Ya, can’t find in iOS app.. maybe new interface haven’t push to AppStore yet

ANNOUNCEMENT: Amended Terms & Conditions for RHB Smart Campaign
17 January 2022

Dear Valued Customers,

We would like to inform that our Terms and Conditions for RHB Smart Campaign have been amended. Standing instruction / recurring bill payments via JomPay has been included as an eligible transaction under Bonus Spend.

The revised Terms and Conditions for RHB Smart Campaign is available here.

Thank you.

isn't it always eligible?

I think normally all JomPay is categorized as "PAY" however they amended that any recurring payment JomPay is categorized as "SPEND"

for RHB smart account:
anyone tried spend rm2500 and above and get the bonus 1% interest

or 6 bill payments instead of doing both (1k n 3 bills)?

This post has been edited by lifekiat: Jan 24 2022, 03:18 PM

Which one 10% ?

Using RHB Smart Account here, recently received deposit from RHB Retail Deposits.



Any idea what is this?

How much?

You know what is this? Just two digit only

Could be campaign related. They are having a campaign for bonus interest for RHB Smart account. Could be that. I don't get it though

RHB Smart Account users, does topup ewallet using debit card count as "SPEND"?

Trying to open UOB One Account via UOB Mighty App. Is it compulsory to get UOB Debit Card which I don't require at the moment?

One question on RHB Smart Account, does paying other bank's credit card bill consider as "PAY"?

no.

pls read the tnc on what is eligible.

Hi all sifus here.
I am looking for a high yield savings and I came across two that caught my eye

1. Citibank 4.88% Savings - seems too good to be true
https://www.citibank.com.my/personal-bankin...avings-account/

2.https://www.axa.com.my/savings-life-protection/esaver AXA eSaver (4 years forced savings - 8% guaranteed)

I dun mind keeping money for few years, saving for kids future. But economic uncertainty, so some liquidity is good. Any advice from sifus here?

The Citibank savings bonus interest is on Incremental Savings only (to a maximum of RM 30k incremental savings per month), NOT the full amount of savings. This bonus will decrease in effectiveness over time very quickly as it only applies to any amount that's been deposited within the calendar month AFTER deducted last month's average balance. In longer term it'll decrease to be weaker than FD. Only worth if super short term (less than a year) and you are able to pump in few thousands of additional cash into the account monthly

eSaver only good if genuinely want forced savings AND life insurance bundled together, and don't mind lack of liquidity. Particularly useful if you don't trust self discipline and at same time you want some life insurance that you cannot qualify for because of health problems or something.

Since it's for kid's future, where you want to keep medium-long term and low risk, just stick to SSPN (take advantage of the tax relief too), or open EPF for child.

This post has been edited by DragonReine: Mar 30 2022, 11:40 PM

No need to look into the Citibank product, what seems too good to be true is not true.

Life insurance product for kids? Are you kidding

Just keep it simple. 50% in FD or Junior saver from your bank the other 50% in the most basic ETF one can imagine, a MSCI World with minimum costs.

opr up fast to adjust loan interest, but no activity here

Agree!

Currently OCBC is running a 2Spend & 2 Save Campaign from 1June to 31 August. Can get additional rate (+20bps) if you open OCBC 360 Account/-i or OCBC Booster account, and spend using their debit card, you will on the run to win luckydraw prize. Grand Prize is a trip for 2 to Italy!

I thnk is a good timing to open & try the account!

For new accounts opened during this campaign only?