to open an account at standardcharted need howmuch minimum to deposite in the account??
Debit card, Anything about it.
Debit card, Anything about it.
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Jan 30 2008, 11:46 AM
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Senior Member
1,139 posts Joined: Nov 2006 From: kota kemuning,puchong,penang |
to open an account at standardcharted need howmuch minimum to deposite in the account??
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Jan 30 2008, 11:01 PM
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Senior Member
523 posts Joined: Sep 2006 From: Kuala Lumpur, Malaysia |
QUOTE(kelvio @ Jan 30 2008, 11:46 AM) I also wondered the same as well. But the website for Standard Chartered said there is no Minimum Deposit for the e$aver Savings Account. However, since I went to see the Financial Consultant at the StanChart Bank in LOT10 (its near where I work), she explained to me that there is no Minimum Deposit; but at least start off the account with some money so that you can 'finance' your debit card purchases and the annual fee for the card itself. At the same time, the account earns an annual interest of max 3.75% (depends on the level of deposits) Of course, I've opened the account, got the ATM/Debit MasterCard on the same day, dumped RM500 into the account. I even tested the Debit MasterCard and it works!! Operates the same way as a normal credit card only that the money is paid upfront deducted directly from your savings account. |
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Feb 1 2008, 03:06 PM
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Senior Member
1,139 posts Joined: Nov 2006 From: kota kemuning,puchong,penang |
QUOTE(FayeChan @ Jan 30 2008, 11:01 PM) I also wondered the same as well. But the website for Standard Chartered said there is no Minimum Deposit for the e$aver Savings Account. hmm got annual fee ??? howmuch ?? and need to purchase the card also However, since I went to see the Financial Consultant at the StanChart Bank in LOT10 (its near where I work), she explained to me that there is no Minimum Deposit; but at least start off the account with some money so that you can 'finance' your debit card purchases and the annual fee for the card itself. At the same time, the account earns an annual interest of max 3.75% (depends on the level of deposits) Of course, I've opened the account, got the ATM/Debit MasterCard on the same day, dumped RM500 into the account. I even tested the Debit MasterCard and it works!! Operates the same way as a normal credit card only that the money is paid upfront deducted directly from your savings account. so all howmuch ?? i need somemore details so i dont have to run here and there |
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Feb 1 2008, 08:45 PM
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Senior Member
523 posts Joined: Sep 2006 From: Kuala Lumpur, Malaysia |
^^ Actually I didn't need to pay anything for the card when I start joining up.
But you got to have some money in the bank account so that each end of year the Bank deducts RM8 as an annual fee for your ATM/Debit MasterCard. Also, there is no minimum deposit for the e$aver account; something as low as RM1 is fine. But you'll be putting in more money than that right? If you already have another bank account? Don't worry, this StanChart account has MEPS Inter Bank Giro so that you can transfer money electronically from your other bank accounts, be it MayBank, CIMB, RHB, or AMBank. Check out their website http://www.standardchartered.com.my to find out about their nearest branches. Talk to their Financial Consultants and they'll brief you the information. |
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Feb 2 2008, 03:59 AM
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Senior Member
602 posts Joined: Aug 2005 |
hey, but if i put in 500 bucks, how much is the interest that i'll earn? since u said different amounts = different level = different interest %
so whats with 500? anybody checked it out yet? |
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Feb 3 2008, 12:38 AM
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Senior Member
523 posts Joined: Sep 2006 From: Kuala Lumpur, Malaysia |
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Feb 4 2008, 08:45 PM
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Junior Member
20 posts Joined: Oct 2007 |
i'm falling in love with my al-rajhi debit card... great customer services. no prob so far paying for stuff, but still dunno yet how's d status with paypal... didn't ask. but overall, i quite like it. no annual fees... only mah fan part is u have to top up in al-rajhi atm. not a prob for me coz i have one very near me - part of the reason i chose it
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Feb 5 2008, 01:57 AM
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Senior Member
602 posts Joined: Aug 2005 |
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Feb 5 2008, 05:13 AM
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Senior Member
1,248 posts Joined: Jul 2005 |
anyone using public bank visa electron & have saving acount with public bank, can u tell me how Automatic Sweep features link the saving account to the card account ?? is it automatic ?? if no money from card account they will take from saving account ?? i dont quite understand...
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Feb 6 2008, 12:46 AM
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Senior Member
523 posts Joined: Sep 2006 From: Kuala Lumpur, Malaysia |
QUOTE(influenza04 @ Feb 5 2008, 01:57 AM) Oh, the bonus interest is a promotional period in mid 2007 to end of 2007. Hesham: Isn't the Automatic Sweep feature for the PB Visa Electron a nominated amount to be credited into your Card Account each day/month? You can set the amount you want to be 'sweeped' from your PB account to the Card Account. |
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Feb 7 2008, 11:04 AM
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Junior Member
406 posts Joined: Jun 2005 From: a small location in earth. |
i was wondering that whether i can use the debit card internationally, coz i'm going to Australia to further my degree...
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Feb 7 2008, 12:19 PM
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Senior Member
5,580 posts Joined: Jan 2005 |
can i open this prepaid cc as company name? ..
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Feb 7 2008, 03:13 PM
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Junior Member
406 posts Joined: Jun 2005 From: a small location in earth. |
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Feb 10 2008, 11:07 AM
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Senior Member
692 posts Joined: Dec 2004 From: Soviet Sarawak |
darn, I can't even withdraw from my ambank nextG mastercard now... tried using it for online shopping at Amazon, got rejected... any better debit cards to introduce? how about public bank?
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Feb 11 2008, 08:04 AM
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Senior Member
730 posts Joined: Mar 2005 |
anyone tried rhb mastercard plus one?
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Feb 11 2008, 11:13 PM
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Junior Member
53 posts Joined: Nov 2004 |
I just received my Public Bank debit card and I had to run off before I could ask some questions to the people at the bank, so I'm asking it here. This is my first card and I'm pretty much a noob, but I'll be thankful if anyone can answer my questions.
1. I noticed that my envelope mentions something about a PIN number being mailed to me later. So does that mean I can't use the card for any transactions yet? 2. How does the process for buying stuff with a debit card usually go? PIN and signature required just like a credit card? |
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Feb 12 2008, 08:51 PM
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Senior Member
730 posts Joined: Mar 2005 |
can maybank atm card be used at shell pump station?
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Feb 13 2008, 04:49 PM
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Senior Member
1,807 posts Joined: Jan 2003 From: KL |
QUOTE(Heroxtus @ Feb 11 2008, 11:13 PM) I just received my Public Bank debit card and I had to run off before I could ask some questions to the people at the bank, so I'm asking it here. This is my first card and I'm pretty much a noob, but I'll be thankful if anyone can answer my questions. 1. That is the ATM PIN. your debit card also has ATM function. But you can still use the card for retail transactions.1. I noticed that my envelope mentions something about a PIN number being mailed to me later. So does that mean I can't use the card for any transactions yet? 2. How does the process for buying stuff with a debit card usually go? PIN and signature required just like a credit card? 2. Process is same like any credit card. But some merchants may not accept debit cards. Why? I dunno. |
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Feb 13 2008, 10:42 PM
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Senior Member
602 posts Joined: Aug 2005 |
QUOTE(mwkh_hope @ Feb 7 2008, 11:04 AM) i was wondering that whether i can use the debit card internationally, coz i'm going to Australia to further my degree... yeah. they said can use it overseas too. but then, u must notify the bank because if not, they'll think its an illegitimate transaction as u didnt tell the bank which country you're going to.QUOTE(socratesman @ Feb 13 2008, 04:49 PM) 2. Process is same like any credit card. But some merchants may not accept debit cards. Why? I dunno. weeeeeee...i know that telekom doesnt accept debit cards for the bill payments. reasons unknown. but jusco and so on all accept. jz only encountered telekom. |
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Feb 14 2008, 12:00 AM
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Senior Member
517 posts Joined: Aug 2007 From: Melaka |
has anyone successfully verified his/her paypal account using PB Visa Electron before? i have recently got mine, but when i tried to 'Complete Expanded Use enrollment', it gives the error message
'We were unable to verify this credit card. Please check if the information you entered is correct. If the problem persists, please try to enter a different credit card.' can anyone pls share his/her experience? |
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