https://www1.uob.com.my/personal/save/savin...ne-account.page
*Maximum effective interest rate (E.I.R.) of 3.48% p.a. is calculated based on RM50,000 deposits balance in ONE Account.

Waooo.. 3.8% higher than some FD board rate

Yup, I believe its the undisputed best saving accounts in Malaysia, no-strings attached, if you have half a mil to spare haha.

So just maintain RM 50,001 in the balance of ONE account.
Spend RM 500 on the linked UOB CC.
Pay 3 bills from PIB or inward transfer of RM 2k from other banks.

I'll be getting 4.28% right?

visit the site again, and then u will know that for that rm50001
Max E.I.R* 3.48% p.a.

First RM 10K Next RM 20K Next RM 20K Above RM 50K
2.28% p.a. 3.28% p.a. 4.28% p.a. 3.00% p.a.

I still don't understand the First RM 10k, Next RM 20k and another Next RM 20k
Doesn't that sum up to be RM 50k average balance in the account?

This post has been edited by David83: Feb 13 2019, 08:01 PM

u put RM50k, you get 3.48% effective interest.
u put RM50000.01, you get 3% effective interest.

David,

I come across that too, figure out awhile before i give up.

It is probably just a marketing gimmick to attract people/confuse value seekers like us.

E-Account still rocks that all day long.

I agreed with you.
I think better stick with lesser headache UOB e-Account.

David,

I confirmed with you here that UOB E-Account doesnt need Debit card.

I went to UOB and create an E-Account. I did specifically asked If I am required to take the Debit card, which i got a Yes. I then proceed to transfer immediately.

However, I used to have credit card with UOB, and there is an existing online account with username and password, which I no longer remember.

UOB needs to reset that and make a new account, and they asked me to come back in a few days. (No debit card was issued at that point)

When I got back a few days later, the staff proceeded to make a new online account for me, and once everything is done, Voila, no debit card was issued at all. My account is functional like normal, tried sending and receiving money.

It is evident that account can be created without Debit card, but they resist doing that unless you really press/they forgot.

Thanks for the tips.
I'll cancel the Debit Card next year.
RM 8 has been charged!

OCBC 360

BASIC - 0.5%
=========
DEPOSIT -1.2%
PAY -1.2%
SPEND -1.2%

Quick question, will I entitled this mini rate 1.2%+0.5=1.7% if only fullfilled deposit only ?

Yes. Can just fullfill one criteria

Headphone Earmarked Campaign 2019 [ UOB | T&Cs ]
Campaign period: 1 March to 31 August 2019.

Make a minimum deposit of RM15,000* and receive a set of headphones

Here’s a tune that we know you like to listen to! Receive a set of headphones just by making a minimum deposit of RM15,000* into UOB eAccount or ONE Account.

*earmarked for 5 months

This post has been edited by cybpsych: Mar 5 2019, 08:00 PM

The eligibility is very restrictive:

Eligibility
1. This Promotion is open to all new and existing UOBM individual customers who are parents or teachers (“Eligible Customers”) who open eAccount or ONE Account under School Project (“Eligible CASA”).

URL: https://www1.uob.com.my/web-resources/perso...one-tnc-eng.pdf

UOB eAccount no longer offers free IBFT for amount exceeding RM5,000.

https://www1.uob.com.my/personal/useful/fees/e-account.page

I think it's applicable to all UOB saving types; not just e-Account.

Anybody has idea on this UOB Stash thing?
Saw this from FB; not sure by UOB MY or UOB SG.

It is from UOB MY. More info can be found on the link below: -

https://www1.uob.com.my/stash/index.html

Thanks. The effective rate is 3.5%pa
It's about the same as UOB e-Account.
I think no point to go for it.

This post has been edited by David83: Mar 20 2019, 12:34 PM