But, I can use Jompay to TNB for RHB Smart acc to fulfill the 3x bill payment..

yeah no issues with tnb. only pba not eligible yet even though both are jompay.

So weird,. Thought it is based on payment method instead of merchant

exactly. really cacat

i have a OCBC 360 Account that I nvr really put to good use..heh.
izzit still d one of the better high interest savings account?

cant find much info on rhb wensite abt this rhb smart savers account

depends how you define 'better'

Pros:

It's one of the conditional savings account with the lowest barrier to qualify for special interest rates.

It only needs cumulative deposit of RM500 a month, spending cumulative RM500 a month through credit card/tied-to-account debit card, and 3 bill payments within the month (no minimum amount, can be via Jompay, transfer funds to other bank's loan/credit card bill, or pay OCBC own card/loan), to get all 3 bonuses of "Save, Spend, Pay". Usually other banks HYSA need at least RM1k spending and RM1k deposit to qualify.

No need to invest or buy insurance products to get full bonuses.

Cons:

Offered interest rates lower than other high yield savings accounts out there (total including all 3 bonus interest rate + base interest rate is 2.15% p.a. as of February 2021).

Bonus interest only applies to the first RM100k deposited in the account.

Foreign-owned bank (not Malaysian) so got risk of bank exiting market like Citigroup recently withdraw Citibank retail banking from Malaysia.

This post has been edited by DragonReine: Apr 19 2021, 01:03 PM

anybody's rhb smart account got problem? i cant transfer money in or out. waiting for them to call back, but i'm anxious.

Rhb is terrible in the way they work.
As at last week, I could transfer funds in/
out of Smart.
But the Secure thing not working..need to do 9999 x times.

Same issue, maintenance or sth at 12am? Really mangkuk
Update: RHB Maintenance 23 April 12-2am, 12-5am

This post has been edited by Sumofwhich: Apr 23 2021, 12:42 AM

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May I know for RHB app, where is the secure plus for authorisation? Last time I used RHB now (old app) and have no issue to get secure plus to authorise txn, but after I changed to the new RHB mobile banking app, i can’t seem to find the secure plus, when I use my pc to transfer above RM10k, there is no alert for me to approve in app..

For RHB Smart Account, the 3 online bill payments,

can I pay 3 times the same bill with the same Jompay code?

sure

PSA: Just checking if any RHB Smart Account holders here>

Received someone else's bank account statement via email yesterday. Was shocked because the statement was password protected with details tailored to me. Opened up and saw full statement for someone else. Anyone else in same boat?

This post has been edited by lilsunflower: Jun 17 2021, 02:18 PM

gotten into the mainstream news

RHB Sends Wrong E-Statement To Customers; Triggers Privacy and Security Concerns (UPDATED) | Lowyat.NET

RHB finds error in e-statements sent via emails to customers, rectifies it on same day | The Edge Markets

BERNAMA - RHB discovers error in current account e-statements

Thanks for sharing.

Use of the phrase "rectifies on same day" is misleading as the statements were sent on 16, and the apology email on 17. Further, I'm not sure how it was "rectified" since the statements are already in the hands of others.

It's like saying something was stolen, and the next day an apology was sent, but the stolen items have not been retrieved.

Strange concept of rectification.

This post has been edited by lilsunflower: Jun 19 2021, 08:13 PM

yeah, the issue is the content was wrong but credential is correct.

this problem likley comes from the statement processing vendor OR from RHB itself

possiblities:

1) RHB sent the wrong data to vendor before vendor convert to eStatement (PDF), secure it with password

2) RHB sent the correct data, but vendor mapped it wrongly before convert to PDF. however, password was correct.


i guess RHB/vendor processes 2 lists of data: user details (name, account, address, pdf password) and statement details (txn details, account, etc)

Is the RHB system still as janky as before? Seems like many people complaining about problems with it performing daily tasks.

I'm looking to move over from my SC PSA as I'm only earning 0.8% after I cancelled my credit card with them after the pandemic started (reduced spending). Plus I'm not taking full advantage of PSA since I don't invest/insure with them.

Looking to move my minuscule funds over to RHB to enjoy a better rate as it seems like their conditions seems easy to hit:
1. depositing rm 2k monthly (already gives more yield than my SC PSA lol)
2. pay my tnb bill 3 times per month in small amounts

so that's like 0.05+1.80+0.50 = 2.35%

Will have to arrange my spending if I want to hit the other 0.50% by spending RM1k using credit/debit card but with my other credit cards in hand, don't think I'll be able to do so as I'm not a huge spender.

Any Sifus out there have better advise on other high yield saving accounts for someone like me, a junior position employee with low-ish spending and savings?

Other options considered:
1. OCBC 360 [Max 2.15%]
2. SC PSA, try to increase my spending again to hit the RM 1k spending [Max 2.30%]

Would like to know for RHB Smart account.

Fund transfer to credit card payment is it considered as bill payment to fulfill the 3x bonus.

Or it is only limited to Jompay or biller in the online banking side.

Couldn't transfer money out of Smart account via the App yesterday.
Both my account as well as spouse account also tak boleh.
Luckily had funds at Standard Chartered to fall back on.

This RHB online is very unreliable
If need funds urgently, I always transfer 1 working day earlier: if fail, need to go to the %$#! branch to Rentas out