user of PB visa card!
statisfy with what they provide, no problem verifying with paypal, and ebay, can instant transfer money online to card when want to do online shopping, then swipe it via paypal, easy access, good good~~

just found out something else..
visa electron isn't recognized throughout the world, but, as a policy, merchants that take normal visa will have to accept visa electron as part of the "VISA's Accept All Cards Policy"

for more info:
http://corporate.visa.com/md/fs/consumer/electron.jsp

Well i am having a PB Visa Electron Debit Card, their services are good, but I do think that they can improve on the card quality that is. I find that practically every single wording comes off from the card.

Why not give ambank's mastercard debit a try? The process is also as simple as PB Visa Electron...

As for those who are not qualified for a Credit Card, you can actually ask your mom/dad to pledge a fixed deposit with the bank, and then apply the CC with the fixed deposit as a pledge. If you are under 21, then ask your mom/dad to sub the card to you, but relatively, they dont use the card, so the credit limit is all yours.

A good habit for CC users, get an envelope for every month, after using your CC, put the transaction chit together with the amount that you have signed into the envelope. Guarantee to be able to control your spending and also meet the debt requirement at the end of the month. Remember, CC is not for you to buy a lot of unncessary things and accrue up debts, CC just as a mean to facilitate easier transaction and reduce the hassle of carrying a lot of cash around.

Genting doesn't accept any debit card in general. That's what I asked them. Don't know if they already changed their policy or not.

Other debit cards around are UOB debit cards, EON Bank Impian and Alliance Bank Payment Cards/International Debit Card. ATM cards that can become debit cards are Al Rajhi, Alliance Bank Islamic Acconts and BSN Matrix. They are either MasterCard or Visa Electron. That's a lot of options (might be more)...i guess we need to come out with a comparison chart

Prepaid or debit cards are still a new concept to many local merchants. Sometimes, you just got to insist them to swipe it. I use my PB Electron online, at Kinokuniya and petrol stations (when the balance still more than 50), without any problems. I also saw one guy use it at Cash Converter. The cashier reluctant but the fella ask her to swipe it first

hmm...i using the al rajhi atm visa card...hmm...better get the PB visa electron or eon bank impian mastercard? but i was thinking since i'll be spending a few thousand a year...coz PB for every RM i spend, i get back some money oh...quite good rite? hahaha...

lol.. tested my ambank nexg card yesterday...
bought a new pair of shoes...
when i pass the card to the cashier, she looked at it like it was some plastic thing i made myself...

when she cucuk the thing inside the machine also i praying that it will clear... if not, damn embarassing weh.. of course, it did and everything was ok... haha

UOB visa electron

Air Asia group's Tune Money will be coming up with a prepaid credit card when Tune Money launches in September 2007 - least that's what I read in an article.

I'm certainly looking forward to that.

too bad. my place dont have UOB. wanted to get it also. but thats all jz too bad.

yup....read about it also. haiz....but still need to wait so long. and i wonder how to reload cash ar?

I think it's going to work just like AmBank's NexG. Tune Money is teaming up a local bank to oversee the financial mechanism of it and if I remembered it correctly, it's CIMB Bank.

So to say, there's actually a difference between prepaid credit card and a debit card. The only prepaid credit card thus far we have in Malaysia is NexG, and Tune Money's will be the second.

If you can't wait for it, I'd suggest you go for PB's Visa Electron. I have had some not-so-pleasant experiences with NexG and it's in one of the other threads in this forum if you want to read about it.

and whats that not-so-pleasant experience? can gv us a link? coz i think many of us wanna know it gua. but surely i have more faith in PB. thats for sure.

AmBank NexG thread

Sorry about that, I thought I'd linked it with my earlier post.

its never too late. but thanx alot. haha...

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Added on June 1, 2007, 6:17 pmcool...jz received a letter from PB regarding my card. so on monday i just go to PB and request for the card rite?

This post has been edited by influenza04: Jun 1 2007, 06:17 PM

Tune money is set to ready to roll in july..

Still..which is the best debit card? I've read all their benefits and everything...still find they r preety much the same...
So user experience would be great. Any recommendation?

Anyone using UOB U card? I think iz design for uni student, n got 3 others for college n SEGi, n visa electron too.

Wht do u guys think?

This post has been edited by kel_jink: Jun 6 2007, 12:17 PM

that is 1 for adult use

http://www1.uob.com.my/webpages/p_cards_debit.htm

Huh? Wht do u mean? The U card is for adult use? I thought iz special design for uni student? Or u mean other debit card? I think we can apply for other debit card also rite? Is there such a ruling states dat debit card has any age limit? Sorry didnt know bout dat.

Anyway, besides U card, is there any debit card has the full fledge function of visa or mastercard? (NextG? Read bout its poor customer service...:scared...)

no....wat i mean is thier is 1 that citizen above 18 can apply.as long u deposit rm500 to the account,then u will get the visa electron debit card

http://www1.uob.com.my/webpages/p_cards_debit_electron.htm

btw,i like service from UOB Bank,look pro as previously i am U Card and UOB-MalaysiaCollege.com debit card holder.

Was helping my mum to book a ticket on Air Asia's website using her debit card issued by AMBank.

Was facing some problems as the payment just could not accept the card. Anybody ever experienced using a debit card to purchase tickets from Air Asia?

So how's uob's U card? Any problem at all? any special benefits?