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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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fly126
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 Jul 2 2017, 12:28 AM
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QUOTE(OKLY @ Jul 1 2017, 10:48 PM) Auto? I thought their SMS is usually a consent and have to reply if agree to the CL increase? At least that's what I experienced with Citi. QUOTE(wjleong15 @ Jul 2 2017, 12:01 AM) sorry for misleading not really auto but is just to reply yes or no cimb is to call back say yes feel strange... citibank and ambank sms were in 2 days continuously after nearly 2 months cimb pula hlb use for many years but never offer me  Never received SMS of CL increase from Citi before, however got email about NEW spending Limit macam ni, once or twice a year...     http://www.citibank.com.my/global_docs/edm...=EMOWDMYCEUENT1 |
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wjleong15
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Jul 2 2017, 12:51 AM
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QUOTE(fly126 @ Jul 2 2017, 12:28 AM) Never received SMS of CL increase from Citi before, however got email about NEW spending Limit macam ni, once or twice a year... my friend also got this auto increase just I got sms offer whether to accept or not  you must be spending a lot so every 6 months got auto increase now cl must be very high righte |
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loong1979
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Jul 2 2017, 02:54 AM
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New Member
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not sure if this question has been asked before. do they issue a credit card for their Preferred members without applying?
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fly126
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Jul 2 2017, 08:30 AM
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QUOTE(wjleong15 @ Jul 2 2017, 12:51 AM) my friend also got this auto increase just I got sms offer whether to accept or not you must be spending a lot so every 6 months got auto increase now cl must be very high righte Yea, starting from 4 k now around 70k CL.  Seldom Utilize the Card but got take Cash Installment plan from them, Zero AF so far...  |
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SUSDavid83
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Jul 2 2017, 08:35 AM
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QUOTE(fly126 @ Jul 2 2017, 08:30 AM) Yea, starting from 4 k now around 70k CL. Seldom Utilize the Card but got take Cash Installment plan from them, Zero AF so far... 70k CL with CIMB? |
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fly126
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Jul 2 2017, 09:41 AM
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QUOTE(David83 @ Jul 2 2017, 08:35 AM) Citi, I never had CC from CIMB. |
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HMMaster
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Jul 2 2017, 11:13 AM
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10K Club
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Anyone that using the CIMB Lazada prepaid card? Is the cashback applicable for all items or just certain item?
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alexwsk
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Jul 2 2017, 11:18 AM
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QUOTE(DarReNz @ Jul 1 2017, 11:07 PM) yes hypermarket/supermarket fall under 2% groceries  let me clarify, i was buying clothing at departmental at Pacific Taiping Mall The Store Taiping on the other hand is 0.2%, which is correct |
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SUSDavid83
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Jul 2 2017, 11:31 AM
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QUOTE(HMMaster @ Jul 2 2017, 11:13 AM) Anyone that using the CIMB Lazada prepaid card? Is the cashback applicable for all items or just certain item? Shouldn't CB is applicable on all items while discount could be probably selected items? Just my two cents. |
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SUSDavid83
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Jul 2 2017, 11:31 AM
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QUOTE(alexwsk @ Jul 2 2017, 11:18 AM) let me clarify, i was buying clothing at departmental at Pacific Taiping Mall The Store Taiping on the other hand is 0.2%, which is correct Are you're not satisfied of receiving CB for Pacific Taiping Mall? |
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HMMaster
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Jul 2 2017, 12:01 PM
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10K Club
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QUOTE(David83 @ Jul 2 2017, 11:31 AM) Shouldn't CB is applicable on all items while discount could be probably selected items? Just my two cents. The 15% bonus cashback seems too good to be true if not limited to certain items. Nowadays there are hardly any good vouchers from Lazada... planning to use this for some mobile reloads. |
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SUSDavid83
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Jul 2 2017, 12:16 PM
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QUOTE(HMMaster @ Jul 2 2017, 12:01 PM) The 15% bonus cashback seems too good to be true if not limited to certain items. Nowadays there are hardly any good vouchers from Lazada... planning to use this for some mobile reloads. The 15% bonus CB is time limited and quota is RM 25 per month T&C: http://www.cimbbank.com.my/content/dam/cim...paign_EN_v1.pdf |
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fruitie
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Jul 2 2017, 12:25 PM
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Rise and Shine
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QUOTE(alexwsk @ Jul 2 2017, 11:18 AM) let me clarify, i was buying clothing at departmental at Pacific Taiping Mall The Store Taiping on the other hand is 0.2%, which is correct Nothing unusual, same goes to me when I bought clothes for my dad at Pacific Batu Pahat and got cash back using MBB VS. So it's groceries. I believe Pacific and The Store are using different terminals. |
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wjleong15
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Jul 2 2017, 12:28 PM
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QUOTE(fly126 @ Jul 2 2017, 08:30 AM) Yea, starting from 4 k now around 70k CL. Seldom Utilize the Card but got take Cash Installment plan from them, Zero AF so far... cash installment 0% interest? |
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fly126
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Jul 2 2017, 12:42 PM
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QUOTE(wjleong15 @ Jul 2 2017, 12:28 PM) cash installment 0% interest? Got Interest, however in low preferred Interest Rate |
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wjleong15
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Jul 2 2017, 01:45 PM
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QUOTE(fly126 @ Jul 2 2017, 12:42 PM) Got Interest, however in low preferred Interest Rate they call you or you call them to get low rate? |
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fly126
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Jul 2 2017, 03:23 PM
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QUOTE(wjleong15 @ Jul 2 2017, 01:45 PM) they call you or you call them to get low rate? They Called or email This post has been edited by fly126: Jul 2 2017, 03:30 PM |
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SUSDavid83
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Jul 2 2017, 03:25 PM
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QUOTE(fly126 @ Jul 2 2017, 03:23 PM) I normally just ignored their offer even though interest rate < 4% p.a. |
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fly126
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Jul 2 2017, 03:29 PM
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QUOTE(David83 @ Jul 2 2017, 03:25 PM) I normally just ignored their offer even though interest rate < 4% p.a. Yeah, offered sometime 4.88% or 5.88%. |
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SUSDavid83
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Jul 2 2017, 03:33 PM
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QUOTE(fly126 @ Jul 2 2017, 03:29 PM) Yeah, offered sometime 4.88% or 5.88%. Unless I can secure an investment that can provide ROI above this rate. Otherwise, I won't be interested with it.  |
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