Is this include invest bonus interest?

No I can't recall but invest is not included here. Its beyond this. That's why it says 3.25% and above.

maybe i join the boat late, as I only open RHB Smart account in Oct 2020 based on annual fee. So, all this while my memory is just 2.85%

hlb pay & save rate is now 3.05%

How does HLB pay & save works, daily or monthly interest? Need to deposit MYR to foreign currency?

where got 3.05%. saving only 2%. rest if spend 500 . you can play around using this calc:- https://www.hlb.com.my/en/personal-banking/...ve-account.html

Bonus interest 0.5% capped at RM30.. kind of like cheating.. u cant get 3.05% no matter how you meet the requirement unless ur money is less than 6000

Any news revision to RHB Smart Account?

that why i dont bother. uob can get 2.8% easily.

revised to 3.35%.
https://www.rhbgroup.com/smart/index.html

thanks for the update. done moving over from ocbc 360

Any tips on the RM2,500 monthly spend requirement to hit the 3.35% ?

Damn right RHB has finally arrived at the party 3.35% is a great rate. They have bumped the bill payment and card spending bonus rate up by 0.25% each.

just buy selected stock, get 5-6% just pull put the fund, already more than fd target.

No need. For max 3.35%, easiest combo is:

1) Maintain RM1k avg throughout the month
2) Deposit at least RM2k
3) Pay 3 bills (RM1 payment to TNB x 3 times counts)
4) Spend RM1.0k with RHB cards

Actually no scratch that, easiest way is pay 6 x RM1 to TNB account. No need bother with card spending as you will get an additional bonus of 0.75% for 6 bill payments.

This post has been edited by contestchris: Jan 7 2023, 03:51 PM

applicable for existing account without /-i ?

The Campaign is open to all new and existing RHB Smart Account/-i customers (both residents and non-
residents) of Consumer Banking Segment only (“Eligible Participant(s)”). The participating account
under this Campaign is the RHB Smart Account/-i (“Eligible Account”).

Thanks! Great tip. I used the calculator in the RHB link above and see that the rate is capped at 3.35% regardless of how many criteria we fulfil. I assume the RM2,000 deposit can be withdrawn out at any time?

Actually step 4 don't need to do. You can easily get 3.35% by maintaining 1,2 & 3 (6 bills instead of 3 bills). I have done that for past few months when it is 2.85%

This post has been edited by ky33li: Jan 7 2023, 05:29 PM

Is the RM2,000 deposit only required as a transaction record? meaning we can withdraw or use those funds any time?

PS - CIMB also has a conditional high-yield account (up to 4.50% ) for those who sign up as their Prime customer - https://www.cimb.com.my/en/personal/promoti...d-campaign.html