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> Conditional High Yield Savings Account

The Chauvinist
post Jan 31 2019, 07:04 PM

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QUOTE(terrysoh @ Jan 31 2019, 12:53 AM)
Hello, may I ask what is the maximum daily transfer limit for the account?
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IBFT = 30k
IBG = 50k
David83
post Feb 5 2019, 07:28 PM

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Finally I opened the UOB e-Account.
The branch staff forced me to take the Debit-ATM card.
Is this compulsory?
terrysoh
post Feb 6 2019, 04:54 PM

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QUOTE(David83 @ Feb 5 2019, 07:28 PM)
Finally I opened the UOB e-Account.
The branch staff forced me to take the Debit-ATM card.
Is this compulsory?
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I have about half a dozen different bank accounts (maybank, cimb, alliance,hon leong,public,rhb) and all comes with a Debit card. Havent come across any that doesnt requires to


Lazygenes
post Feb 6 2019, 05:06 PM

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QUOTE(David83 @ Feb 5 2019, 07:28 PM)
Finally I opened the UOB e-Account.
The branch staff forced me to take the Debit-ATM card.
Is this compulsory?
*
Shouldn't be, I have UOB e-account without debit card.
David83
post Feb 6 2019, 05:34 PM

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QUOTE(Lazygenes @ Feb 6 2019, 05:06 PM)
Shouldn't be, I have UOB e-account without debit card.
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Do you have other saving account/type with UOB?
Lazygenes
post Feb 6 2019, 07:08 PM

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QUOTE(David83 @ Feb 6 2019, 05:34 PM)
Do you have other saving account/type with UOB?
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Nope
vrek
post Feb 7 2019, 09:31 PM

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QUOTE(Lazygenes @ Feb 6 2019, 05:06 PM)
Shouldn't be, I have UOB e-account without debit card.
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Do you have online access? Because most banks only can have online access with ATM/debit card
David83
post Feb 7 2019, 09:47 PM

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QUOTE(vrek @ Feb 7 2019, 09:31 PM)
Do you have online access? Because most banks only can have online access with ATM/debit card
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I have online access with credit card.
Lazygenes
post Feb 7 2019, 10:24 PM

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QUOTE(vrek @ Feb 7 2019, 09:31 PM)
Do you have online access? Because most banks only can have online access with ATM/debit card
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Yes, I have online access for e-account.
terrysoh
post Feb 8 2019, 01:00 PM

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QUOTE(The Chauvinist @ Jan 31 2019, 07:04 PM)
IBFT = 30k
IBG = 50k
*
IBG = 50k

3rd Party (UOB to UOB) = 50k

Does it meant I can transfer 50k x 2 like Maybank or just 50k x1 per day?

Quite important because it means we dont need to waste time to go bank, can transfer money out fast for FD promos to another bank.

digimon09
post Feb 8 2019, 06:38 PM

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QUOTE(terrysoh @ Feb 8 2019, 01:00 PM)
IBG = 50k

3rd Party (UOB to UOB) = 50k

Does it meant I can transfer 50k x 2 like Maybank or just 50k x1 per day?

Quite important because it means we dont need to waste time to go bank, can transfer money out fast for FD promos to another bank.
*
It should be per day
cybpsych
post Feb 8 2019, 06:50 PM

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QUOTE(terrysoh @ Feb 8 2019, 01:00 PM)
IBG = 50k

3rd Party (UOB to UOB) = 50k

Does it meant I can transfer 50k x 2 like Maybank or just 50k x1 per day?

Quite important because it means we dont need to waste time to go bank, can transfer money out fast for FD promos to another bank.
*
https://www1.uob.com.my/personal/useful/fee...t-transfer.page

http://uniservices1.uob.com.my/personal/eb...tion_limit.html
terrysoh
post Feb 8 2019, 08:17 PM

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QUOTE(cybpsych @ Feb 8 2019, 06:50 PM)
Hi, thanks for the info above.

However, its still doesnt stated clearly whether its RM50,000x 2 or RM50,000 x 1.

As in if I exhaust RM50,000 limit on 3rd party already within the day, do I still get to send another RM50,000 to another bank.

With the exception of Maybank that allows RM50,000 x 2, I know most banks are RM50,000 x 1.

Guess I have to find out through the hard way!
David83
post Feb 10 2019, 11:10 AM

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QUOTE(Lazygenes @ Feb 7 2019, 10:24 PM)
Yes, I have online access for e-account.
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Since RM 8 is already charged, guess I have to cancel it next year! sweat.gif
Nom-el
post Feb 11 2019, 12:20 PM

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QUOTE(terrysoh @ Feb 8 2019, 08:17 PM)
Hi, thanks for the info above.

However, its still doesnt stated clearly whether its RM50,000x 2 or RM50,000 x 1.

As in if I exhaust RM50,000 limit on 3rd party already within the day, do I still get to send another RM50,000 to another bank. 

With the exception of Maybank that allows RM50,000 x 2, I know most banks are RM50,000 x 1.

Guess I have to find out through the hard way!
*
It is separate limit for IBG, IBFT & 3rd party transfer. So, total you can transfer per day is 130k.
David83
post Feb 11 2019, 02:57 PM

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If I got UOB ONE and YOLO, it is easier to achieve 4.28% p.a with ONE account?
terrysoh
post Feb 12 2019, 12:29 AM

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QUOTE(Nom-el @ Feb 11 2019, 12:20 PM)
It is separate limit for IBG, IBFT & 3rd party transfer. So, total you can transfer per day is 130k.
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It works!

I tried sending 50k GIRO, then 30k Instant and it works!

The big transfer limit + high interest are A+!

I think its currently the best rate & hassle-free savings accounts in Malaysia.
digimon09
post Feb 12 2019, 11:31 AM

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QUOTE(David83 @ Feb 11 2019, 02:57 PM)
If I got UOB ONE and YOLO, it is easier to achieve 4.28% p.a with ONE account?
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1.Your balance should be between >20k and < 50k on ONE account
2.Spend RM500 on UOB Credit Card and/or Debit Mastercard every month
3.Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or
deposit minimum RM2,000 via Interbank GIRO/instant transfer every month

*Base on my understanding from the website to achieve 4.28% p.a
David83
post Feb 12 2019, 12:18 PM

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QUOTE(digimon09 @ Feb 12 2019, 11:31 AM)
1.Your balance should be between >20k and < 50k on ONE account
2.Spend RM500 on UOB Credit Card and/or Debit Mastercard every month
3.Pay 3 bills (min RM50 per bill) via UOB Personal Internet Banking or
deposit minimum RM2,000 via Interbank GIRO/instant transfer every month

*Base on my understanding from the website to achieve 4.28% p.a
*
I know the requirements.
What I meant is it easy to attain?
terrysoh
post Feb 12 2019, 08:26 PM

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Update on UOB-E Account:

If you have 500k to join Priority Banking, they can upgrade the interest to 3.8% instead of 3.5%.

The E-Account and tier works exactly the same, except that the 3.8% replaces the 3.5% whenever your balance is 50k and above.


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