For a current account, I think not that expensive as it offer very high dividend good cash rebate. I notice some other bank even ask you to maintain RM3k for current account or they will charge you RM10 per six month.

As what GHz mentioned, to maintain minimum RM1K is not a lot. Got bank asking you to maintain RM3K or even more! For example there's a bank asking to maintain RM20K to maintain a certain debit card.

RM1K is not a lot. Really it is not a lot.

---

Added on January 3, 2009, 4:47 pmI used my SCB Saadiq card just now in MidValley - Carrefour and encountered a problem.

They are using the MBB terminals (Yellow in colour)
Insert the card, Menu asks a few questions

Credit/Debit -> Select Debit -> Savings/Current -> Select Savings -> Enter PIN (I entered my ATM PIN) -> Transaction denied.

I tried again using Current account also failed.
And again using the Credit card menu also failed.

Anyone faced this problem and how to overcome it ?

This post has been edited by hye: Jan 3 2009, 04:47 PM

Yalah..
Just now i tried esaver at reject shop and they say they don't accept it.
WTH

Yeah, I encounter the same problem at Watson. They are also using Maybank Yellow Terminal. I call the customer service, they say it must be the merchant problem. I think only this particular yellow terminal is the problem as a few days back I use it at Jusco with no problem. This Jusco also using Maybank terminal but not the yellow one. The staff at Jusco tell me that they charge my card using the credit card menu. So no need to enter PIN number.

Before I also use it at Giant & Parkson also no problem.

Maybe the yellow terminal only work for Maybank debit card.

---

Added on January 4, 2009, 10:11 amMaybe they just lazy to try. It should be accepted at any merchant that accept CC (not offline)

This post has been edited by GHz: Jan 4 2009, 10:11 AM

erm i own a PB TARC debit card master card, how long do i need to wait for it to activate after change my passwork?
debit card can register online banking like an atm card do?
what is the charges if i sign oversea?
thanks for answering

for debit card can register for online banking/ transfer 1??

Finally received my 7% cash rebate for petrol purchase for Nov08 through my e$aver debit card.

Anyone know if there is more good cash rebate offer this year for this card or else this card will be abandoned, as the Saadiq Debit card have all the good cash rebate until june 09.

yes and no. depending on which bank. usually basic acc with online banking support can do that, you dont need a debit card.

will ask tomorrow as well as to reclaim my retained card

I called up the bank and they could not detect what went wrong. They advised me to call them the very moment if such problems occurs again. Not a very practical idea if you want to call up the bank if there are lining up behind you. Maybe I will call but only after clearing the checkout counter.

I will be waiting for your update.

I call CS when the problem happen but they take >10min to answer me. At that time I already cancel my purchase.

other than maybank debt card still got wat bank offer free debit card?

Public Bank TARC/UTAR or ING card.

u mean public bank also give free debit card?? If i am working not TARC srudent stilll can get free debit?

hey, maybank can get free debit carD?
y i see the T&C stated need rm12 for tat card?=(
hmmmm how u guys thinking abt maybank debit visa card?
i couldnt find any details abt oversea transaction,
any1 tried tis b4?

maybank 12 is when u apply..then after that no annual charge..other debit got annual charge very expensive

I'm not sure if age plays a factor, but I'm able to apply for it although I've been working for 2 years now.

What benafit?
I dont see it at their website

guys,a small question here.
what is the differences between MBB ATM card and their debit card?
both are like the same but what are the differences?

Yes it does not show on their website. It is written on a flyer which I take from their branch. It offer 7% cash rebate on petrol & 5% cash rebate on purchase on Hypermarket including Giant, Tesco, Carrefour, Parkson, Watson, Jusco & The Store. Their dividend also high compare with normal saving account, as good as one month FD.

2day gotta cut hair and do other stuff.. go 2molo sorry ya

that's the problem with stanchart, they dont place much infos on benefits and also most of their benefits are not long term

atm can only use to withdraw $$$ at atm machines, wherelse debit can use a a plastic to make purchases over the counter