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 Conditional High Yield Savings Account

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skty
post Feb 13 2019, 11:38 PM

There is only one thing I know. That is I know nothing.
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QUOTE(David83 @ Feb 13 2019, 08:01 PM)
I still don't understand the First RM 10k, Next RM 20k and another Next RM 20k
Doesn't that sum up to be RM 50k average balance in the account?
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u put RM50k, you get 3.48% effective interest.
u put RM50000.01, you get 3% effective interest.
skty
post Mar 4 2019, 05:22 PM

There is only one thing I know. That is I know nothing.
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QUOTE(Serial8000 @ Mar 4 2019, 05:03 PM)
OCBC 360

BASIC - 0.5%
=========
DEPOSIT -1.2%
PAY -1.2%
SPEND -1.2%

Quick question, will I entitled this mini rate 1.2%+0.5=1.7% if only fullfilled deposit only ?
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Yes. Can just fullfill one criteria
skty
post Mar 20 2019, 08:17 PM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(Ancient-XinG- @ Mar 20 2019, 01:16 PM)
I found that 2.75 is quite a lot for an account that not require few type of transections per month as seen in ocbc 360.
No other strings attached correct besides 500 deposit monthly rite?
Any other account that provides more than 2.75 besides the bonus savers? With the same conditions?

Currently find an account that is available for withdraw even on Sat and sun with atm card....
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throw 30k to 50k and enjoy 3.25% (basic) or 4.45% (for 12 months promotion) without doing anything else.

https://www.ocbc.com.my/personal-banking/Ac...ster/index.html
skty
post Mar 21 2019, 12:43 AM

There is only one thing I know. That is I know nothing.
*******
Senior Member
4,330 posts

Joined: Aug 2005
From: Klang/Shah Alam


QUOTE(David83 @ Mar 20 2019, 08:23 PM)
With 50k to 60k, just dump to UOB e-Account or Stash, can earn 3.5% pa. sweat.gif
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I am actually studying about Stash.

QUOTE(David83 @ Mar 20 2019, 08:53 PM)
RM 10k won't able to play any game in conditional high yield saving acccount.
For RM 10k, better put into 1-month FD.
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10k can play OCBC 360 if you can meet the criteria.
actually the criteria damn easy to achieve.
skty
post Mar 25 2019, 12:44 AM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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QUOTE(howszat @ Mar 21 2019, 10:22 PM)
I'm not talking about accessibility.

My post was about returns (ROI), which works out to be roughly RM100 per annum. Accessibility is up to each individual to decide. Including whether "burning" applies to their individual circumstances or not.
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doh.gif
skty
post Mar 25 2019, 01:12 AM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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QUOTE(howszat @ Mar 25 2019, 01:09 AM)
If you keeping banging your head, you will become retarded permanently.
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thumbup.gif rclxms.gif
skty
post Dec 23 2019, 10:40 PM

There is only one thing I know. That is I know nothing.
*******
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QUOTE(mamamia @ Dec 23 2019, 07:46 PM)
Wow, good news. Hope ocbc won't change their rate too
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ocbc is not campaign. it's a feature.
skty
post Mar 1 2022, 07:25 PM

There is only one thing I know. That is I know nothing.
*******
Senior Member
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From: Klang/Shah Alam


QUOTE(kykyky @ Mar 1 2022, 05:19 PM)
One question on RHB Smart Account, does paying other bank's credit card bill consider as "PAY"?
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no.

pls read the tnc on what is eligible.

 

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