Yes.
Whether you're being charged immediately or later.

ambank cs said the sst will be only charged on next anniversary date. so mine is may and i will only be charged sst in may 2019. So can cancel in april 2019.

The anniversary date as before i heard is not the expiry date as printed on the card :\

I havent called bank yet to confirm cause every freaking bank is so busy lol (During lunch time i called) ..
Tonight call again

keyword: effective date 1 Sep 2018.

if your card's anniversary falls or issuance ≥ 1 Sep 2018, SST will be charged.

if your card's anniversary falls or issuance < 1 Sep 2018, SST will be charged on its upcoming anniversary.

lucky if you just gotten new card, u got longer grace period before hitting SST.


problematic for all conventional cards lumped together because each card are issued in separate months but printed expiry follows the 1st card's anniversary month.

This post has been edited by cybpsych: Aug 27 2018, 06:45 PM

I called MBB, PBB, AMB, CITIBANK - CS said month on the expiry date on the card is the anniversary month.
Eg. if expiry date is 02/23, SST will be charged in Feb 2019.

Not always true.

Hello all,
need some help regarding a situation...
recently I terminate the amex card to replace it with new card (because 1 of the subcription i cancelled still charge my old card).
However, I saw that my point is gone. Is treat point binded to the card? Or can I claim back if that is not true

Of course it's tied to the card.
Each card has its own TP.

Not sure if you can still claim back.
Normally, we'll initiate a transfer to another existing card before cancellation.

you cannot see the account and transactions of the other card, but you can see all statements in the statement menu.

or you can try requesting the customer service to link both cards to a single m2u login. no guarantee they can or will help you though.

keep Maybank Islamic MasterCard Ikhwan Platinum or Maybankard 2 Gold & Platinum Cards?

This post has been edited by asiatrader98: Aug 28 2018, 10:06 AM

oh..thank for the explaination

hi, when applying for Supplementary card via m2u, if i choose Joint statement, will supplementary card transactions be stated separately on the same statement?

i would like to view supp card transactions.
Thanks.

Since it is joint, I believe it will not separate. Can call CS to clarify.

Just ask yourself which card you used most often and benefited from, that will be your answer.
If it's a tie, just cancel one of them.

ok thanks bro.

how about Treatpoints? also tied to the supp card separately? or all TP under principal?

Principal can redeem the TP on sup card. Not sure can supp card redeem the tp or not. But the TP gain from Supp card, add to Principal account. Correct me if I wrong.

I plan to keep the 2card and cancel Ikhwan

You can't combine both credit card accounts into one M2U if you don't have any saving acc in MBB, at least not by online. Verified by their CS when I called last week.

However she suggested me to walk into branch for alternatives, which they apparently have but choose not to do it through a phone call. But I opted to open another M2U account for another card since I'm lazy.

This post has been edited by beaverknight: Aug 28 2018, 10:54 AM

Statement will show TP earns from each card, separately.
Principal can combine all TP for redemption.
Not too sure if supp card is eligible to call up for redemption.
If not mistaken, there are a few successful cases.

Mastercard Ikhwan stil my choice for petrol n groceries in case my amex quota is full. So need to keep both...