Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
148 Pages « < 46 47 48 49 50 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

views
     
wjleong15
post Jul 1 2017, 02:04 PM

Look at all my stars!!
*******
Senior Member
3,521 posts

Joined: Sep 2012
QUOTE(fruitie @ Jul 1 2017, 12:51 PM)
Yes, not worth the time to apply for it. If one wants for PPL, there are better cards out there with lower and more lenient requirements.
*
Got ambank vs already
PPL 5x no problem
now want affinity card vs
Hope they update in their system faster...
OKLY
post Jul 1 2017, 04:38 PM

The Penguin Vader
Group Icon
Staff
12,090 posts

Joined: Dec 2004
From: Malaysia
Cashback credited after statement got generated. Question is have to pay statement amount or I can minus out the cashback? Noticed that CIMB does not consider the credit of cashback as "payment" unlike Maybank.

Example:
Statement amount = 2000
Cashback = 50 credited after statement

So to pay full RM2000 or just RM1950 will do?
eddievh
post Jul 1 2017, 04:41 PM

Look at all my stars!!
*******
Senior Member
3,219 posts

Joined: Apr 2005
QUOTE(OKLY @ Jul 1 2017, 04:38 PM)
Cashback credited after statement got generated. Question is have to pay statement amount or I can minus out the cashback? Noticed that CIMB does not consider the credit of cashback as "payment" unlike Maybank.

Example:
Statement amount = 2000
Cashback = 50 credited after statement

So to pay full RM2000 or just RM1950 will do?
*
Many people say for cimb case must pay rm2000.
Human Nature
post Jul 1 2017, 04:47 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
Pay full amount ie 2k
saitong09
post Jul 1 2017, 06:08 PM

10k Club
********
All Stars
10,822 posts

Joined: Jan 2010
From: KL/PJ
QUOTE(Human Nature @ Jul 1 2017, 04:47 PM)
Pay full amount ie 2k
*
OT: Do this apply to HSBC?
Human Nature
post Jul 1 2017, 06:17 PM

- student of human nature -
*********
All Stars
26,529 posts

Joined: Jan 2003
QUOTE(saitong09 @ Jul 1 2017, 06:08 PM)
OT: Do this apply to HSBC?
*
Unable to answer as no cashback experience with hsbc
saitong09
post Jul 1 2017, 06:41 PM

10k Club
********
All Stars
10,822 posts

Joined: Jan 2010
From: KL/PJ
QUOTE(Human Nature @ Jul 1 2017, 06:17 PM)
Unable to answer as no cashback experience with hsbc
*
Is ok, already called HSBC. Need to pay full statement amount smile.gif
SUSMNet
post Jul 1 2017, 08:15 PM

10k Club
********
All Stars
11,954 posts

Joined: May 2007
any 5% online cash back if pay insurance premium via jompay?
TSDarReNz
post Jul 1 2017, 08:16 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(OKLY @ Jul 1 2017, 04:38 PM)
Cashback credited after statement got generated. Question is have to pay statement amount or I can minus out the cashback? Noticed that CIMB does not consider the credit of cashback as "payment" unlike Maybank.

Example:
Statement amount = 2000
Cashback = 50 credited after statement

So to pay full RM2000 or just RM1950 will do?
*
cashback will apply to next statement so pay rm2k nod.gif
boonhan
post Jul 1 2017, 08:18 PM

Reader
******
Senior Member
1,934 posts

Joined: Jul 2009
QUOTE(eddievh @ Jul 1 2017, 04:41 PM)
Many people say for cimb case must pay rm2000.
*
QUOTE(Human Nature @ Jul 1 2017, 04:47 PM)
Pay full amount ie 2k
*
QUOTE(saitong09 @ Jul 1 2017, 06:08 PM)
OT: Do this apply to HSBC?
*
It weird they have pay full outstanding option,
No outstanding still charge u late payment as no full payment.

Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding".
SUSDavid83
post Jul 1 2017, 08:18 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(MNet @ Jul 1 2017, 08:15 PM)
any 5% online cash back if pay insurance premium via jompay?
*
No.
All JomPay transaction are only entitled for 0.2% including PTPTN.
saitong09
post Jul 1 2017, 08:27 PM

10k Club
********
All Stars
10,822 posts

Joined: Jan 2010
From: KL/PJ
QUOTE(boonhan @ Jul 1 2017, 08:18 PM)
It weird they have pay full outstanding option,
No outstanding still charge u late payment as no full payment.

Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding".
*
My CIMB autodebit is paying full statement amount
fruitie
post Jul 1 2017, 08:39 PM

Rise and Shine
Group Icon
Staff
72,826 posts

Joined: Sep 2005
From: KUL
QUOTE(boonhan @ Jul 1 2017, 08:18 PM)
It weird they have pay full outstanding option,
No outstanding still charge u late payment as no full payment.

Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding".
*
Tak kena means will not kena. At least you already kena once but not sure how they assess this part.
wjleong15
post Jul 1 2017, 08:53 PM

Look at all my stars!!
*******
Senior Member
3,521 posts

Joined: Sep 2012
fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
alexwsk
post Jul 1 2017, 08:59 PM

Look at all my stars!!
*******
Senior Member
4,094 posts

Joined: Jan 2003
From: USJ
2% Pacific Taiping Mall - Hypermarket/Supermarket, not sure why MCC is under groceries
fruitie
post Jul 1 2017, 09:07 PM

Rise and Shine
Group Icon
Staff
72,826 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Jul 1 2017, 08:53 PM)
fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
*
Not sure. I hope they don't increase for me, buat susah me to call to refuse it. laugh.gif
I will have housing loan next time and see if that helps.
OKLY
post Jul 1 2017, 10:48 PM

The Penguin Vader
Group Icon
Staff
12,090 posts

Joined: Dec 2004
From: Malaysia
QUOTE(wjleong15 @ Jul 1 2017, 08:53 PM)
fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
*
QUOTE(fruitie @ Jul 1 2017, 09:07 PM)
Not sure. I hope they don't increase for me, buat susah me to call to refuse it. laugh.gif
I will have housing loan next time and see if that helps.
*
Auto? I thought their SMS is usually a consent and have to reply if agree to the CL increase? At least that's what I experienced with Citi.
TSDarReNz
post Jul 1 2017, 11:07 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007
QUOTE(alexwsk @ Jul 1 2017, 08:59 PM)
2% Pacific Taiping Mall - Hypermarket/Supermarket, not sure why MCC is under groceries
*
yes hypermarket/supermarket fall under 2% groceries nod.gif

This post has been edited by DarReNz: Jul 1 2017, 11:07 PM
wjleong15
post Jul 2 2017, 12:01 AM

Look at all my stars!!
*******
Senior Member
3,521 posts

Joined: Sep 2012
QUOTE(OKLY @ Jul 1 2017, 10:48 PM)
Auto? I thought their SMS is usually a consent and have to reply if agree to the CL increase? At least that's what I experienced with Citi.
*
sorry for misleading
not really auto
but is just to reply yes or no
cimb is to call back say yes

feel strange...
citibank and ambank sms were in 2 days continuously
after nearly 2 months cimb pula

hlb use for many years but never offer me
bangwall.gif
fruitie
post Jul 2 2017, 12:22 AM

Rise and Shine
Group Icon
Staff
72,826 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Jul 2 2017, 12:01 AM)
sorry for misleading
not really auto
but is just to reply yes or no
cimb is to call back say yes

feel strange...
citibank and ambank sms were in 2 days continuously
after nearly 2 months cimb pula

hlb use for many years but never offer me
bangwall.gif
*
Oh, CIMB also offered me but I didn't bother.
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

148 Pages « < 46 47 48 49 50 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0183sec    0.38    6 queries    GZIP Disabled
Time is now: 12th December 2025 - 08:15 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.