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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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avinlim
post Sep 19 2018, 04:34 PM

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Does Boost reload counted as YOLO 8x / 16x times eligible transactions? Knowing the amount reloaded doesn't counted in cashback.
Which card is better, UOB one or YOLO.
avinlim
post Sep 20 2018, 07:58 AM

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QUOTE(fruitie @ Sep 19 2018, 10:24 PM)
Yes, any transaction is counted as part of 8x/16x. It depends on your usage, both have different purposes.
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I read your posts that u max out RM50 for YOLO every month. Can give some example of that spending?

I shop and spend online more. so, petrol, movie, grocery categories are not so much spend. So..I will aim for online most probably.

Since boost app reload is counted as eligible no. of transaction, I think should be easy to hit the target of 16x transaction/month.

What about paying bills of TM, e.g bill RM100, but pay RM10x 10 times in one day, short time.. counted as 10x or 1x...??

Thanks in advance for answering.
avinlim
post Sep 20 2018, 02:56 PM

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QUOTE(kaiserreich @ Sep 20 2018, 12:35 PM)
word of advice, easier to count your spend if you increment by 1 sen per transaction.
Rm10.01, Rm10.02.....Rm10.15
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wow..this indeed a good idea!...thanks a lot.
avinlim
post Sep 20 2018, 02:57 PM

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QUOTE(fruitie @ Sep 20 2018, 09:09 AM)
I only use YOLO to pay bills via JomPay, not for other spending these days.

Your TNB example is 10x.
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Thanks a lot.

Since jompay is counted. I think should be easy.

avinlim
post Oct 19 2018, 10:16 AM

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For YOLO card, Online BoostPay app reload considered as eligible transactions but the amount will not be calculated as cash back right?

e.g:
- I reloaded boost pay RM 20 x 16 times (Total RM320)
- 1 transaction on lazada RM300.

I will get 8% x RM300 = RM24 cb instead of RM620 x 8%... please correct me if I am wrong, just got my yolo and testing out those cb transactions.

avinlim
post Oct 22 2018, 03:24 PM

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QUOTE(fruitie @ Oct 19 2018, 10:52 AM)
Yeah, it should work that way. However, please take note the cash back pool is FCFS.

Nevertheless, in my opinion, one should maximize the cash back by only charging eligible transactions. Well, the choice is yours.
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Any experience that when usually the FCFS quota depleted on a month? before 10th of every month?

As for this month October, do you think that the cb quota still available?
avinlim
post Dec 27 2018, 04:23 PM

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QUOTE(JuneResources @ Dec 26 2018, 04:36 PM)
So you mean that before 1111 cash back pool finished already?
My one also less few RM5 or RM6, calculate by myself a bit loss a bit.. cry.gif
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Most probably, UOB yolo cb pool depleted. Mine reloaded(lazada wallet) on 1-5Nov got full cb.

11.11 ma...every1 shopping like no tomorrow.
avinlim
post Dec 27 2018, 05:35 PM

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QUOTE(caesarx @ Dec 27 2018, 05:02 PM)
Ya, actually why some people wait until 11.11 to reload ewallet which can be done earlier hmm.gif
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not sure, may be wait for promotion?

there was promotion on lazada wallet before 11 Nov 18, which when reload got 5% rebate immediately to the lazada wallet...haha...
avinlim
post Dec 27 2018, 05:36 PM

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QUOTE(JuneResources @ Dec 27 2018, 05:10 PM)
Then not need think about the Dec cashback how is it already.. doh.gif
Sure haven't on 1212 reach quota already..
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reload and prepare your bullets earlier..haha. on 12.12 can fire like a boss.
avinlim
post Jan 22 2019, 08:25 AM

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UOB YOLO cb not yet in for December 2018 spending till today 22 Jan 2019~~

yoyoyoyo...
avinlim
post Jan 23 2019, 08:25 AM

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QUOTE(mamamia @ Jan 22 2019, 02:42 PM)
Oops, sorry, I put the wrong screenshot..
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Seem like you are 2 days earlier than me to receive cb. my Nov 2018 cb was credited on 19Dec.

For Dec 2018 cb still not in till now. hehe.... hope to get it soon.


avinlim
post Jan 24 2019, 10:45 AM

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YOLO Dec 2018 cb is in on 23 Jan 19. yes~!
avinlim
post Apr 8 2019, 09:44 AM

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today spending (UOB yolo) still can get cb?

**the cb pool got depleted so fast ma? 8th of every month.

This post has been edited by avinlim: Apr 8 2019, 09:47 AM
avinlim
post Apr 8 2019, 09:56 AM

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QUOTE(cybpsych @ Apr 8 2019, 09:50 AM)
no way to know, right?

try read back posts for Mar cb (Feb spending). probably got some info.

else, gamble for today.
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I try i feedback nex month.
avinlim
post Apr 9 2019, 02:03 PM

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QUOTE(David83 @ Apr 9 2019, 01:57 PM)
The Cash Back is only for the following categories :
 Retail Fashion & Household
 Travel
 Dining
 Groceries
avinlim
post Apr 9 2019, 03:03 PM

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QUOTE(coolguy99 @ Apr 9 2019, 02:53 PM)
Don’t think so.
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you have proof its eligible?
avinlim
post Apr 9 2019, 04:14 PM

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QUOTE(zaqre @ Apr 9 2019, 03:48 PM)
any example for for Household?
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Not sure, its extracted from their T&C.

https://www1.uob.com.my/web-resources/perso...ack-tnc-eng.pdf
avinlim
post Apr 10 2019, 08:10 AM

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QUOTE(MGM @ Apr 9 2019, 10:08 PM)
Heard no OTP while reloading Lazada ewallet, still consider as online trx?
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Yes, online transaction. Been using my YOLO for lazada, all yield cb for the reload into laz wallet.
avinlim
post Apr 10 2019, 09:02 AM

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QUOTE(YH1234 @ Apr 10 2019, 08:16 AM)
mean u do more than 8 or 16 reload into laz wallet at earlier of month? how much in total sum? n u are quite sure u can spend all fund in yr laz wallet? need yr guidance as I still don't really understand how this cash wallet mechanism could help us save more.
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No need to guide people on how to spend their money ma... You spend wisely, you get the cb, no point to just spend for the sake of cb, but spend the necessity for the cb. Anyway, here's my way.

Target RM625 to get the full cb RM50.

Usually unifi, digi, maxis, TNB will cost around RM500+ monthly, I paid multiple times to achieve 16x. Remaining just reload in laz wallet for groceries. How to get to pay so much bills? Offer to pay for your relatives, family and collect money from them. laugh.gif laugh.gif laugh.gif laugh.gif laugh.gif
avinlim
post Apr 10 2019, 09:24 AM

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QUOTE(kwokwah @ Apr 10 2019, 09:19 AM)
Does anyone get rewarded for using "Duit Now" from any banks? I just got a Misc Credit for Duit Now from UOB (RM10 only).
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Mayb some1 send you money via Duit Now without informing you?

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