Maybank2u Saver

I can confirm on this (the interest calculation part). What do you mean by 1mth deposit? You are referring to FD? UOB's FD rate for 1 month is very low at 2.7% p.a. Even 1 year also 3% only.


Are you referring to the UOB eAccount here? If yes, the info you got is wrong. No need to buy any investment at all. Either the staff is ignorant or lying to you to get you to buy their investment product.

Ocbc 360

yes, ocbc 260 IF you can meet at least two of the three criterias, perfect, if you meet all three.

I hope in Jan i first time can make it, even took their debitcard to make it

It should be very simple to meet the two requirements.

First is to transfer RM500 to the account every month.

Second is to make 3 outgoing transfer by IBG to any account every month. I've confirmed with OCBC that any outgoing IBG is acceptable and I've done it every month.

Yes, I did not know this and thought it must be real bill payings. And so sorry, only have TNB and Indah water bill

This month I paid TNB and made a couple of IBG, hope the February statement will bring happiness.

Does spending using the debit card count towards the rm500 spending criteria.

I think the most hassle-free is UOB eAccount right?

Just put slightly more than RM50k and watch it grows

For UOB eAccount, please note that rates have been adjusted this year.

>20k = 3.00%
>50k = 3.50%

am lookign to open this account

is this available for current account?

Can UOB eAccount be opened online if I got UOB credit card without presence at the nearest branch?

I am not sure. My eAccount is SA, and on UOB website it's interest rate is under SA.

Do you have CASA with UOB? If not, highly unlikely.

Doesn't have.
I have submitted the application but unable to process further.
No reason given and ask me to go the nearest branch.
Called CS but they unable to provide the reason also!

Same when I tried to apply last time. Had to go to branch.

Heads up - the UOB officer may hard sell you their investment products. I was told that RM10k FD placement was one of the requirements to open eAccount.

As I always do my research before signing up for anything, I had saved their website and downloaded the T&C and PDS prior. I asked for the manager, showed her everything, and she gladly instructed the officer to open my account.

CS told me that amount to open the account is RM 100 min only!

IIRC was RM 500 last time. Bring just in case.

The CS said it has been revised.
Guess it has been revised down.

Alliance Bank Save Plus Islamic

>100k - 3.55%

That's basically it, the lower tiers are not worth mentioning. If you have 100k that needs to be liquid or Alliance location is more convenient for you, this is an alternative to UOB eAccount.

For easy reference:

https://www.alliancebank.com.my/banking/per...BybDayWzFZ3YzvU

Although website did not state Islamic, but you may ask for it at the counter for the little bonus.

This post has been edited by terrysoh: Jan 31 2019, 12:47 AM

Hello, may I ask what is the maximum daily transfer limit for the account?