Alliance Bank Save Plus Islamic

>100k - 3.55%

That's basically it, the lower tiers are not worth mentioning. If you have 100k that needs to be liquid or Alliance location is more convenient for you, this is an alternative to UOB eAccount.

For easy reference:

https://www.alliancebank.com.my/banking/per...BybDayWzFZ3YzvU

Although website did not state Islamic, but you may ask for it at the counter for the little bonus.

This post has been edited by terrysoh: Jan 31 2019, 12:47 AM

Hello, may I ask what is the maximum daily transfer limit for the account?

I have about half a dozen different bank accounts (maybank, cimb, alliance,hon leong,public,rhb) and all comes with a Debit card. Havent come across any that doesnt requires to

IBG = 50k

3rd Party (UOB to UOB) = 50k

Does it meant I can transfer 50k x 2 like Maybank or just 50k x1 per day?

Quite important because it means we dont need to waste time to go bank, can transfer money out fast for FD promos to another bank.

Hi, thanks for the info above.

However, its still doesnt stated clearly whether its RM50,000x 2 or RM50,000 x 1.

As in if I exhaust RM50,000 limit on 3rd party already within the day, do I still get to send another RM50,000 to another bank.

With the exception of Maybank that allows RM50,000 x 2, I know most banks are RM50,000 x 1.

Guess I have to find out through the hard way!

It works!

I tried sending 50k GIRO, then 30k Instant and it works!

The big transfer limit + high interest are A+!

I think its currently the best rate & hassle-free savings accounts in Malaysia.

Update on UOB-E Account:

If you have 500k to join Priority Banking, they can upgrade the interest to 3.8% instead of 3.5%.

The E-Account and tier works exactly the same, except that the 3.8% replaces the 3.5% whenever your balance is 50k and above.

Yup, I believe its the undisputed best saving accounts in Malaysia, no-strings attached, if you have half a mil to spare haha.

David,

I come across that too, figure out awhile before i give up.

It is probably just a marketing gimmick to attract people/confuse value seekers like us.

E-Account still rocks that all day long.

David,

I confirmed with you here that UOB E-Account doesnt need Debit card.

I went to UOB and create an E-Account. I did specifically asked If I am required to take the Debit card, which i got a Yes. I then proceed to transfer immediately.

However, I used to have credit card with UOB, and there is an existing online account with username and password, which I no longer remember.

UOB needs to reset that and make a new account, and they asked me to come back in a few days. (No debit card was issued at that point)

When I got back a few days later, the staff proceeded to make a new online account for me, and once everything is done, Voila, no debit card was issued at all. My account is functional like normal, tried sending and receiving money.

It is evident that account can be created without Debit card, but they resist doing that unless you really press/they forgot.

I just asked RM from AllianceBank, their SavePlus Account still 3.5% for 100k and above.

Yes, UOB-E (now InvestPro) has dropped to 3.15%