Okay noted. I wonder if this question i ask in correct section. If i go senheng to purchase a phone for RM3699 with 0% interest installment. However, my card is only 3000 limit. Can i settle the 699RM in the shop and swipe my card RM3,000 for 0% interest?

You may, if the shop allows.

However, after you swiped the amount, your card limit will automatically become 0.

Call CS like now... If required, need to suspend your card...

I m not sure how to multireply.. but thanks guys!
issue solve.
They revert it~  

I want to ask sup card to my family need process how long?

curious to know... what was the reason?

The bank people(not sure how to address) said that got people mistaken put in RM3600 to my credit card, and they already revert that RM3600.
But somehow they accidentally revert twice !! so thats why..

The bank people(not sure how to address) said that got people mistaken put in RM3600 to my credit card, and they already revert that RM3600.
But somehow they accidentally revert twice !! so thats why..

so nice you got free money to spend 

so nice you got free money to spend 

Anyone have any experience using UOBpayonline, bank portal or make online CC purchase when in overseas before? Wanna know whether there will problems in getting the OTP or not an issue? Thanks

Nowadays I always tried to use credit cards whenever possible to get the max benefits of the cards, such as cash back, points, etc.
There are merchants who do not impose min spending rule and fee, eg, guardian accepts card even for less than rm10 spending, which are very much to my liking.

However pretty frustrated when merchants imposed minimum spending, eg rmxx to use card, or charge x% for the total amount spent. today encountered again merchant wanted to charge me 1.5% for rm300 spending, end up i paid cash and did not earn any points.

wanted to ask is this allowed by the banks agreement?

ask here

ah thanks, didnt notice this post.

Citation from The Sun Daily Malaysia: “On merchants who require a minimum purchase amount before a customer can pay with a credit card or those who impose a surcharge, Tan said consumers can lodge a complaint with BNM.”

Citation Source: http://www.thesundaily.my/news/2017/04/13/...on-number-cards

thanks! great help, can tell those merchants loud that i can lodge complain 

Citation from The Sun Daily Malaysia: “On merchants who require a minimum purchase amount before a customer can pay with a credit card or those who impose a surcharge, Tan said consumers can lodge a complaint with BNM.”

Citation Source: http://www.thesundaily.my/news/2017/04/13/...on-number-cards

thanks! great help, can tell those merchants loud that i can lodge complain