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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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boonhan
post Apr 28 2017, 03:26 PM

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Did u guys experienced high number of SMS from cimb, keep promoting their RM1 deal for their credit card.

about 5-6 SMS until now already. now just 3.26pm. doh.gif
boonhan
post Apr 28 2017, 10:14 PM

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QUOTE(VinceCheong @ Apr 28 2017, 04:44 PM)
Dont have, not even a single sms, guess I'm not entitled to RM1 bucks deals tongue.gif hahaha
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All cc member entitled la. Haha. Email also got eh.

QUOTE(saitong09 @ Apr 28 2017, 06:18 PM)
Call CIMB to stop the SMS smile.gif
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Sms is good way to get promo info, but they somehow system bug? Spam....

I guess it solved now, didnt get anymore since the last post. Guess they do read complain~
boonhan
post Jun 7 2017, 11:55 AM

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QUOTE(epie @ Jun 7 2017, 07:43 AM)
please update
e-pay online only eligible for 0.2% rebate
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Last time i called to check mcc before, it mcc is telecommunication.

I not sure, but pbb card seem to detect as online.
boonhan
post Jun 7 2017, 09:51 PM

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QUOTE(DarReNz @ Jun 7 2017, 07:30 PM)
updated https://www.e-pay.com.my/
MCC 4812 or 4814 ?
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4814

according my pbb statement, it is entitled to online rebate (i take total amount, *discount %).
i got called them, cs said it is 4814.

if u calculate all my expenses, total 390.04 * 6% (pb rebate).
epay is entitled for rebate.

not to off topic, but why 4814 pbb take it as online ah..

This post has been edited by boonhan: Jun 7 2017, 10:03 PM


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boonhan
post Jun 7 2017, 09:53 PM

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QUOTE(epie @ Jun 7 2017, 09:53 PM)
if telecommunication...then we can use hlb wise for 10% rebate  drool.gif
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4814 i confirm the pbb cs told me so.
boonhan
post Jun 8 2017, 09:31 AM

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QUOTE(DarReNz @ Jun 8 2017, 06:54 AM)
just realised you crossed threads, will update over there  nod.gif
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Hehehe.
But i do use cimb as well, just sharing the mcc with u guys.
boonhan
post Jun 8 2017, 10:54 AM

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QUOTE(adele123 @ Jun 8 2017, 08:37 AM)
You asked a cute question. Which just means you are new.

The month1 cash rebate will straight away offset the month2 balance. It's a credit to your acct. It's not like you get vouchers, collect the vouchers, buy something bigger. Not something you choose. Wait for your statement next month and you will understand
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The way he asked, seem like how scb cc rebate work.
Need redeem the cash back in website.
boonhan
post Jun 8 2017, 06:37 PM

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QUOTE(cybpsych @ Jun 8 2017, 01:47 PM)
requote from uob thread.

don't mixed up between mode of transaction vs MCC.

CIMB is more stricter in determining "online" transaction. other cards are more relaxed.
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Oic. Thanks for the clarification.
boonhan
post Jul 1 2017, 08:18 PM

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QUOTE(eddievh @ Jul 1 2017, 04:41 PM)
Many people say for cimb case must pay rm2000.
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QUOTE(Human Nature @ Jul 1 2017, 04:47 PM)
Pay full amount ie 2k
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QUOTE(saitong09 @ Jul 1 2017, 06:08 PM)
OT: Do this apply to HSBC?
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It weird they have pay full outstanding option,
No outstanding still charge u late payment as no full payment.

Btw, i hold cimb for 3 years and only once get finance charge. I aways paid via "full outstanding".
boonhan
post Aug 10 2017, 08:41 PM

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So meaning now they acknowledge the problem.

but if spend now, always need to call only entitled for the cash back?

this is so cumbersome.
boonhan
post Sep 23 2017, 02:16 AM

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QUOTE(jianwei90 @ Sep 20 2017, 11:09 AM)
Hi, anyone here use cimb cc to top up game credit in steam website www.store.steampowered.com ? Any cross border charges? Thanks =)
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for CIMB used on steam, yes there is border charge.
u still have 4.2% or 4%.
boonhan
post Sep 25 2017, 12:08 PM

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QUOTE(saitong09 @ Sep 25 2017, 10:58 AM)
All the while got 5%, just they fixed the system issue
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QUOTE(syazone @ Sep 25 2017, 11:33 AM)
yeah, got the 5% CB as well without need to complaint  rclxms.gif
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Omg... so sad ah.
Yesterday i want avoid the hassle to call complaint. I transacted via paypal. Border charge... cry.gif
boonhan
post Oct 10 2017, 07:32 PM

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Enhanced to be useless.

they didnt mark the (New) under the online spend.. trying to mislead customer.. am going cancel this shit..
boonhan
post Oct 10 2017, 07:56 PM

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QUOTE(HarpArtist @ Oct 10 2017, 07:43 PM)
yes small fee every reload. but there is rm50deposit on the zing. u know la how efficient tNG will be to refund this deposit.
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within 30 days..
last time my refund get back around 25 days.
boonhan
post Oct 10 2017, 07:57 PM

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QUOTE(LamboSama @ Oct 10 2017, 07:51 PM)
Use it for parking/lrt or purchase and it won't reload.
So you can use up the RM50.
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cannot. parking need min 20/30 if i not mistaken.
boonhan
post Oct 10 2017, 11:19 PM

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QUOTE(HarpArtist @ Oct 10 2017, 08:21 PM)
thanks guys. refund to cimb account?
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they said any bank saving account.
in my case cimb.
boonhan
post Oct 13 2017, 06:56 PM

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QUOTE(darkterror15 @ Oct 13 2017, 11:05 AM)
received call to accept platinum cash back card today.. srsly after the "enhancement" come in only wan to call me..last time when i was still studying they reject my request  bangwall.gif probably just going to throw it at the corner..not gonna activate it also  dry.gif
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Your account will be active regardless you activate or not.
boonhan
post Oct 17 2017, 11:42 AM

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QUOTE(Vincentccw @ Oct 17 2017, 09:51 AM)
Just received their newsletter regarding their new benefits for CIMB Platinum cash rebate card

[attachmentid=9246966]
So online shopping no more 5%?
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the min spending 3k to entitle for 5% yet capped rm30 is basically telling you, spend rm3k for rm30.

1% rebate.
boonhan
post Oct 17 2017, 12:01 PM

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QUOTE(fruitie @ Oct 17 2017, 11:43 AM)
Well, and that 5% is not for online transactions. Online transactions is 0.2%.
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ya lo.. somemore not online bye.gif
but cimb got pros also,
better exchange rate when u spend in other currency (if u compared to visa) and grocery and petrol back up card.
boonhan
post Oct 17 2017, 02:59 PM

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QUOTE(Vincentccw @ Oct 17 2017, 02:48 PM)
damn, not worth it
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Ya lo. Inb4 u actually spend myr on oversea gateway.
Then border charge 1%. Nothing u get. No point neither.
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