You can choose either the annual fee free option or to pay RM8 per annum for unlimited cash withdrawal at any Maybank ATM. For the annual fee free option, you are given 4 free withdrawals per month. Any subsequent withdrawals will be charged RM0.50 each time unless you still have RM5000 in your account when you made the 5th or 6th (and so on) withdrawals then the RM0.50 penalty will be waived.

can change the option at ATM ? that sounds convenience for user, no needed go to bank queue up.

where u get that attachment? why everytime u hav that image for reference?

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by the way, i checked the Maybankard MasterCard Platinum Debit card,
it mentioned about RM8,

Features

* Higher interest rate enjoyed (multi tired interest rate)
* Free Personal Insurance (Premier Account)
* Daily Purchase Limit up to maximum RM10K or default to RM500
* Can only be linked to Premier Accounts
* Expire after 7 years
* RM8 charged for unlimited withdrawal in a year
* Set your own purchase limit
* Track your online transactions via Maybank2u.com

Card issuance Fees & harges
Opening new account - for unlimited withdrawal RM8
Annual service fee Free (this also mentioned free, but see above, it stil need RM8)

but it is not mentioned for visa debit card.
I think mbb should state clearly or user or applicant will blur.

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one more thing is why they want to use 'cherry' image on the both master & visa debit card? the card regarding ATM, shopping.. but not related to cherry, why dont use apple, durian?
nobody can answer this...



This post has been edited by future80: Oct 12 2009, 06:07 PM

u have to fill up a form in any branch to charge rm8 anually for unlimited withdrawal

This post has been edited by wcs2798: Oct 12 2009, 06:03 PM

Just a quick question. Can MBB's premier account link to 2 debit card? ie: The Visa Debit and the newly lauched Mastercard Debit Platinum?

It has to be done manually at Maybank.



It is a reply i get from Maybank online customer care. A cropped screenshot from my GMAIL.


Maybank no longer issues the old ATM card (the black and yellow one). VISA debit card is now also the ATM card to access your fund in Maybank via ATM, which is why it is called ATM-cum-VISA debit card.

The bank charges for the newly launched Maybank Platinum debit Mastercard is exactly the same as the old ATM card and the Cherry VISA debit card. The RM8 is optional.



What are you talking about ? They did state clearly in their website that the Cherry VISA debit card is annual fee free. Click the link here > Maybank VISA debit card charges

What is not mentioned in that page is about the optional RM8 annual fee for unlimited withdrawals.


It's an art. It is a design and there is no true explanation to art.

This post has been edited by MilesAndMore: Oct 12 2009, 06:31 PM

so if i wanna apply for this platinum mastercard, they wil cancel my visa debit n issue a new one? will they apply any charges?

nope,maybank mastercard platinum debit card only M2U Premier Account or Premier Account holder

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Yes. The conversion fee is RM12. But you can only apply for the Platinum debit Mastercard provided your account is eligible for this card. The information on their website regarding which account is eligible for this Platinum debit card is a bit vague. It did mention both Savings and Current account and then if you read further, only Premier accounts are mentioned. Among the Premier accounts offered by Maybank are Maybank2u.Premier, Premier 1 Account, Premier Mudharabah Account-i and Premier Club Account.


Nidz most likely won't be eligible if he only has a regular savings or current account. Currently all Maybank account holders are using either the old MEPS ATM card or Cherry ATM/VISA debit card. If he has a Premier account and is currently using the old MEPS ATM card or Cherry ATM/VISA debit card then he will be eligible to upgrade to the new Platinum Debit Mastercard.

This post has been edited by MilesAndMore: Oct 12 2009, 07:38 PM

i have premier mudharabah account-i n currently using visa debit. so i'll be charged rm12 to convert from current card to the new platinum card?

Oh ... then you are eligible then. Yes. You need to pay RM12 for the card conversion. And when you do, please ask the staff how much is the ATM cash withdrawal limit for this card per day. The current Cherry ATM-cum-VISA debit card maximum withdrawal limit over the ATM is RM5000 per day. Since the maximum purchase limit for this card is RM10,000 per day, i wondered if the cash withdrawal limit per day is also RM10,000. Thanks lot

yup wat i mean is that RM8 annual fee for unlimited withdrawals. in cherry visa debit not stated

The RM8 annual fee only came into effect in March this year and they did not update their webpage. You can read the full press release here > Maybank ATM Charges. Bear in that that the RM8 is optional and i will definitely not pay for it and i will also make sure Maybank will not be able to charge me the RM0.50 penalty

And the screenshot attached in post #2563 explained clearly about the applicable Maybank ATM/Cherry ATM-cum-VISA debit card charges.

This post has been edited by MilesAndMore: Oct 12 2009, 09:09 PM

RM0.50 penalty only applied for 5th withdrawal each month, so it is nearly impossible to be charged. who always go ATM withdraw cash many times? I dont believe. so it is better go for that first 4 withdraw free option.

You have no idea how many people are being penalized everyday for exceeding the free quota If you try to dig out some old threads someone posted on this very board that he was charged RM0.50 six times in a month. Total loss that month for him was RM3.00. There are so many people who like to spam ATM

This post has been edited by MilesAndMore: Oct 13 2009, 11:25 AM

future80,everything is possible...i have some friends can withdraw frm atm machine once for few days..imagine one month ,they withdrawed more than 6 times...
by the way,are you the user of that cherry card?it seems like you don't like this card at all.you complaint from the design to the charges.

i am not complaining ..
i just want to know all detail before consider apply, by the way, there are few more debit cards from other bank for me consider also.. but i may choose 1 only or not apply at all.
now , firstly tone card is out from my choice since the review & info from net i found are customer services/ support not so good since they are new , and not bank related company.
about the design.. most user not only want a good services and good usages of card, but they will more prefer a card which looks great/beauty. this card .. little special.. use cherry, they can use tiger also.

i actually think that the free quota is unfair... i mean, you're a bank, and you're providing a service. you're already making money from the money that people put into the bank and you still wanna make money like that?

of course, people will say that you shouldn't take out small amounts at a time, but then again, that's the perogative of the user no?
i personally have never kena penalised before lah.. but even then, i still think that the quota is quite ridiculous...

but at the same time,i think its quite good.this is to encourage people not to over-spend...average 1 week withdraw once and control your spending for that week.i think its good

Well, if design is such a big concern then you might want to consider EON Bank Combi Mastercard or UOB Bank debit Mastercard. Both cards can be used online but then if you want to add these cards into your PayPal account to withdraw money from it then Maybank and Public Bank would be your only choice as you can only use your VISA debit or VISA Electron to withdraw money from PayPal. Mastercard is not supported.


I personally think the free quota system given by Maybank is very fair. Why you might ask ? Because for all other banks we need to pay RM8 per annum for their ATM cards. Maybank however is free and if you might need to use it a lot but you do not exactly have much money inside your Maybank account, then you can always choose to pay RM8/pa and withdraw cash from any Maybank ATM as many times as you like regardless how much your account balance is.

Besides Maybank, Citibank is the only bank that do not charge an annual fee for their ATM card but then finding Citibank ATM in Malaysia could be quite a task.

I only found 7 citibank ATMs location in malaysia, am I doing mistake??
citibank ATM locater