Welcome Guest ( Log In | Register )

770 Pages « < 201 202 203 204 205 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v9, Ex citi read post 2

views
     
carmenl
post Jun 28 2019, 09:10 AM

New Member
*
Newbie
14 posts

Joined: Jul 2012


Hi. Wana ask for YOLO card
1.I saw some comment said 8× swipe. It's only 5%casback right if swipe 8x. Must swipe atleast 16x to get 8% Cb kan?

2. Can I top up multiple times for big pay to be eligible to the swipes criteria? (I know big pay not eligible to the Cb)
Hopes sifus here can ans as I planning to apply for this card =)
coolguy99
post Jun 28 2019, 09:27 AM

Look at all my stars!!
*******
Senior Member
7,353 posts

Joined: Aug 2015



QUOTE(carmenl @ Jun 28 2019, 09:10 AM)
Hi. Wana ask for YOLO card
1.I saw some comment said 8× swipe. It's only 5%casback right if swipe 8x. Must swipe atleast 16x to get 8% Cb kan?

2. Can I top up multiple times for big pay to be eligible to the swipes criteria? (I know big pay not eligible to the Cb)
Hopes sifus here can ans as I planning to apply for this card =)
*
1. Yes. Some people use the JomPay trick to get that done.

2. Can.
digimon09
post Jun 28 2019, 11:41 AM

Casual
***
Junior Member
447 posts

Joined: Nov 2017


QUOTE(MGM @ Jun 27 2019, 06:43 PM)
YOLO 8% how come only 2 transactions?
*
QUOTE(fruitie @ Jun 27 2019, 06:52 PM)
He only showed Boost to prove that Boost is entitled for cash back?
*
Yup correct. 16x swipe on BP
SUSYH1234
post Jun 28 2019, 01:11 PM

Casual
***
Junior Member
372 posts

Joined: Dec 2016
QUOTE(fruitie @ Jun 27 2019, 01:50 PM)
Service Tax for credit cards was already there before GST era, so it is nothing new. Last time was RM 50 per card under Najib's time.

Well, it depends on banks. MBB doesn't need to beg people to stay because people beg to them to get their cards.

UOB on another hand, a lot of its sales come from CC, so CC is one of their core businesses and they really want to retain customers.
*
haha, so nothing is new in new msia.
SUSYH1234
post Jun 28 2019, 01:22 PM

Casual
***
Junior Member
372 posts

Joined: Dec 2016
QUOTE(cybpsych @ Jun 27 2019, 02:17 PM)
nothing related to cultural. to reward or retain the users is totally another matter; and it's all down to business.

dont expect the cs/frontliners to know the details, in advance. if properly done, they SHOULD have been briefed/trained of new promotions/policies. but in reality, with so many stuffs ongoing and so many support staffs by each bank, information cascading down from the top/decision-makers would be lagging or most of the time, incomplete. well, some creative support staffs may "assume" with their own interpretation as well biggrin.gif
*
thanks for the good education, perhaps I shdnt use the term cultural, what i am trying to imply is that some banks make it a practice not require too much assessment and decision making in their process, while some is always case by case, and depend on how we consumer/user challenge and argue our case.
cybpsych
post Jun 28 2019, 01:27 PM

---------------------
*********
All Stars
65,324 posts

Joined: Jan 2003
QUOTE(YH1234 @ Jun 28 2019, 01:22 PM)
thanks for the good education, perhaps I shdnt use the term cultural, what i am trying to imply is that some banks make it a practice not require too much assessment and decision making in their process, while some is always case by case, and depend on how we consumer/user challenge and argue our case.
*
all banks doesnt operate similarly. each has their own rules and policies.

we as a USER to their services, all we can do is ASK biggrin.gif
tonytyk
post Jun 28 2019, 05:14 PM

Look at all my stars!!
******
Senior Member
1,962 posts

Joined: Nov 2011
QUOTE(coolguy99 @ Jun 28 2019, 09:27 AM)
1. Yes. Some people use the JomPay trick to get that done.

2. Can.
*
QUOTE(digimon09 @ Jun 28 2019, 11:41 AM)
Yup correct. 16x swipe on BP
*
Big pay entitled for cash back?
MGM
post Jun 28 2019, 05:51 PM

10k Club
********
All Stars
18,441 posts

Joined: Oct 2010
QUOTE(tonytyk @ Jun 28 2019, 05:14 PM)
Big pay entitled for cash back?
*
His 2x Boost total rm600 x 8% = rm48, 16x BP to fulfill 16x trax count(actually only 14). digimon09 correct?

This post has been edited by MGM: Jun 28 2019, 05:51 PM
Cookie101
post Jun 28 2019, 07:48 PM

Regular
******
Senior Member
1,616 posts

Joined: Jul 2016
QUOTE(YH1234 @ Jun 27 2019, 12:34 PM)
generally speaking, i notice there is vast diff among bank treatment towards rebate on sst. some bank is rigid, but stick to what they committed, one don't have to call or chase or raise query, for eg mbb n cimb. cimb gave the rebate in the same month after 3 transactions, no need call or pursue further.

some bank are much flexible, we never know if what told by their marketing is correct or truth because the cs have no idea what was committed, and no idea what sort of promotion they do, the most obvious one is singapore bank such as uob. one have to call to get thing done, and most of the time, they don't give direct and frank reply but in the end, one still get what he wants if he persistently pushing and negotiate. the cs told me i must call and make a request in order to get the rebate even though their marketing did make a commitment.

is this a cultural thing?

btw, i will give msia fm a minus point for implementing sst, go tax the superrich, idiot.
*
This may be out of topic. But what you’re saying is simply being the badass guy and whack whoever did not give you for what you think you’re entitled, disregarding the stated tnc.

A bank can give certain benefits at their discretion and SG banks can afford to do so as bank’s rate is as high as 28% meanwhile msia only charge up to 18%. That’s a vast 10% difference.

Guess complain is a cultural thing where MAS has to entertain every little penny complain. LEL. That’s what a lot goes... this is not matter of money, but a matter of principle of a penny. Simply toxic.

A bank giving sst rebate is being nice. One that doesn’t give doesn’t mean they’re not nice. They’re not obliged to do so. You want their service, you pay for it.



QUOTE(MGM @ Jun 28 2019, 05:51 PM)
His 2x Boost total rm600 x 8% = rm48, 16x BP to fulfill 16x trax count(actually only 14). digimon09 correct?
*
Yes
saitong09
post Jun 28 2019, 08:14 PM

10k Club
********
All Stars
10,822 posts

Joined: Jan 2010
From: KL/PJ


QUOTE(MGM @ Jun 28 2019, 05:51 PM)
His 2x Boost total rm600 x 8% = rm48, 16x BP to fulfill 16x trax count(actually only 14). digimon09 correct?
*
If his 16x to Boost then can get full rm50 smile.gif
oldman1920
post Jun 28 2019, 11:11 PM

Getting Started
**
Junior Member
85 posts

Joined: Jul 2018
Cash rebate for UOB One card is calculated based on calendar month ? Or statement cycle?
coolguy99
post Jun 29 2019, 08:49 AM

Look at all my stars!!
*******
Senior Member
7,353 posts

Joined: Aug 2015



QUOTE(oldman1920 @ Jun 28 2019, 11:11 PM)
Cash rebate for UOB One card is calculated based on calendar month ? Or statement cycle?
*
Calendar month.
SUSYH1234
post Jun 29 2019, 03:15 PM

Casual
***
Junior Member
372 posts

Joined: Dec 2016
QUOTE(Cookie101 @ Jun 28 2019, 07:48 PM)
This may be out of topic. But what you’re saying is simply being the badass guy and whack whoever did not give you for what you think you’re entitled, disregarding the stated tnc.

A bank can give certain benefits at their discretion and SG banks can afford to do so as bank’s rate is as high as 28% meanwhile msia only charge up to 18%. That’s a vast 10% difference.

Guess complain is a cultural thing where MAS has to entertain every little penny complain. LEL. That’s what a lot goes... this is not matter of money, but a matter of principle of a penny. Simply toxic.

A bank giving sst rebate is being nice. One that doesn’t give doesn’t mean they’re not nice. They’re not obliged to do so. You want their service, you pay for it.
Yes
*
i hv no idea how yr para 1-3 have anything to do with i wrote, or even the 4th one.

mbb n cimb stick to their tnc on new card user, no need to call or beg. if one disagree, one can always stop using their product.

uob hv no clear tnc, it depend on what their marketing offer, thus even after the marketing told u swipe 3 times to get the rm25 rebate, the bank wont do anything unless one call them and make a request, if no call is made, then they just buat tak tahu and no rebate given even after 3 swipes, cybpsych said all we can do is ask is to me a relevant reply. that said, i still think uob approach is developed out of a kiasu mentality, sort of cultural thingy.



danny2u
post Jun 30 2019, 11:47 AM

New Member
*
Newbie
10 posts

Joined: Nov 2008
Hi, I would to like ask if I pay through TNB apps and jompay for TNB within same day from UOB yolo. Will it consider two different merchant or only 1 merchant?

Thanks.
kuai_chai
post Jun 30 2019, 12:57 PM

good luck malaysia
******
Senior Member
1,987 posts

Joined: Sep 2004
From: Kepong


want to ask about this uob promotion:
https://www1.uob.com.my/personal/promotions/grab-2019.page
anyone got the cashback after topping up to grabpay?
if i topup on tomorrow July 1st, guarantee can get the cashback?
ProxMatoR
post Jun 30 2019, 12:59 PM

Regular
******
Senior Member
1,516 posts

Joined: Oct 2005


QUOTE(danny2u @ Jun 30 2019, 11:47 AM)
Hi, I would to like ask if I pay through TNB apps and jompay for TNB within same day from UOB yolo. Will it consider two different merchant or only 1 merchant?

Thanks.
*
afair, TNB and JOMPAY is considered different...

btw, not sure if your concern is on the number of transactions... as long as is above RM10 per transaction, it will capture differently
fruitie
post Jun 30 2019, 01:02 PM

Rise and Shine
Group Icon
Staff
72,832 posts

Joined: Sep 2005
From: KUL

QUOTE(kuai_chai @ Jun 30 2019, 12:57 PM)
want to ask about this uob promotion:
https://www1.uob.com.my/personal/promotions/grab-2019.page
anyone got the cashback after topping up to grabpay?
if i topup on tomorrow July 1st, guarantee can get the cashback?
*
If I'm not mistaken, this promo is only for spending with GrabPay (pay with UOB cards) and not for its wallet reloading.
kuai_chai
post Jun 30 2019, 01:08 PM

good luck malaysia
******
Senior Member
1,987 posts

Joined: Sep 2004
From: Kepong


QUOTE(fruitie @ Jun 30 2019, 01:02 PM)
If I'm not mistaken, this promo is only for spending with GrabPay (pay with UOB cards) and not for its wallet reloading.
*
thanks..
but it mentioned:
Just ride, deliver, order food or top up and be rewarded with 10% cash back on weekend with UOB cards.

topup is mentioned too..
fruitie
post Jun 30 2019, 01:09 PM

Rise and Shine
Group Icon
Staff
72,832 posts

Joined: Sep 2005
From: KUL

QUOTE(kuai_chai @ Jun 30 2019, 01:08 PM)
thanks..
but it mentioned:
Just ride, deliver, order food or top up and be rewarded with 10% cash back on weekend with UOB cards.

topup is mentioned too..
*
That "top up" is the prepaid top up function in Grab.
kuai_chai
post Jun 30 2019, 01:26 PM

good luck malaysia
******
Senior Member
1,987 posts

Joined: Sep 2004
From: Kepong


QUOTE(fruitie @ Jun 30 2019, 01:09 PM)
That "top up" is the prepaid top up function in Grab.
*
anyone confirmed this?
because:
For Grab prepaid transactions, the cash back is only applicable for Eligible Cardmembers’ top-up transactions made for Grabpay and is not applicable for transactions made within Grabpay using the top-up amount.

770 Pages « < 201 202 203 204 205 > » Top
 

Change to:
| Lo-Fi Version
0.0256sec    0.50    6 queries    GZIP Disabled
Time is now: 12th December 2025 - 10:28 PM