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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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ClarenceT
post Sep 16 2017, 01:14 PM

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QUOTE(Jitty @ Sep 15 2017, 09:37 PM)
Anyone get the rebate for the fuel Cashback yet for month of August? Or for the first round?
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Special fuel cashback will be credited on or before 8-2-2018, if you win.
ClarenceT
post Sep 26 2017, 12:35 PM

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QUOTE(jasonhanjk @ Sep 26 2017, 11:34 AM)
Maybank Petronas card is 8% CB during weekend.
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Don't mislead others.
Only Maybank Islamic Ikhwan Petronas Visa gives 8% CB on Saturday and Sunday.
Maybank (conventional) Petronas Visa NOT entitled.
ClarenceT
post Sep 28 2017, 07:57 AM

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Maybank might have given out the cashback but only credited on the last day (12 weeks from 30/6)!
ClarenceT
post Oct 6 2017, 02:57 PM

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QUOTE(nonameface @ Oct 6 2017, 02:24 PM)
i have: Mastercard Ikhwan Gold and Petronas Visa Ikhwan Gold. cred limit 2k. Thinking of canceling mastercard ikhwan (as not used much) and get amex. Would the chances of getting approved increase then?
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You can have Ikhwan Visa, Ikhwan Mastercard and Ikhwan Amex at the same time as all 3 cards share same credit limit from Maybank Islamic.
But not Maybank Conventional credit cards including M2 Cards, you need to apply for new credit line from another card issuer (ie Maybank).
Maybank and Maybank Islamic are different banks.
ClarenceT
post Oct 13 2017, 10:09 AM

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Sept Petrol transactions (less than RM500) I still received 5X "Petrol Points", as part of Treatspoints earned.
ClarenceT
post Oct 14 2017, 10:33 AM

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QUOTE(tridibsahabd @ Oct 14 2017, 10:27 AM)
How come my CC statement shows 4X instead of 5X for TP? Did they change T&C recently?
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1X PLUS 4X so total is 5X. Check again.
ClarenceT
post Oct 21 2017, 10:58 AM

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QUOTE(AlphaNexer @ Oct 21 2017, 10:37 AM)
guys, anyway to pay unifi bills using AMEX?
their web platform only accepts visa master and online banking
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(1) at maybank2u.com - bill payment to Telekom (NOT Jompay), but limited to 2 transactions per week (if not wrong).
(2) at TM self-service Kiosks, but limited to 5 transactions per month (if not wrong).

This post has been edited by ClarenceT: Oct 21 2017, 10:58 AM
ClarenceT
post Oct 22 2017, 01:42 PM

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QUOTE(dragonteoh @ Oct 22 2017, 12:15 PM)
If i not wrong, they using below tricks to get RM2 + 5% + 5XTP

1) Enroll Unifi auto Pay via TM.
2) Before the statement date (or before the system charge AMEX Card) , find a weekend pay the amount (not full amount but left RM20 balance)

Example : Each month bill RM158 , Pay RM138 at a weekend before the statement date (balance RM20 let it pay by autopay)

From here, the RM138 will get 5% CB while the balance RM20 will get RM2 Rebate from TM and total amount RM138+RM20 will get 5X TP.

am i correct ?
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To be safe, pay RM137 instead of RM138.
Rebate of RM2 will appear on next bill. So your second advance payment is RM135.xx (remember to -0.12 due to GST), not RM137. So always -5% on RM135.xx (not RM138).
ClarenceT
post Oct 22 2017, 01:47 PM

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QUOTE(royalz @ Oct 22 2017, 01:36 PM)
the mininimum for autopay must be rm20? can it be rm10?
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The autopay amount is the outstanding balance in your TM bill, you cannot change it. but it can be any amount including less than RM20, but only if autopay amount charged is >RM20, you will get RM2 rebate on your next bill.
ClarenceT
post Nov 2 2017, 05:38 PM

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QUOTE(chinti @ Nov 2 2017, 04:55 PM)
just received a call, application rejected. so weird 1, i even met all the requirements
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You may have a look at your CCRIS/CTOS, maybe there are something you are not aware of.
ClarenceT
post Nov 8 2017, 10:49 AM

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QUOTE(Tiaso @ Nov 8 2017, 10:45 AM)
I went to 1u card center, applied at 3pm. 6+ already sms informing i failed.
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Have you checked your CCRIS report, CTOS score? There might be something that you are not aware of.

ClarenceT
post Nov 13 2017, 11:54 AM

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QUOTE(David83 @ Nov 13 2017, 07:38 AM)
For credit report, it's not easy to get it at Penang Island. There's only one BNM branch at Penang Island.
There's no UTC/AKPK centre.
Alternatively, need to pay for it.
As for PTPTN, as I said earlier, they don't open in weekends.

How I wish to be in KL, I can go deal these at UTC!
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ctosid.ctos.com.my

You will get the CCRIS records + CTOS score + litigation records + directorships + addresses captured in less than 1 day.
More data than CCRIS report.

RM26.50 only but worth it. If your CTOS score is good, Alliance Bank (through CTOS) will offer you something including cashback if you take up the offers.

This post has been edited by ClarenceT: Nov 13 2017, 11:54 AM
ClarenceT
post Nov 13 2017, 02:53 PM

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QUOTE(eeeglow24 @ Nov 13 2017, 02:50 PM)
Hi, is it possible to pay for a someone else maybank credit card from your M2U savings account?
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Possible. Bill payment - Maybank Amex/Visa/Mastercard, then key in the card number, but not exceeding the outstanding balance.
ClarenceT
post Dec 7 2017, 09:30 PM

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QUOTE(warren11 @ Dec 7 2017, 08:42 PM)
I am trying to utilize the AMEX weekend cashback.
It is in US EST time zone.Basically it should be done in between 12am to 7am Saturday Malaysia time (which is US Friday) as there will be someone calling over to proceed the payment.
They are not working on weekend.
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Based on transaction date. For your case, it is a Friday. You get 5X TP worth up to 1.25% but surcharge 2.5%.
If the transaction date is Sat/Sun (at EST), you will get 5% weekend cashback + 5X TP but paying surcharge 2.5%.

This post has been edited by ClarenceT: Dec 7 2017, 09:34 PM
ClarenceT
post Dec 8 2017, 09:33 AM

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QUOTE(FatSeang @ Dec 8 2017, 09:24 AM)
Would like to ask,
my Amex statement date is 3rd December
and I have two transactions on 3rd Dec (posting date also 3rd Dec),
is the cash rebate counted in my Dec CB pool or Jan CB pool ?

As from my Treat Points, the two particular transaction TP counted in Dec statement

TQ.
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Ignore the statement date
Weekend cashback for all the (weekend) transactions POSTED in Dec17 (including the transactions at 3/12) will be posted on 2Jan.
ClarenceT
post Dec 11 2017, 06:56 PM

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QUOTE(theberry @ Dec 11 2017, 06:33 PM)
hey, if my bill date is on 25th, that means my card will be auto debited on the tm's bill date(25th) ?
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Your next TM bill's date is 25/12/2017 (Mon).
Auto debit the TM's bill balance (not the outstanding balance on the direct debit date, regardless any payments from 25/12/2017) in next 1-3 working days, i.e. 26-28/12/2017.
So pay usual statement balance (25/11) less RM21 on 23/12/2017 at M2U Bill payment or TM Kiosks.
You will get RM2 rebate on next bill (25/1/2018) so pay usual statement balance (25/11/17 and before) less RM23* (less RM25 for Streamyx-Residential) on 20-21/1/2018.
and repeated every month.
* For Unifi only. If Streamyx, a credit (2.5% of deposit, normally RM75 for residential, est -RM1.87) will be given in Jan statement, so less RM25 for advance payment before 25/1/2018.




ClarenceT
post Dec 31 2017, 12:30 PM

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QUOTE(owj @ Dec 31 2017, 12:14 PM)
Hi. THE weekend 5% cash back is it based on transaction date or posting date?
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M2 Amex Gold/Platinum only.
Transaction date must be on Saturday or Sunday only, eg 30/12/17 and 31/12/17.
If it is posted on or before 31/12/17, it will be calculated in your Dec17 cashback (max RM50)
But if it is posted on 1/1/18, it will be calculated in your Jan18 cashback (Max RM50).

This post has been edited by ClarenceT: Dec 31 2017, 12:30 PM
ClarenceT
post Jan 3 2018, 07:37 AM

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QUOTE(dragonteoh @ Jan 2 2018, 10:12 PM)
Hi Guys, wanna ask, did you guys experience that the Cash Back for AMEX for Weekend usage was missing few cents ?

Example like Nov month my CB suppose to be RM10.54 but system give RM10.53,
Dec month CB suppose to be RM50 but system give RM49.96 ??

i found out each month also like that
sometimes missing 1 cent, sometimes 4 cent .... wired calculation.

Unless i use above RM1000 then sure get full RM50 CB.
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Round down for each transaction.
ClarenceT
post Jan 6 2018, 08:09 PM

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QUOTE(chonghe @ Jan 6 2018, 05:52 PM)
now when click apply BT shows error code 2551
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I always had problems (error message) to use M2U Balance Transfer till I got FC Barcelona VS (with credit limit increase).
I suspected it could be a technical glitch at M2U for some users.
ClarenceT
post Jan 12 2018, 01:18 PM

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QUOTE(joevo2 @ Jan 11 2018, 01:21 PM)
Foreign exhcnage rate based on this https://forum.lowyat.net/topic/1845691

Maybank Visa/Mastercard 0.5%
Maybank Amex 2.5%

Spending on weekend with the 5% cashback is still ok? for USD stuff? since i still get "2.5%" cashback since i lose out in the foreign exchange
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Maybank CS told me Maybank Visa: +2.25%, Maybank Amex: +2.5%.
From my recent retail transactions, I paid RM5.64x/GBP using Amex, RM5.62x/GBP using Visa when forex around RM5.49x/GBP.
Maybank 2 Visa +2.25% then 1XTP (-0.25%).
Maybank FCB VS +2.25% then -2%.
Maybank 2 Amex +2.5% then 5XTP (-1.25%), PLUS -5% if weekend.


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