Is OTP required if we make purchase through paypal (linked to PBB card)?

In my experience, I've never been asked for OTP for Paypal purchases (e.g. Lazada, Zalora).

The transaction is recorded as online though and eligible for cashback for PBB.

Ya - I always opt out of that though.  I feel safer having to sign-in to Paypal.

Anyone here had tested the baby from Tony Fernandes?
Reload BigPay App using VS (worked, received OTP) or Quantum Mastercard (working?) to get online rebate.
Then use the BigPay Prepaid Mastercard.
So I get 6% return for whatever transactions, not restricted to online, dining and groceries!

If QM can be used to top up BigPay and get 5% cashback,
I will apply for a new Quantum Mastercard, then top up RM600 and get RM30 rebate.
Then withdraw RM600 at a local ATM and the service charge is only RM6.
Then use the money to pay Public Bank!
Still not sure if there are other cost.

Anyone here had tested the baby from Tony Fernandes?
Reload BigPay App using VS (worked, received OTP) or Quantum Mastercard (working?) to get online rebate.
Then use the BigPay Prepaid Mastercard.
So I get 6% return for whatever transactions, not restricted to online, dining and groceries!

Tested this on Feb, and BigPayMe is not categorize as "online".

Please see screenshot below:-
- I have spent more than RM700 on BigPayMe and get none cashback
- The cashback RM1.26 is from other transaction

[attachmentid=9682663]

I have checked the PDS, PB never excludes MCC 6012 for cashback (VS/QM).
Even the online government transactions, we still get online rebate.
I received OTP from Maybank / PB for top up of BigPay.

I just received the BigPay card during lunch time (I applied on 20/3).
I need to activate the card before I could proceed to 2nd top up.
(I used Maybank FCB VS for first top up, it was debited on the same day so BigPay is using Maybank platform)
If I top up today using PB VS  and it should be posted on 23/3. Then I will know the outcome on 24/3 (rebate on 23rd).

RM0.00 Your MSOS Code for card ending XXXX is XXXXXX for online txn at BigPay of MYR XX.Code will expire in 4 mins. [Maybank OTP]
RM0.00 PBB OTP for MYRXX.00 @ BigPay is XXXXX for card ending XXXX 22MAR18 XX:XX. Did not request OTP? Pls call PB Card.

Update: Sorry! The transaction was declined. after OTP verification. 

But no one confirmed yet if PBB VS or QM eligible.
I saw some reported not eligible for CB

Just realised the cash back has just revised to rm38 cap per month
Wonder any other cc that can give good cash back for online transaction? Nowadays shop a lot from online platform (lazada, Shopee, 11street etc), rm38 cap is too less.

Jz received my quantum card.
Activated via on9
Jz wondering how to pay via cheque?
Pay to nd to write wat?

Previously rhb "rhb bank card centre"

Nope. Not even Quantum with just 36k p.a., so I think it's not about VS' requirement now.

It's OK, I will try again next time. Been trying for 3 years.

if it's not listed in post #4, then try yourself and report back results. you can also do a search to find any possible reports from other topics too.

you dont have to keep asking every single merchant/payment channel that you curious of.

Chill bro, searched and already read the first page. Just wondering if anyone had tried and didn’t report it. I’m not even shit posting. Asking valid question.

Yes sometimes new comer doesn’t know how to search and they just ask. Maybe it has been repetitive for you and many stupid user but you’re being aggressive and not welcome for new people. You’re the senpai here and contributed a lot. We all respect you but please if possible try not to be so angry and aggressive most of the time.

You’re just turning people off, you want more contributor not less.

Plus people sometimes missed out previous post asking stupid question. Yeah user are stupid but you don’t have to be US police around and giving unfriendly comment here and there. Well unless you maintain the thread and wanna keep it clean (but lol this is the internet nothing is clean)

15 MAR 14 MAR BIGPAY KUALA LUMPUR MYS 200.00
29 MAR 27 MAR Shopee Malaysia SINGAPORE SGP 60.66
02 APR 31 MAR Shopee Malaysia SINGAPORE SGP 26.90
03 APR (DGP) CASH BACK BONUS 14.38CR
i USING MASTER QUANTUM TO TOP UP BIGPAY AND ELIGIBLE FOR 5% CB

why not? i calculated it to be 14.38 too.

Me too.

15 MAR 14 MAR BIGPAY KUALA LUMPUR MYS 200.00
29 MAR 27 MAR Shopee Malaysia SINGAPORE SGP 60.66
02 APR 31 MAR Shopee Malaysia SINGAPORE SGP 26.90

200 + 60.66 + 26.9 = 287.56
5% of 287.56 = 14.38

Finally received my new FOC visa platinum  paywave card replacement

question: should I activate today o tmr , as today is the statement date scared it will kacau the account migration

If I reload BigPay via VS, then use BigPay for insurance payment... that means I get 6% rebate right?

indirectly, yes

not just insurance, anything else as well.

bigpay would be a multipurpose card similar to mbb FCB VS.

BigPay can also do like reoccuring payments to just like credit card right? (as long there's enough money inside la).

But my question is.. what is the "Card Issuing Bank"? BigPay?

Will do that exaclty.

SST on 1st Sept means most probably credit card service tax will be back. Maybe it's time to cancel some of the non-use cards later this year.

won't bother much about sst first. wait till the scope is defined, then only decide, if any.

Anyone successful top up BigPay with PBB Quantum MC this morning? I had tried 2 times, proceed to key in OTP but after that BigPay shown failed transactions..

+1 day all the while,  yet to experience +2 days.
But do it in the morning. Not sure about the cutoff time at evening.