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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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laymank
post Mar 22 2018, 02:49 PM

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QUOTE(ClarenceT @ Mar 22 2018, 02:20 PM)
I have checked the PDS, PB never excludes MCC 6012 for cashback (VS/QM).
Even the online government transactions, we still get online rebate.
I received OTP from Maybank / PB for top up of BigPay.

I just received the BigPay card during lunch time (I applied on 20/3).
I need to activate the card before I could proceed to 2nd top up.
(I used Maybank FCB VS for first top up, it was debited on the same day so BigPay is using Maybank platform)
If I top up today using PB VS  and it should be posted on 23/3. Then I will know the outcome on 24/3 (rebate on 23rd).

RM0.00 Your MSOS Code for card ending XXXX is XXXXXX for online txn at BigPay of MYR XX.Code will expire in 4 mins. [Maybank OTP]
RM0.00 PBB OTP for MYRXX.00 @ BigPay is XXXXX for card ending XXXX 22MAR18 XX:XX. Did not request OTP? Pls call PB Card.

Update: Sorry! The transaction was declined. after OTP verification.  rclxub.gif
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Failed for PBB VS?
ClarenceT
post Mar 22 2018, 02:54 PM

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QUOTE(laymank @ Mar 22 2018, 02:49 PM)
Failed for PBB VS?
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Just successfully top up BigPay by using PBB VS.


This post has been edited by ClarenceT: Mar 22 2018, 03:04 PM
joevo2
post Mar 22 2018, 03:03 PM

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QUOTE(ClarenceT @ Mar 22 2018, 02:20 PM)
I have checked the PDS, PB never excludes MCC 6012 for cashback (VS/QM).
Even the online government transactions, we still get online rebate.
I received OTP from Maybank / PB for top up of BigPay.

I just received the BigPay card during lunch time (I applied on 20/3).
I need to activate the card before I could proceed to 2nd top up.
(I used Maybank FCB VS for first top up, it was debited on the same day so BigPay is using Maybank platform)
If I top up today using PB VS  and it should be posted on 23/3. Then I will know the outcome on 24/3 (rebate on 23rd).

RM0.00 Your MSOS Code for card ending XXXX is XXXXXX for online txn at BigPay of MYR XX.Code will expire in 4 mins. [Maybank OTP]
RM0.00 PBB OTP for MYRXX.00 @ BigPay is XXXXX for card ending XXXX 22MAR18 XX:XX. Did not request OTP? Pls call PB Card.

Update: Sorry! The transaction was declined. after OTP verification.  rclxub.gif
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Transaction declined? What do you mean. I think I manage to top up using QM though
ClarenceT
post Mar 22 2018, 03:05 PM

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QUOTE(joevo2 @ Mar 22 2018, 03:03 PM)
Transaction declined? What do you mean. I think I manage to top up using QM though
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Now OK. Successfully top up using PBB VS.
sendohz
post Mar 22 2018, 03:33 PM

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QUOTE(ClarenceT @ Mar 22 2018, 03:05 PM)
Now OK. Successfully top up using PBB VS.
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Next to try UOB YOLO, but most probably they decline this MCC as ONLINE
ClarenceT
post Mar 22 2018, 03:37 PM

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QUOTE(sendohz @ Mar 22 2018, 03:33 PM)
Next to try UOB YOLO, but most probably they decline this MCC as ONLINE
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Haha I don't have UOB Yolo card!
But I am interested to know... if possible to get 8% cashback, I may apply for UOB Yolo.

sendohz
post Mar 22 2018, 03:49 PM

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QUOTE(ClarenceT @ Mar 22 2018, 03:37 PM)
Haha I don't have UOB Yolo card!
But I am interested to know... if possible to get 8% cashback, I may apply for UOB Yolo.
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Ok let me apply and try with that.
Thanks for testing with PBB.

Let us know the outcome.
ClarenceT
post Mar 22 2018, 04:06 PM

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QUOTE(yuki886 @ Mar 22 2018, 12:18 PM)
Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

[attachmentid=9682663]
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May I re-confirm...
You used Public Bank Visa Signature or Public Bank Quantum Mastercard for the BigPayMe transactions?

Or Quantum Visa?

This post has been edited by ClarenceT: Mar 22 2018, 04:10 PM
DozeMeWithTea
post Mar 22 2018, 04:08 PM

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I apply for Quantum Card, how long will they take to get back to me?
yuki886
post Mar 22 2018, 04:11 PM

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QUOTE(ClarenceT @ Mar 22 2018, 04:06 PM)
May I re-confirm...
You used Public Bank Visa Signature or Public Bank Quantum Mastercard for the BigPayMe transactions?

Or Quantum Visa?
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PBB VS. Called the CS and they said not eligible ranting.gif
ClarenceT
post Mar 22 2018, 04:11 PM

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QUOTE(DozeMeWithTea @ Mar 22 2018, 04:08 PM)
I apply for Quantum Card, how long will they take to get back to me?
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2 weeks later, you call 0321768000 to check your application status by keying in your IC number.
ClarenceT
post Mar 22 2018, 04:14 PM

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QUOTE(yuki886 @ Mar 22 2018, 04:11 PM)
PBB VS. Called the CS and they said not eligible  ranting.gif
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Thanks for your update.
This exclusion is not stated in Product Disclosure Sheet!


yuki886
post Mar 22 2018, 04:16 PM

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No idea guess they have amend without telling ?

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post Mar 22 2018, 04:18 PM

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QUOTE(ClarenceT @ Mar 22 2018, 12:31 PM)
Someone used Alliance credit card and successfully received rebate.
I am testing using Maybank FCB VS. I will know the outcome on 2/4. I did receive OTP.
I was curious if someone here had tested using PBB VS / QM.
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QUOTE(joevo2 @ Mar 22 2018, 12:31 PM)
GG man but MBB FCB might get cashback? LOL then withdraw the money. Someone posted on debit card thread

I’ve tried with Q MC but I think outcome should be same.
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MBB FCB is eligible for almost all transactions
sendohz
post Mar 22 2018, 04:29 PM

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QUOTE(alexanderclz @ Mar 22 2018, 04:18 PM)
MBB FCB is eligible for almost all transactions
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Then SCB GC will yield higher cash rebate
SCB JustOne as well
ClarenceT
post Mar 22 2018, 04:31 PM

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QUOTE(alexanderclz @ Mar 22 2018, 04:18 PM)
MBB FCB is eligible for almost all transactions
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Haha if MBB FCB gives 2% cashback, we can turn the unused quota (RM2500 every month) into some free cash loh.
Just like Shopee, Bigpay is absorbing the credit card expenses (1.1%) to play the FinTech game.

stargate8
post Mar 22 2018, 05:37 PM

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QUOTE(ClarenceT @ Mar 22 2018, 04:31 PM)
Haha if MBB FCB gives 2% cashback, we can turn the unused quota (RM2500 every month) into some free cash loh.
Just like Shopee, Bigpay is absorbing the credit card expenses (1.1%) to play the FinTech game.
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ya and good thing of FCBVS is rm100 cashback in may and aug rclxm9.gif
saitong09
post Mar 22 2018, 06:16 PM

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QUOTE(yuki886 @ Mar 22 2018, 04:11 PM)
PBB VS. Called the CS and they said not eligible  ranting.gif
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What's your annual income? PBB VS requirement already reduced from 100k to 80k smile.gif

This post has been edited by saitong09: Mar 22 2018, 06:16 PM
cybpsych
post Mar 22 2018, 06:26 PM

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QUOTE(saitong09 @ Mar 22 2018, 06:16 PM)
What's your annual income? PBB VS requirement already reduced from 100k to 80k smile.gif
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do u even know what were they talking about?
saitong09
post Mar 22 2018, 06:29 PM

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QUOTE(cybpsych @ Mar 22 2018, 06:26 PM)
do u even know what were they talking about?
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My bad, overlooked the previous discussion

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