CIMB Bank will charge you RM10 penalty. Then it will be automatically closed after 1 year of inactivation. The remaining balances will be send to unclaimed money bla bla bla.


Suggest you to get Kawanku savings account instead. Even if it is a basic savings account, it will be closed if it's been dormant for 1 year.

For basic savings account, you need to maintain at least RM20 in your account at all times or there will be a penalty.

For Kawanku savings, i believe the minimum balance is RM1

hi. can our ic be a atm or debit card for purchasing transaction.

i surprisingly see ppl use ic to withdraw money from atm. how to apply & work?

wanna ask the pro here.
i ordered something online last week and i use my PBVE to pay.since its still haven't shipped yet,they haven't charge me anything yet.so now,my problem is i saw the charge the amount (i bought frm that site) but its in authorised charges.what is that?usually when will they revert it back to my remaining balance?

This post has been edited by nanakopy87: Aug 24 2009, 10:44 PM

Could that be a deposit ? Or the payment is on-hold ? Usually when i order DVD from Amazon.com, they will only charge my credit card just prior they ship out my ordered DVD.

i believe its like wat u said,deposit..but problem is,how long should i wait so tat they will return the deposit to me?

---

Added on August 25, 2009, 1:02 pmcalled them....they said usually need 5 working days to refund back the money into my account

This post has been edited by nanakopy87: Aug 25 2009, 01:02 PM

//Quote"i surprisingly see ppl use ic to withdraw money from atm. how to apply & work?"

im also interested to know about this too. does anyone know how?

and whats the difference between PB Day2Day Visa Debit and PB Visa Electron? i think someone had asked this question before. but i dont seem to be able to track it back. lol

can anyone teach me how to quote? lol newbie here sorry.

This post has been edited by Mozilla-Firefox: Aug 25 2009, 09:59 PM

PB D2D is linked to your saving
PBVE isn't linked to your saving
and their annual fee is different
PBVE need at least RM25
while i believe PB D2D need at least RM10?

Look for the QUOTE when posting.



RM1 needs to be kept inside your "Plus Savings Account" at all time.

what do you means by linked and not linked to the saving? if it isnt linked then where does the money come from? hmmm please do explain all about PB Visa Electron me thanks.

hey MilesAndMore i still dont get it. how to quote?

This post has been edited by Mozilla-Firefox: Aug 26 2009, 01:23 AM

You do not need to open an account with Public Bank if you only want to to Public Bank VISA Electron whereas for Public Bank D2D VISA debit card, you must maintain either a savings or current account with Public Bank.

For Public Bank VISA Electron and you need to deposit money into it via any Public Bank ATMs.

As for Public Bank D2D VISA debit card, whenever you swipe it, the money will be deducted directly from your savings/current account.

Even if you have a Public Bank savings/current account and you're using Public Bank VISA Electron, you need to manually transfer the money from your savings/current account to the Public Bank VISA Electron either through ATMs or PBeBank.com. Alternatively, you can simply deposit money directly into your Public Bank VISA Electron account via any Public Bank cash deposit machine.


Highlight the words you wanted to quote.


Then click QUOTE

ehh,i thought firefox applied for the PB D2D dy?

finally understoond. lol. I've found this out at GSC's E-Payment T&C.
6. Cards that cannot be used for e-Payment:
i) SBB Direct Access Visa & Master Card
ii) SBB Virtual Master Card
iii) Any mini credit card
iv) Any non-standard credit card

this means they do not accept debit cards for their E-Payment right.?

My PBB VISA Electron was declined last time. So yes, i believe debit card is not accepted. You can always try and update us.

okay i'll update you guys when im going for a movie. hey can anyone give me the link to fixed deposit topic. thanks

FIXED DEPOSIT

Has anyone ever used the 'paypass' feature on their debit master card ? There seems to be more places where that can be used lately from what I've seen.

As far as I know only EON Bank cards have paypass.

But many of the cashier do not know how to use the feature.

by the way CIMB e.MasterCard also have this feature.

I bought tickets from GSC using Ambank NextG mastercard and also maybank debit card (not via maybank2u)
So i guess not all debit card is declined.

Just to clarify about the debit card terms, because some people might confuse about it.

Debit card is a payment card where the transaction amount is deducted immediately from your saving/current account, upon authorisation.
Example: Public Bank D2D VISA debit card

Prepaid card or stored value card (SVC) which do not linked to your bank saving/current account. Card holder can reload money into the card and the value will be automatically deducted whenever purchases were made.
Example: Public Bank VISA Electron, TuneMoney prepaid Visa card

PB ING debit card also has this feature