money would be stuck in the ecosystem and people really use BP instead of just the gateway/intermediary of getting cash back from CC.

I've been a long advocate of that. Top up for use BP as normal instead of withdrawing. This abuse also cause the CC companies to pull back cash back because since everyone is topping up and withdraw, how la bank going to sustain.

What they can do is charge maybe like 1% or more if you want to withdraw/transfer to your bank account while offering great rates for TT to foreign account/swipe in foreign currency.

The goal of BigPay is to be a worthy competitor to bank.

If there's transfer fee/premium of let say 1% to other bank, that would not be possible for them to be a Digital Bank. That  would only make them at most a prepaid card.

Agree that they would want people to keep the money in them but instead of a transfer premium, they should apply interest of some sort to encourage people to transfer in/keep the money in it.

Charging extra for foreign transfer I would not complain but local transfer would be a big no no for me.

Some oversea digital bank/multi currency prepaid card (cant recall which one at the moment) have a fee for CC topup but not for online banking/debit card. I think this is a good way to deter people from topping up via CC then withdrawing.

The usecase you are describing is perfect for prepaid card. But again... Their goal is to be a digital bank like Revolut/Monzo in europe or WeBank in China. They are not going to stay being just a prepaid card. Thus they need bank transfer to make it a "Digital Bank"

i tried Myeg.com.my  for road tax also failed for the same reason, but use at Myeg.com.my to pay PDRM summon without any problem.

er... i tot myeg don't accept BP right?

Really...? I’m assuming it is able to since myeg accepts  MasterCard... but not tested yet...
I’m planning to pay my DBKL on MYEG using my PBB QM for the Cashback..

However on first page; some have had success to pay DBKL through MYEG using BP
QUOTE:
Applicable but sometimes Hit-And-Miss:
• myeg - drbone & cybpsych, successfully paid summon - yhtan

who reported its compromise?

It will be a huge hassle as BigPay is a prepaid card.

Once the money is gone, you need to wait for weeks after they finalize ther investigation before the money could be refunded back to you.

While for credit card, you don't need to pay anything during the dispute period by bank.

Luckily during the 3 scam transaction.
My account balance is kept at a very minimal level.

Else my balance would be gone!!!

While for credit card, you don't need to pay anything during the dispute period by bank.

Big Pay sifu, let say pass midnight or wee hour got unauthorized transaction notification what shall we do? BP got no 24h call centre to call one right? Live chat also not yet start. Just press freeze card is it?

My experience using bigpay on myeg, pay summon can, renew road tax cannot

I just renew roadtax with bigpay

can show screenshot what appear in BP?

always choose CHF if they come out the option to pay in both currency. MYR rate uses DCC which negates the point of using bigpay as the processor would've added in fees for the exchange. rate is very close to XE rate, with some minor adjustments after the transaction clears. Either higher or lower. Percentage wise not much diff. Definitely better than using bank credit card for overseas transaction.

Treat BP like a normal credit card. you can use the card to pay for tickets etc and it'll charge accordingly. Just make sure have credit inside.

Withdrawal is same. Always remember to choose the original currency amount (CHF in this case). Some ATM like Euronet is a big ripoff as they'll steer u towards settling the withdrawal in MYR. Charges for Deustch bank is RM 10 on withdrawal fees. Remember to key in the right pin. Exchange rate very close to XE rate.

No problems with BP throughout my 1 month trip there.