me too, still haven't get yet

Same case. CS said some system update. I'm guessing could be any bad news regards e wallet coming in soon?

any changes will take effect at least 21 days after notification.

stop speculating and spread rumors or anything unconfirmed without b&w.

can waive, just threaten to cancel and straight he said ask management and come back with me with three transaction within 30 days to get the rebate

SST cannot be waived, its compulsory to pay to government. Its can be rebated/absorbed by bank. The correct term.

This post has been edited by avinlim: Jun 27 2019, 11:51 AM

Is it very slow to apply for UOB Yolo?

I applied through their website on Sat and until now still no one contact me

generally speaking, i notice there is vast diff among bank treatment towards rebate on sst. some bank is rigid, but stick to what they committed, one don't have to call or chase or raise query, for eg mbb n cimb. cimb gave the rebate in the same month after 3 transactions, no need call or pursue further.

some bank are much flexible, we never know if what told by their marketing is correct or truth because the cs have no idea what was committed, and no idea what sort of promotion they do, the most obvious one is singapore bank such as uob. one have to call to get thing done, and most of the time, they don't give direct and frank reply but in the end, one still get what he wants if he persistently pushing and negotiate. the cs told me i must call and make a request in order to get the rebate even though their marketing did make a commitment.

is this a cultural thing?

btw, i will give msia fm a minus point for implementing sst, go tax the superrich, idiot.

Service Tax for credit cards was already there before GST era, so it is nothing new. Last time was RM 50 per card under Najib's time.

Well, it depends on banks. MBB doesn't need to beg people to stay because people beg to them to get their cards.

UOB on another hand, a lot of its sales come from CC, so CC is one of their core businesses and they really want to retain customers.

nothing related to cultural. to reward or retain the users is totally another matter; and it's all down to business.

we all know SST is charged according to the act. nowhere to run.


if the bank want* to reward/retain the users (due to sst-related matters), they have their full discretion to grant reward to appease the customer.

*the "want" part, it's all cost, whether they willing to fork out the budget to grant the reward.

for new acquisition, it's costlier to acquire new customer than retaining existing. so, banks would decide, on their budget allocation, whether to give unconditional/blanket reward to all customers, or conditionally-grant based on specific conditions, or outright reject the requests.

likely, there will be internal policies outlining the rules/conditions to grant or reject any sst reward/cashback requests.



most customers felt they are entitled for reward regardless; on the basis of being the bank's customer/x-years with them/spent xxxxx with them/etc.

oh please lor, we all are merely using the bank's facility(ies) with lenghty complicated T&C tied to it. we DO NOT own the facilities at all. it's the bank's discretion to OFFER/EXTEND their service(s) to us.


fyi, be mindful there will be information-gap or discrepancies between decision-makers (product/sales) vs support (cs, branch staffs, etc).

dont expect the cs/frontliners to know the details, in advance. if properly done, they SHOULD have been briefed/trained of new promotions/policies. but in reality, with so many stuffs ongoing and so many support staffs by each bank, information cascading down from the top/decision-makers would be lagging or most of the time, incomplete. well, some creative support staffs may "assume" with their own interpretation as well

Last month I spent Rm651 total. Rm100 on TNG eWallet. 16 transactions. Managed to get RM50 cash back.
All done on 1st of the month.

There's a difference between rebate and waiver. From the sst point, it's definitely rebate. Meaning you pay to the government first, then bank give u some form of cash rebate to entice u to continue using their cards.

From waiver point, when u waive sth, u don't pay. In this case, you cannot don't pay

Just received my cashback today:

YOLO 8% how come only 2 transactions?

He only showed Boost to prove that Boost is entitled for cash back?

Yes, finally I got my 1st cashback for UOB YOLO today after long waited. Thanks a lot for sifus and TS that gave me a lot of info about this card.

When is ur last day spent?

Then, all I can say is that the cash back pool finished before 8th

You meant for May spending rite?

my last spent that eligible for cb is 3rd May 10.36 pm

YOLO .....x16 transaction


if i pay JOMPAY, RM10 X15 === considered swipe x15 , right ?

Yes.