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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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laymank
post Mar 21 2018, 03:12 PM

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QUOTE(ClarenceT @ Mar 21 2018, 02:32 PM)
If QM can be used to top up BigPay and get 5% cashback,
I will apply for a new Quantum Mastercard, then top up RM600 and get RM30 rebate.
Then withdraw RM600 at a local ATM and the service charge is only RM6.
Then use the money to pay Public Bank!
Still not sure if there are other cost.
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yea, that will be monthly exercise.

whatever card that rewards cashback for online can be used to pool money into this prepaid card and then withdraw it at a fee to pay or use.
ckweng
post Mar 21 2018, 03:26 PM

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QUOTE(joevo2 @ Mar 21 2018, 10:44 AM)
Hmm gave a try with Quantum MC (received OTP) will report back if got CB. Anyone got the card already how long does it take to come?
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QUOTE(ClarenceT @ Mar 21 2018, 10:50 AM)
I just applied for new BigPay yesterday and yet to receive the physical card.
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From application to receiving BigPay physical card took me 1 week when it was first launched.

Can try using VS/QM to top up BigPay but I think the chance is bleak since the MCC is 6012 (financial services), unless somehow it's treated as "Online"
SUSDavid83
post Mar 21 2018, 03:47 PM

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RP processing is very slow.
Submitted last Friday but only till today called me said not enough document.
michaelho
post Mar 21 2018, 03:49 PM

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QUOTE(ckweng @ Mar 21 2018, 03:26 PM)
From application to receiving BigPay physical card took me 1 week when it was first launched.

Can try using VS/QM to top up BigPay but I think the chance is bleak since the MCC is 6012 (financial services), unless somehow it's treated as "Online"
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very interesting indeed. Let's see if anyone managed to get rebate. *fingers crossed*
Gabriel03
post Mar 21 2018, 06:00 PM

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Is payment to MaxisPay considered online or utility?
I am taking about the promotion Cash Back for U.

From the first page, I know that it's considered online for PVS & Quantam Mastercard.

Cause insurance premiums are not included in this campaign but it's considered online for PVS cashback.
cybpsych
post Mar 21 2018, 08:17 PM

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QUOTE(Gabriel03 @ Mar 21 2018, 06:00 PM)
Is payment to MaxisPay considered online or utility?
I am taking about the promotion Cash Back for U.

From the first page, I know that it's considered online for PVS & Quantam Mastercard.

Cause insurance premiums are not included in this campaign but it's considered online for PVS cashback.
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in what sense maxis(pay) is considered utility?

we are not advance country until mobile or internet is deemed utility supply laugh.gif

no issue for maxispay for pbb's cb promos.
Bliz
post Mar 21 2018, 08:32 PM

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Darrenz
PBB VS Cashback ( Dining )

CALANTHE ART CAFE SB MELAKA MY ( Jonker Street )
WA ZEN JAPANESE REST MELAKA MY

kremlin
post Mar 21 2018, 11:52 PM

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QUOTE(joevo2 @ Mar 21 2018, 02:26 PM)
Dont have to wait till statement date? Can call and ask once it is posted?
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Yes, once posted can call and ask if it is under “online”.
yuki886
post Mar 22 2018, 12:18 PM

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QUOTE(kremlin @ Mar 21 2018, 11:52 PM)
Yes, once posted can call and ask if it is under “online”.
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Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

Attached Image
akping_1
post Mar 22 2018, 12:21 PM

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QUOTE(yuki886 @ Mar 22 2018, 12:18 PM)
Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

Attached Image
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Maybe you can call to CS to ask for the MCC code.
cybpsych
post Mar 22 2018, 12:27 PM

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QUOTE(akping_1 @ Mar 22 2018, 12:21 PM)
Maybe you can call to CS to ask for the MCC code.
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MCC already known. see above posts.

problem is PBB dont recognize the payment mode as "online".
sendohz
post Mar 22 2018, 12:29 PM

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QUOTE(yuki886 @ Mar 22 2018, 12:18 PM)
Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

Attached Image
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QUOTE(akping_1 @ Mar 22 2018, 12:21 PM)
Maybe you can call to CS to ask for the MCC code.
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So i guess it's safe to use only the CC with general cash rebate for all retails.
ClarenceT
post Mar 22 2018, 12:31 PM

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QUOTE(yuki886 @ Mar 22 2018, 12:18 PM)
Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

Attached Image
*
Someone used Alliance credit card and successfully received rebate.
I am testing using Maybank FCB VS. I will know the outcome on 2/4. I did receive OTP.
I was curious if someone here had tested using PBB VS / QM.

joevo2
post Mar 22 2018, 12:31 PM

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GG man but MBB FCB might get cashback? LOL then withdraw the money. Someone posted on debit card thread

I’ve tried with Q MC but I think outcome should be same.

This post has been edited by joevo2: Mar 22 2018, 12:32 PM
ckweng
post Mar 22 2018, 12:51 PM

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QUOTE(akping_1 @ Mar 22 2018, 12:21 PM)
Maybe you can call to CS to ask for the MCC code.
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I've asked UOB's CS before (after tested with UOB card) and the MCC is 6012.
ClarenceT
post Mar 22 2018, 12:54 PM

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QUOTE(joevo2 @ Mar 22 2018, 12:31 PM)
GG man but MBB FCB might get cashback? LOL then withdraw the money. Someone posted on debit card thread

I’ve tried with Q MC but I think outcome should be same.
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If MBB FCB 2% rebate on BigPay, then I can use it to pay insurance premium >RM2500 (2% ROI)
Or, HLB Wise 0% for RM1000 on BigPay, then another RM1000 @ 10% (3 categories)

ClarenceT
post Mar 22 2018, 12:57 PM

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QUOTE(ckweng @ Mar 22 2018, 12:51 PM)
I've asked UOB's CS before (after tested with UOB card) and the MCC is 6012.
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Using UOB Yolo? Got 8% rebate?

laymank
post Mar 22 2018, 01:47 PM

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QUOTE(ClarenceT @ Mar 21 2018, 09:38 AM)
Anyone here had tested the baby from Tony Fernandes?
Reload BigPay App using VS (worked, received OTP) or Quantum Mastercard (working?) to get online rebate.
Then use the BigPay Prepaid Mastercard.
So I get 6% return for whatever transactions, not restricted to online, dining and groceries!
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QUOTE(yuki886 @ Mar 22 2018, 12:18 PM)
Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

Attached Image
*
So using PBB VS doesn't get cashback because MCC is 6012?
ClarenceT, you might want to double check yours.
cybpsych
post Mar 22 2018, 01:54 PM

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QUOTE(laymank @ Mar 22 2018, 01:47 PM)
So using PBB VS doesn't get cashback because MCC is 6012?
ClarenceT, you might want to double check yours.
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although not worded correctly, he was just asking wor laugh.gif
ClarenceT
post Mar 22 2018, 02:20 PM

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QUOTE(laymank @ Mar 22 2018, 01:47 PM)
So using PBB VS doesn't get cashback because MCC is 6012?
ClarenceT, you might want to double check yours.
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I have checked the PDS, PB never excludes MCC 6012 for cashback (VS/QM).
Even the online government transactions, we still get online rebate.
I received OTP from Maybank / PB for top up of BigPay.

I just received the BigPay card during lunch time (I applied on 20/3).
I need to activate the card before I could proceed to 2nd top up.
(I used Maybank FCB VS for first top up, it was debited on the same day so BigPay is using Maybank platform)
If I top up today using PB VS and it should be posted on 23/3. Then I will know the outcome on 24/3 (rebate on 23rd).

RM0.00 Your MSOS Code for card ending XXXX is XXXXXX for online txn at BigPay of MYR XX.Code will expire in 4 mins. [Maybank OTP]
RM0.00 PBB OTP for MYRXX.00 @ BigPay is XXXXX for card ending XXXX 22MAR18 XX:XX. Did not request OTP? Pls call PB Card.



This post has been edited by ClarenceT: Mar 22 2018, 03:05 PM

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