so other than USA citizens n greencard holder, any non S'porean or non Spore PR holder that is NOT "AI" can also buy that fund in Spore?

Yup, u re right ... pls WhatsApp me for more info

https://eservices.mas.gov.sg/fid/institutio...PRIVATE-LIMITED

An Exempt Person Providing Financial Advisory Services is only permitted to give advice or issue/promulgate analyses or reports, on investment products (other than life policies), to not more than 30 accredited investors. Due to its limited business scope, it is exempted from licensing and business conduct requirements under the Financial Advisers Act and the relevant regulations

Not more then 30 AI, so based on ts, the company is going beyond it's mandate.

if gives issue/promulgate analyses or reports, on investment products....to non "AI", then should be ok?

Not necessary.

https://www.cpgbl.com/contact-us/

what difference?

sure.. link your LinkedIN profile here then

https://www.bloomberg.com/news/articles/201...ontent=business

Describe me perfectly, and I believe many others too

And the Msian version is here, reported today morning : https://www.thestar.com.my/news/nation/2019...source=smartech

FYI, marrying an unbeliever is not a sin.
It was recommended by Paul to Corinthian church because there were many Pagan religions that existed at that time.
Their spouse may easily influence them to convert out of Christianity.

Most churches allow marriage between believer and unbeliever but warn them of the dangers.

Hello sifus,
I'm newbie in stocks.
I'm seeking to buy some gold stock/etf, kindly pls share what is easiest n cheapest funf to participate. I Malaysian.
Thank you.

First of all I think you need to read more about the difference between ETF, funds, gold investments. A simple google will do that..

Then once you identify what instruments they actually are, here are some threads within LYN you can refer to:

For ETF:
- Roboadvisor - StashAway
- Roboadvisor - myTHEO
- Do It Yourself (DIY) Style

For funds, normally FundSuperMart is discussed here, but there some alternatives like Philips Mutual, Public Mutual, CIMB.
- FundSuperMart (FSM)

Also might be beneficial to ask in respective threads if you have any queries instead of posting in this FI/RE thread

Thank you much.
I wanted to get best advise, as this FI/RE are all financial successful.

A financially successful person doesn't necessarily means he is wise in investing his money. It is more likely that he became wealthy from his earnings and income from his occupation and profession.

Secondly, those who had already retired early doesn't necessarily means they are more financially successful than others... just that they retired early because they already have enough money and enough of the rat race.

Thank you for your perspective. I already concluded forumers in the lowyat asnb, ut, FI/Re, already million-million in networth. Whether they achieve retire, better profession, etc... Already big advantage over people like myself. So, no problem for me to listen to anyone of them advice. Your valuable input included, although wud be nicer if you can share which fund to invest in gold. Thank you again.

+1 from someone experienced. wannabe tend to place the cart in front of the horse.


This post has been edited by icemanfx: Nov 4 2019, 04:38 PM

For one alternative on gold investment, u can check my thread on this:

https://forum.lowyat.net/topic/4473756

To buy, u can open a stockbroking account with these guys, which is one of the lowest cost brokerage house in Malaysia:

https://www.mplusonline.com.my/macsecos/index.asp

With the account, u can also start investing in dividend stocks n reits for passive income, so u r not limited to just Gold which doesn't generate any dividend/interest.

This post has been edited by Cubalagi: Nov 6 2019, 12:20 AM

i m 26th , looking towards this as well, please give me some advise guys .

Thank you, Bro Cubalagi,
Read the thread. Very informative.

Contrary to what had been posted by many here....

The dream of retiring super early is enticing many younger adults and fueling a frugal movement of extreme saving, aggressive investing and many hours of overtime and side hustles.
But achieving FIRE – short for financial independence, retire early – can come at a hefty price to your everyday life, according to former FIRE followers and a personal finance expert.

Why saving for an early retirement may not be worth it after all
12 Nov 2019

https://money.yahoo.com/saving-early-retire...-194344104.html