Hello sifus,
I'm newbie in stocks.
I'm seeking to buy some gold stock/etf, kindly pls share what is easiest n cheapest funf to participate. I Malaysian.
Thank you.

Thank you much.
I wanted to get best advise, as this FI/RE are all financial successful.

Thank you for your perspective. I already concluded forumers in the lowyat asnb, ut, FI/Re, already million-million in networth. Whether they achieve retire, better profession, etc... Already big advantage over people like myself. So, no problem for me to listen to anyone of them advice. Your valuable input included, although wud be nicer if you can share which fund to invest in gold. Thank you again.

Thank you, Bro Cubalagi,
Read the thread. Very informative.

Sifu, you oledi inside ASNB thread, why come here?
You shud know ASNB (ASM1) is safest investment.
I very confused lah.

All the young, makan gaji people, retirees, thinking of FI/RE???

With food inflation n low fd interest rates, no free education n need many A's to enter public U, unless you Bumi, etc,... pls don't play-play with your family n children's future.

Well, for those really unlucky - with companies downsizing as so sure Y2020 recession... maybe, FI/RE will come faster. Frightening! Sorry for the dark msg.

Now is the time to work hard n hold more tasks n responsibilities, n don't give mgmt perception you into FI/RE.... Nanti really get Fired.

If got spare money... ASM1 or any other ASNB FP funds.

Sifu Hansel,
Very impressive. How to qualify as bank private client?
So, are you believe in the FI/Re stuff, or still in shares or asnb?
Thank you for sharing.
What advise to share with us wanna be wealthy ambitions?

Wow, another HNWI in this thread.
Very important to learn from sifu Hansel n Icemanfx.
Understand how these successful people think n do.
Achieve 10% of them amount, also new wealth milestone.

But, I think HNWI like sifu Hansel has million-million in bank because of using their stock brokerage. Otherwise, I agree with other seniors, money in the bank - so low interest.

However, Sifu Hansel might have million-"million everywhere, hence the Maslow self actualization stage of being Private Client. Free makan, Prestige, Confidentiality, etc. Syabas!!!

Have to admit we all different levels of needs lah.

Ya, Ya... Cannot agree more, I see the sifus n many Snr from asnb thread. Hentam $30k/shot.

Sometimes, feel envy... But learn to accept n learn from them.

But, unlikely any of them sifu really subscribe to FI/RE. I think the movie... For most Malaysians, Greed is Good!!

FI/RE is more of a angmoh lifestyle??!!! Oops reached my daily msg quota liao. Bye!

[/quote]
OK, maybe I propose change gears on this topic. I have been very obsessed reading many threads hunting the Lowyat Super Financial Gurus. I dunno how to set voting....

But, after many weeks reading nightly, I easily identify potential super financial people, very impressive in financial knowledge n likely high networth, in my mind they are (not necessary in order).... Master Sifu Ramjade, MUM, Hansel. Others? However, Ms Hansel msg above too 'cheem' (cryotic), he lost me liao.

I urge the other readers to cast their votes... We are here to learn n will do it respectfully.

By reading their posts, we can learn many things. Don't feel offended if I didn't include your call signs. My bad!!!

Thank you.

[quote=Dd2318,Nov 20 2019, 04:23 PM]

[/quote]
OK, maybe I propose change gears on this topic. I have been very obsessed reading many threads hunting the Lowyat Super Financial Gurus. I dunno how to set voting....

But, after many weeks reading nightly, I easily identify potential super financial people, very impressive in financial knowledge n likely high networth, in my mind they are (not necessary in order).... Master Sifu Ramjade, MUM, Hansel. Others? However, Master Sifu Hansel msg above too 'cheem' (cryptic), he lost me liao.

I urge the other readers to cast their votes... We are here to learn n will do it respectfully.

By reading their posts, we can learn many things. Don't feel offended if I didn't include your call signs. My bad!!!

Thank you.

[/quote]

Sorry ah Ms Hansel = Master Sifu Hansel.

This post has been edited by Dd2318: Nov 20 2019, 04:26 PM

I'm curious,... bronkos,... how are you able to estimate that I am not loaded from the my statements in the above ? I just thought of asking you this.

I have always carried the above thinking whenever I want to make money,... pls elaborate for me. Perhaps I missed something here,...

[/quote]
The discussion really very deep liao.
Just wanted to understand meaning of 'loaded' in the context.
Loaded = lots of money?
Loaded = as in gearing (taking loans to expand investment) ?

Sorry for interruption, pls continue.... Maybe, just make it easier, what is the net worth? If million-million, then surely Master Sifu Hansel!

[/quote]

I think he meant loaded means unlimited amt,... but not too sure-lar,... some UNHWI's I spoke with meant loaded like that-lar,...

Well,... Jho Low is loaded,.. ex-PM is loaded,... these are very good egs.

However,... I think I wouldn't want to employ their tactics of making money-lar,...

[/quote]
Oh! I see. No need to convince people. Master Sifu generously share financial phylosophy.

I for one believe Master Sifu very 'loaded'...and I mean the proper way!

Thank you n sorry for interrupting. Better than reading financial books n free advice. Where rest of Master Sifu Ramjade n MUM?

Bro, people like me monthly $5k with family... Work till die lah. No chance to FI/RE.

Kwsp where got enuf to last... Most of my category, hope children chip $.

FI/RE will be last in my mind. I hope to be healthy n productive leh, work till my twilight years or drop dead. At least family can claim Socso.

My wealthy Mgr told me to look up the word.. Ostentatious, n avoid such people.

I said OK, will go read up later.

Tring hard but not to be miser or ruthless.
This forumer is a kind soul n will accumulate positive karma.

Sifu Icemanfx, you still an Economics undergrad, or, already working n swimming with investment?

I mean it respectfully, as I m trying to understand as forumers are of diff demographics, risk aversion, etc.

People like myself, no hope liao. Thankful to be healthy, working, etc... But nothing much to look forward to financially.

But, the things u all describe is like moon n stars leh. Malaysia OK place to stay mah. Why forumers complain? My uncle last week go KL GH, got this abdominal artery anuresym... We cannot afford mah, reference letter, n only KL can do Ops n hospital stay rm211.

I think if in Singapore, my uncle already cover white cloth liao.

Ahhh! Got you. Thank you again.

So for my category type of people how to FI/RE?
If really no chance. I can quit this thread...

As till now, no clear actionable recommendations.

Ya Lao Da,

My wealthy Mgr advised, the FI/RE thread is way-way up my league. Told me to stop following completely.

I shud just continue my ASNB or FD thread. Since relatively easy to invest few hundred monthly n more to my immediate needs.

I agree. Thank bros all... Good time spent here. At least next time I know where to look next.

Hmm, I wud think most people become doctors to nobly serve society till a ripe ol age. Well, maybe not all.

If really stressed out n need a break, maybe shud take upcountry catfishing or net-tralling (dun know spelling)... Very relaxing!