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 Conditional High Yield Savings Account

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GrumpyNooby
post Mar 4 2021, 11:04 AM

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QUOTE(!@#$%^ @ Mar 4 2021, 11:00 AM)
yes
oops, it's okay then. if u dun go within 30 days, it will automatically close.
*
Too much for the hype.

See if I got time to go there again any as I had already visited twice for the past 2 weeks. sweat.gif


GrumpyNooby
post Mar 5 2021, 09:02 AM

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QUOTE(GrumpyNooby @ Mar 4 2021, 11:04 AM)
Too much for the hype.

See if I got time to go there again any as I had already visited twice for the past 2 weeks. sweat.gif
*
Seem like they're going to give me a debit card at the branch. sweat.gif


//We have received your application in good order. Please proceed to any RHB Branch to activate your account and to receive your new RHB Debit Card/-i.
!@#$%^
post Mar 5 2021, 09:09 AM

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QUOTE(GrumpyNooby @ Mar 5 2021, 09:02 AM)
Seem like they're going to give me a debit card at the branch. sweat.gif


//We have received your application in good order. Please proceed to any RHB Branch to activate your account and to receive your new RHB Debit Card/-i.
*
ah i see. maybe mine different case cus im existing user
GrumpyNooby
post Mar 5 2021, 09:11 AM

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QUOTE(!@#$%^ @ Mar 5 2021, 09:09 AM)
ah i see. maybe mine different case cus im existing user
*
Since CMCO/RMCO starts today, I may not have "leisure" to go to the branch.
Maybe will just let the account auto-close by itself after 30 days.
GrumpyNooby
post Mar 5 2021, 06:48 PM

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It's back again!

MAXIMISE YOUR SAVINGS WITH UP TO 2.30% P.A.* BONUS INTEREST

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Campaign period: From now until 30 April 2021
T&C: https://www.uob.com.my/web-resources/person...ion-tnc-eng.pdf

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smartfreak
post Mar 9 2021, 08:43 PM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:44 AM)
I remembered that there's account maintenance fee is MAB drops below lower threshold right?
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RM10 charge if MAB less than RM1k in preceding 6 months.

QUOTE
Thank you for you message

With regard to your concern Current Account with OD facility, Basic CA without OD facility & RHB Smart Account will be charge half yearly service charge of RM10.00 is levied if a monthly average balance is less than RM1,000.00 in preceding 6 months

**monthly average balance is less than RM1,000.00 in preceding 6 months

**Sum of day end balance in the preceding 6 months / number of days

Should you require further assistance about other RHB banking products & services, you may send another message and we would be glad to assist you.


Thank you for using www.rhbgroup.com

Sumofwhich
post Mar 9 2021, 10:13 PM

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For RHB Smart account, can JomPay to the same TNB account of minimum RM1, for 3 times to qualify for the pay criteria? Pls and tq
!@#$%^
post Mar 9 2021, 11:58 PM

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QUOTE(Sumofwhich @ Mar 9 2021, 10:13 PM)
For RHB Smart account, can JomPay to the same TNB account of minimum RM1, for 3 times to qualify for the pay criteria? Pls and tq
*
sure
Sumofwhich
post Mar 11 2021, 03:43 AM

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For RHB Smart, I opened the account online and linked my debit card to it
but when i made RM1000 debit card transaction, it withdraws fund from my basic savings account and the RM1000 spend criteria isn't met.
Any idea how to tie it to my Smart Account instead?

This post has been edited by Sumofwhich: Mar 11 2021, 03:44 AM
!@#$%^
post Mar 11 2021, 09:06 AM

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QUOTE(Sumofwhich @ Mar 11 2021, 03:43 AM)
For RHB Smart, I opened the account online and linked my debit card to it
but when i made RM1000 debit card transaction, it withdraws fund from my basic savings account and the RM1000 spend criteria isn't met.
Any idea how to tie it to my Smart Account instead?
*
wait 2 days for the criteria to update. if still that way, maybe got to drop them a mail
Sumofwhich
post Mar 11 2021, 10:46 PM

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QUOTE(!@#$%^ @ Mar 11 2021, 09:06 AM)
wait 2 days for the criteria to update. if still that way, maybe got to drop them a mail
*
thanks. transacted on Monday transaction reflected on Weds, but no tick seen yet. I've emailed them to ask.
cclim2011
post Mar 13 2021, 09:23 AM

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hi guys, anyone using hlb pay and save? the rm500 pay bills... only pay to hlb credit cards considered? other banks not considered right? how about ibg to aeoncredit?

dont have cc and loan with hlb... difficult to meet this criteria...

This post has been edited by cclim2011: Mar 13 2021, 09:24 AM
TSacejlsh
post Mar 13 2021, 05:59 PM

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QUOTE(cclim2011 @ Mar 13 2021, 09:23 AM)
hi guys, anyone using hlb pay and save? the rm500 pay bills... only pay to hlb credit cards considered? other banks not considered right? how about ibg to aeoncredit?

dont have cc and loan with hlb... difficult to meet this criteria...
*
You dont need to care pay whatever bills, JUST DO FPX RM 500 per month at the minimum and viola, job done.
cclim2011
post Mar 13 2021, 07:01 PM

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QUOTE(acejlsh @ Mar 13 2021, 05:59 PM)
You dont need to care pay whatever bills, JUST DO FPX RM 500 per month at the minimum and viola, job done.
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rarely fpx. fpx from any other bank for fd placement can? thanks.

just did bigpay rm500 with my hlb atm card (but it's mach atm card shld be ok), plan to do add to sspn with fpx rm500, and already credited rm2000 this month), enough for 2.5%?

i also notice monthly average balance of ~70k is optimum for 2.5% due to the cap rm30 for debit card spend and pay bill/fpx.

This post has been edited by cclim2011: Mar 13 2021, 07:16 PM
TSacejlsh
post Mar 13 2021, 09:30 PM

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QUOTE(cclim2011 @ Mar 13 2021, 07:01 PM)
rarely fpx. fpx from any other bank for fd placement can? thanks.

just did bigpay rm500 with my hlb atm card (but it's mach atm card shld be ok), plan to do add to sspn with fpx rm500, and already credited rm2000 this month), enough for 2.5%?

i also notice monthly average balance of ~70k is optimum for 2.5% due to the cap rm30 for debit card spend and pay bill/fpx.
*
I dont know can or not, you can try, but logically yes.

If you rarely do FPX, the safest way is simply dump RM 500 to Bigpay via online banking (=FPX), then case closed for the month.
cclim2011
post Mar 13 2021, 10:21 PM

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QUOTE(acejlsh @ Mar 13 2021, 09:30 PM)
I dont know can or not, you can try, but logically yes.

If you rarely do FPX, the safest way is simply dump RM 500 to Bigpay via online banking (=FPX), then case closed for the month.
*
alright, done topup bigpay rm500 using the atm card, and done fpx rm500 to bigpay thru hlb. suffice right? haha thanks.
TSacejlsh
post Mar 13 2021, 10:23 PM

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QUOTE(cclim2011 @ Mar 13 2021, 10:21 PM)
alright, done topup bigpay rm500 using the atm card, and done fpx rm500 to bigpay thru hlb. suffice right? haha thanks.
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Your (ATM) Debit Card spending account must be debited from your pay and save account, else no spend bonus
cclim2011
post Mar 13 2021, 10:32 PM

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QUOTE(acejlsh @ Mar 13 2021, 10:23 PM)
Your (ATM) Debit Card spending account must be debited from your pay and save account, else no spend bonus
*
oh ok.. thanks for reminder. ya, looks like it as other accts no money eh... but not posted yet. thanks
Sumofwhich
post Mar 14 2021, 11:10 AM

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QUOTE(!@#$%^ @ Mar 11 2021, 09:06 AM)
wait 2 days for the criteria to update. if still that way, maybe got to drop them a mail
*
QUOTE(Sumofwhich @ Mar 11 2021, 10:46 PM)
thanks. transacted on Monday transaction reflected on Weds, but no tick seen yet. I've emailed them to ask.
*
One CS said need to wait till 15th for the tick to appear, if tak ada 16th baru call back again to make report.

Another CS said the debit card spending needs to be linked to my Smart Account (Current) as primary account in order to deduct online payments from, then baru entitled, and need to go to branch to make the change.
How come credit card doesn't need to be linked to Smart Account? Haiyo susah
!@#$%^
post Mar 14 2021, 11:12 AM

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QUOTE(Sumofwhich @ Mar 14 2021, 11:10 AM)
One CS said need to wait till 15th for the tick to appear, if tak ada 16th baru call back again to make report.

Another CS said the debit card spending needs to be linked to my Smart Account (Current) as primary account in order to deduct online payments from, then baru entitled, and need to go to branch to make the change.
How come credit card doesn't need to be linked to Smart Account? Haiyo susah
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mine usually updated within 2 working days. debit card spending yes need to tag to smart account. and yes credit card doesn't need to be 'tagged', both conventional and islamic.

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