QUOTE(caesarx @ Nov 9 2017, 06:25 PM)
As you said, you also know that you need to clear your PTPTN outstanding first, else no matter what you apply, no chance to success.
I had experienced this, now all my loans are paid a bit advance and it save me from a lot of problems, only problem for me is my total CC credit limit too high, i'm planning to reduce to half current CL.
Not everyone is so free to go to PTPTN office to do the business.
They don't open during weekends except those at UTC.
I would like to stress that not that I don't pay a single cent at all.
In fact, I did pay extra but their stupid system won't offset the outstanding amount.
As of now, I had made 3 extra repayment amounts.
I also have reduced my CL on my CIMB to cater for this. In fact a total of RM 10k reduction.
It's OK. I'm sick and tired of MBB.
Once BT ended, I'll cancel the Ikhwan card, move out my FD once they matures and change my car insurances away from Etiqa.
This post has been edited by David83: Nov 9 2017, 06:46 PM