IBFT = 30k
IBG = 50k

Finally I opened the UOB e-Account.
The branch staff forced me to take the Debit-ATM card.
Is this compulsory?

I have about half a dozen different bank accounts (maybank, cimb, alliance,hon leong,public,rhb) and all comes with a Debit card. Havent come across any that doesnt requires to

Shouldn't be, I have UOB e-account without debit card.

Do you have other saving account/type with UOB?

Nope

Do you have online access? Because most banks only can have online access with ATM/debit card

I have online access with credit card.

Yes, I have online access for e-account.

IBG = 50k

3rd Party (UOB to UOB) = 50k

Does it meant I can transfer 50k x 2 like Maybank or just 50k x1 per day?

Quite important because it means we dont need to waste time to go bank, can transfer money out fast for FD promos to another bank.

It should be per day

https://www1.uob.com.my/personal/useful/fee...t-transfer.page

http://uniservices1.uob.com.my/personal/eb...tion_limit.html

Hi, thanks for the info above.

However, its still doesnt stated clearly whether its RM50,000x 2 or RM50,000 x 1.

As in if I exhaust RM50,000 limit on 3rd party already within the day, do I still get to send another RM50,000 to another bank.

With the exception of Maybank that allows RM50,000 x 2, I know most banks are RM50,000 x 1.

Guess I have to find out through the hard way!

Since RM 8 is already charged, guess I have to cancel it next year!

It is separate limit for IBG, IBFT & 3rd party transfer. So, total you can transfer per day is 130k.

If I got UOB ONE and YOLO, it is easier to achieve 4.28% p.a with ONE account?

It works!

I tried sending 50k GIRO, then 30k Instant and it works!

The big transfer limit + high interest are A+!

I think its currently the best rate & hassle-free savings accounts in Malaysia.

1.Your balance should be between >20k and < 50k on ONE account
2.Spend RM500 on UOB Credit Card and/or Debit Mastercard every month
3.Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or
deposit minimum RM2,000 via Interbank GIRO/instant transfer every month

*Base on my understanding from the website to achieve 4.28% p.a

I know the requirements.
What I meant is it easy to attain?

Update on UOB-E Account:

If you have 500k to join Priority Banking, they can upgrade the interest to 3.8% instead of 3.5%.

The E-Account and tier works exactly the same, except that the 3.8% replaces the 3.5% whenever your balance is 50k and above.