exactly. likely they are still formulating some action plan

wait for official notice soon.

i guess is maybe deduct from TP to offset SST

Ya...waiting for official announcement...diff ppl gt diff spending behavior...i think must meet min requirement then only can waive it

we don't know yet. problem is tp value sux now.

like last time pre-gst, m2c got charged 2xrm50 then autowaived 1xrm50. also can use tp to redeem waiver.

interested to know if they gonna follow back previous arrangements or new mechanism .

i think will offer some option like deduct the TP /charge 1card SST/extra CB%/ promotion CB & TP for heavy spender customers...if not bank will earn less interest & lost a lot customers...

with the installment plan which still have a few months i.e. 3 months
i can not cancel the card?

You can do early settlement and cancel it after that.

according to someone from BT thread, u can ask to transfer repayment to another mbb card that unhave or plan to keep. otherwise, u have to settle the balance subject to penalty fees before cancelling.

do early settlement and cancel lor

check if got penalty for doing so

Hi Clarence. Unfortunately, I didn't do as what you've suggested and went for the bank staff's suggestion instead. My bad.. Went for the CC limit increase first and unfortunately it was rejected. I'm now stuck with a situation where my cc limit is only few hundreds RM above my monthly income (not even taking into account any bonus). Some may even find this funny/ridiculous. Am quite disappointed with the outcome actually. Yea I know some may just quote me the 'bank has every discretion' tagline.

Have also checked through this and previous m2c threads, like most banks, they are just not consistent in their criteria when it comes to CC related applications. I had no problem getting a new CC from PBB (two weeks ago and it's my first CC with PBB) with a way higher limit than the one given by MBB. Apparently PBB is also quite strict with the CC applications. Also had ask for a temporary increase CC limit from cimb and no problems as well. This is despite MBB is my salary crediting bank.

Just very unhappy actually. I know my DSR would be high (even before applying for the PBB new CC and the CIMB temporary CC limit increase; i am actually doing all this because i wish to utilise the MBB 0% BT plan) as I have maxed out asb loans + housing loan (with PBB), but the fact that I can get the recent applications with PBB/CIMB approved without any problem/appeals just tells me they don't really think out of the box at times. I always settle all loans on time and pay off my CC statement balances and my guess is the CC credit limit increase with MBB was rejected based on my DSR and nothing else. Guess I will just have to use the BT with PBB.

This post has been edited by timo1003: Aug 27 2018, 11:31 AM

Thanks bro, anyway im not rushing for the Card also, because monthly only spend around 3.5k on CC, and min to waive AF for m2premier is 80k.

i wonder the guy who earn 60k p.a and get m2premier, could he afford to pay the high AF yearly?

if you call the customer service line, you will hear that all the cards will charge rm25 effectively 1st sep 2018

ok tq....can transfer it to another card according cs

yeah....you are right

yeah thank ...better transfer to another card

China Credit Card can do 2 in 1. Why not Malaysia bank consider do it like that.

interesting. numbers beginning with 51xx are mastercards. when swiped, will it go to unionpay or mastercard for clearing?

Last time my friend came Malaysia. Cashier will ask her want pat with Visa or Union Pay. POS will have options to choose.

Maybank has got a lot of customer base. Even though ur income is high, your approved credit limit will rarely exceed 2x multiplier. MBB can't spread their risk too thin. Only thing good is they issue CC very fast & efficient compared to other banks within 7 working days.

My credit limit is 2.5 times of my salary. Not sure how they decide credit limit.

Hybrid card is good! But they didnt partner together so nope.

In China using unionpay but switch to MasterCard when using overseas.

only if they don't screw up. my card was approved 2 weeks ago, it didn't arrive, and they couldn't tell me where is my card until today.