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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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won931106
post Apr 13 2019, 07:04 AM

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QUOTE(skty @ Apr 12 2019, 07:18 PM)
No OCBC cards thread, so I post here since BigPay help me win this.

RM0.00 OCBC: Congrats! You have won RM500 from OCBC Cards Spend Campaign. It has been credited into your credit card account. More deals @ www.ocbc.com.my/deals

😎
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wow congrats rclxms.gif


QUOTE(tan_aniki @ Apr 12 2019, 10:57 PM)
still asking for OTP but success
i just top up RM1000
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tested and it's work

QUOTE(unknown_2 @ Apr 12 2019, 11:04 PM)
yeap.
the people over at boost thread said it's fixed edi.
i just tried, works.
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fixed but need OTP (1st RM200 no need OTP)
won931106
post Apr 13 2019, 11:12 PM

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QUOTE(Ancient-XinG- @ Apr 13 2019, 10:06 PM)
because I rarely see payment will afloat beyond 24 hours
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but please don't forget that bigpay wasn't bank, we can't actually compare it to way of bank work.
won931106
post Apr 15 2019, 02:22 PM

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QUOTE(Tigerr @ Apr 15 2019, 02:07 PM)
Why not? 2 bp can get more cb + 10k definately not enough to use.
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wow you are thinking to preform such big amount of money flow using the card?
maybe should be careful on the money laundering issue
won931106
post Apr 16 2019, 07:44 AM

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QUOTE(XavierSupreme10 @ Apr 16 2019, 03:17 AM)
Employer paid salary using bigpay
https://vulcanpost.com/661630/malaysia-bigp...let-review/amp/

They also stated that bigpay can transfer to CASA in the near future.
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but isn't the bigpay money storage limit just 10k? for those salary over 10k how would it be? just wondering if such things happen (of course it wasn't me an low pay employee sweat.gif )


QUOTE(nyunyu @ Apr 16 2019, 03:30 AM)
A question to the regulars here. I normally use my Amex whenever I can while travelling abroad for the 5x treatspoint, is bigpay benefit me more compared to earning treatspoint with my maybankcard?
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if not mistaken, AMEX card should have higher charges if use oversea if compared to VISA or MASTERCARD alone. so in the exchange part and conversion charges not so recommend to use AMEX if possible

QUOTE(cempedaklife @ Apr 16 2019, 07:25 AM)
You know the cashback is by other card, not bigpay? Question is, do you have that many cashback card up to 20k?
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this is a question also. maybe just go get for some unlimited 1% cashback card? rclxms.gif
won931106
post Apr 18 2019, 07:25 AM

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QUOTE(Vincentccw @ Apr 17 2019, 11:38 PM)
Just wondering which one has higher value, maybank treatpoints or bigpay points?
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well what i could say is if could go for both would be the best.
but TP earning speed and rate is fast a lot compared to BP point.


QUOTE(Vincentccw @ Apr 17 2019, 11:56 PM)
but you earn bigpay point for every rm20 spent, whereas treatpoints you can earn easily earn 5points with amex and 1 point for every RM1 u spent on weekdays
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for the AMEX point it was all day long X5 not just during weekend. the weekend part just that it would come with 5% cashback with 5X TP
won931106
post Apr 18 2019, 01:18 PM

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QUOTE(avinlim @ Apr 18 2019, 08:17 AM)
1tp = RM0.002
1bp = RM0.01

but

RM1 spend on Amex you get 5tp (1% return for RM1 spent)
RM20 spend on bp, you get 1bp (0.05% return for RM1 spent)

Conclusion is bp has higer value than tp, but to get tp is more cost effective than bp.
whistling.gif  whistling.gif  whistling.gif
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let say i spend 20 on both BP and AMEX card.
AMEX -> 20X5 = 100 points
-> so 1 point = RM0.002, and 100 point = RM0.20
BP -> 1 point
-> so 1 point only RM 0.01

so which is more worth?


won931106
post Apr 21 2019, 10:56 AM

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QUOTE(cylee32 @ Apr 20 2019, 12:32 AM)
Hi, everyone. I am new to boost. I would like to ask if top up boost consider online/e-commerce transaction?
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QUOTE(cybpsych @ Apr 21 2019, 10:21 AM)
shared yesterday...


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for security purpose....... i hope that you would proceed with image removal for full card number exposure.
this might lead to potential fraud due to your exposure of the full card number and it is ur own fault to expose it to public.
won931106
post Apr 21 2019, 10:59 AM

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QUOTE(won931106 @ Apr 21 2019, 10:56 AM)
for security purpose....... i hope that you would proceed with image removal for full card number exposure.
this might lead to potential fraud due to your exposure of the full card number and it is ur own fault to expose it to public.
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if admin or anyone with right to remove or edit post..... kindly remove my quote and hide the original post image for the image owner good.
thanks
won931106
post Apr 21 2019, 01:03 PM

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QUOTE(voncrane @ Apr 21 2019, 11:00 AM)
I was going to comment that for one who speaks of such, you also left it in..  smile.gif .. You can't hit the edit button on your post?
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well i am new here and i cant seem to found the edit button anywhere else
won931106
post Apr 22 2019, 07:11 AM

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QUOTE(janson_kaniaz @ Apr 21 2019, 01:05 PM)
The edit button is next to the quote button. I’m surprised you can see the quote button but not the edit button.
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i didn't found any edit button.

user posted image
won931106
post Apr 22 2019, 07:56 AM

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QUOTE(digidigi @ Apr 21 2019, 08:26 PM)
Yes, more and more of HLB atm not able to dispense 4K recently
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is it?

QUOTE(digidigi @ Apr 21 2019, 10:23 PM)
Don’t ask CS....... they always don’t know what they are talking, try ourself is better
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probably just wait for other to try it out or try out our-self then. i just do it for the 1st time at mid valley for 4k withdrawal at hlb branch 2 weeks ago and it success.
won931106
post Apr 22 2019, 07:31 PM

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QUOTE(David83 @ Apr 22 2019, 04:00 PM)
If they offer it but still charge RM 6 per each cash out, will you use it?

Note: Just a survey.
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surely will...... answer is why not? if i no need to spend time locating any branch and having some extra potential by physically going to ATM for withdrawal


QUOTE(David83 @ Apr 22 2019, 04:21 PM)
The reason I'm asking; people tends to compare.

P/S: Boost charges RM 2 only.
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both are different things. but if you just talk about the transfer out fee, just a minor difference that boost RM6 fee you can transfer out 4.5k while BP RM6 is depending on the ATM max withdrawal limit (mostly is 4k)

QUOTE(avinlim @ Apr 22 2019, 05:06 PM)
I think boost n bp are two different type of concept for people to use, not only wallet size.

bp is more to free money from bank charges: mostly use for currency exchange

boost target on smaller spending like buying @ shops/ markets for groceries etc etc...and got shake rewards

Try to use them both under different situation actually give a lot convenience to us. of coz, if talk about abusing the service for benefits, its different story.
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ya it really depend on how you use it. BP i think it is nice for oversea transaction and within airasia (for low amount purchase, so the exempted fee is worth more than those CC discount or whatever). while boost it is another layer of reward (shake reward, which is random in some sense)

QUOTE(digidigi @ Apr 22 2019, 05:15 PM)
If u use it properly then two of them definitely cater diff group of user , but from what people here discuss the most of the time, u know what are the key feature of these card.
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ya...... cause not everyone is having such an big expenses every month. therefore purely on CB

QUOTE(TZ1234 @ Apr 22 2019, 05:59 PM)
First time user here. Can I only top up big pay after selecting my airasia flight?
I do not wish to top up much money in my e wallet before I confirm to buy my ticket.
Thanks.
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of course you can. just by the moment before you actually do the payment you do the topup

QUOTE(dkwan87 @ Apr 22 2019, 06:08 PM)
i think i know what you mean. after selecting everything and u got ur final amount, reload your bigpay with the exact amount and pay.
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ya. this is what i get too
won931106
post Apr 27 2019, 10:10 PM

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QUOTE(kaitouconan @ Apr 27 2019, 09:05 PM)
Hello, wanna ask. If I want to use BP in Korea, just wondering if there is a pin required for the payment to go through during the payment at the shop? And is it auto enabled for oversea payment? need to activate anything before going oversea?

Thank you =)
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i think for card issued from Malaysia should required PIN right if you slot it in to the terminal while for wave should be required once the converted amount in RM is over RM250 (depending on ur issuing bank setting or ur personal preference set to the card)
won931106
post May 1 2019, 12:00 AM

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QUOTE(digidigi @ Apr 30 2019, 11:17 PM)
Everyone here is alr expert in big pay he still promoting ......
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maybe just trying for luck ? blink.gif
won931106
post May 1 2019, 11:01 AM

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QUOTE(cho @ May 1 2019, 10:58 AM)
Hi all, new user here.. and first time tried to do payment at KFC Semenyih using wave function but showed errror "User Cancelled" at terminal

What does that mean?
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to activate wave must have at least 1 pin and pay transaction
won931106
post May 4 2019, 01:48 PM

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QUOTE(sim1001 @ May 4 2019, 01:47 AM)
If I use CC to top up to BP, after that use BP withdraw money is there will get Ban? Just want take CC cash back.
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anything is possible. if you have CC sure you will use it. so meanwhile for the cashback y not you just try to substitute BP to use as CC maybe to earn a few more point of BigPoint.

QUOTE(tan_aniki @ May 4 2019, 09:50 AM)
no need so harsh one la...
just play on your own risk, btw the BP is very useful not just getting the CB from credit card top up but very competitive Forex rates as well.
Just use it as your normal daily use credit card and withdraw the remaining to repay off your debt to bank.
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yaya that what i am doing but my speding damn low ...... i mean those spending that can use card for payment. mostly just 1-2k sweat.gif
won931106
post May 8 2019, 09:00 PM

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QUOTE(fruitie @ May 8 2019, 10:40 AM)
Oh ya, when can we have CC renaming for our saved cards? I hope I can rename the cards into something which I'm familiar with... Last 4 digits may not be so helpful. biggrin.gif Thanks!
bigpayjonathan was here since last year...
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I was also hoping on the naming of saved card. If possible show also the topup history by click on the saved card (for easy tracking as some bank does not show transaction instantly).

won931106
post May 9 2019, 08:33 PM

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QUOTE(x-frame @ May 9 2019, 03:49 PM)
Bro, answer is in the first page. This got nothing to do with BP. Most ATM spit out max 40pcs of notes. So if the ATM has 100 notes, then it can spit out 4k. if the ATM only has 50 notes, then it spits out 2k.

you want more? Go Genting....
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ya some of them just dont understand
won931106
post May 10 2019, 09:16 AM

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QUOTE(moonsatelite @ May 10 2019, 09:06 AM)
Contactless payments are a security NIGHTMARE, stolen cards can be used for up to RM 250 and also the long procedures of calling customer service and waiting for your money to be refunded.

For me, I call for the RM 250 limit to be reduced even more.
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i think maybe request bigpay to have certain screen for user to control their desired paywave transaction limit?
won931106
post May 10 2019, 02:37 PM

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QUOTE(frozz@holic @ May 10 2019, 02:32 PM)
Thanks all actually i have cleared all with bigpay support.

As for Rm250 contactless limit, i prefer per transaction not per whole day as what bigpay is doing now.
I call for a toggle button in-app so user can choose.
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Maybe can let user to even set their daily contactless limit if they prefer for per transaction

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