Hi all sifus here.
I am looking for a high yield savings and I came across two that caught my eye

1. Citibank 4.88% Savings - seems too good to be true
https://www.citibank.com.my/personal-bankin...avings-account/

2.https://www.axa.com.my/savings-life-protection/esaver AXA eSaver (4 years forced savings - 8% guaranteed)

I dun mind keeping money for few years, saving for kids future. But economic uncertainty, so some liquidity is good. Any advice from sifus here?