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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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kclamtarc
post Jul 2 2017, 04:16 PM

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may i know what do you guys do when received your monthly statement? do you go try calculate each spending and see whether the total cash back printed in statement tally with your own calculation? because this is what i did, seem very ngiaw chee but i think that's the purpose I apply for cash back credit card haha.

i wonder why CIMB does not make the effort to clearly list out how many cash rebate we got for each individual spending rather than put in a total amount of cash rebate we get. afterall the system should be able to generate in just a click..?
fruitie
post Jul 2 2017, 05:32 PM

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QUOTE(kclamtarc @ Jul 2 2017, 04:16 PM)
may i know what do you guys do when received your monthly statement? do you go try calculate each spending and see whether the total cash back printed in statement tally with your own calculation? because this is what i did, seem very ngiaw chee but i think that's the purpose I apply for cash back credit card haha.

i wonder why CIMB does not make the effort to clearly list out how many cash rebate we got for each individual spending rather than put in a total amount of cash rebate we get. afterall the system should be able to generate in just a click..?
*
Not only CIMB others as well. So far I know HLB Wise and MACH do this by tagging the categories.
vez
post Jul 2 2017, 06:26 PM

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QUOTE(kclamtarc @ Jul 2 2017, 04:16 PM)
may i know what do you guys do when received your monthly statement? do you go try calculate each spending and see whether the total cash back printed in statement tally with your own calculation? because this is what i did, seem very ngiaw chee but i think that's the purpose I apply for cash back credit card haha.

i wonder why CIMB does not make the effort to clearly list out how many cash rebate we got for each individual spending rather than put in a total amount of cash rebate we get. afterall the system should be able to generate in just a click..?
*
yes i do calculate myself, so i can clearly have an idea what get CB, for CIMB and UOB(also dont have detail on CB, just a sum up total)

This post has been edited by vez: Jul 2 2017, 06:27 PM
saitong09
post Jul 2 2017, 07:22 PM

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QUOTE(David83 @ Jul 2 2017, 03:33 PM)
Unless I can secure an investment that can provide ROI above this rate.
Otherwise, I won't be interested with it.  cool2.gif
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Yeah, that's the fixed rate. So the effective rate will be much higher.
kclamtarc
post Jul 2 2017, 09:02 PM

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QUOTE(fruitie @ Jul 2 2017, 05:32 PM)
Not only CIMB others as well. So far I know HLB Wise and MACH do this by tagging the categories.
*
hahaha... can we request to CIMB too? tongue.gif



QUOTE(vez @ Jul 2 2017, 06:26 PM)
yes i do calculate myself, so i can clearly have an idea what get CB, for CIMB and UOB(also dont have detail on CB, just a sum up total)
*
i can imagine one possible thing to happen is what you calculate does not tally with the statement, maybe in terms of few cents or 1 ringgit plus. tongue.gif

SUSDavid83
post Jul 2 2017, 09:11 PM

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QUOTE(kclamtarc @ Jul 2 2017, 09:02 PM)
hahaha... can we request to CIMB too? tongue.gif

i can imagine one possible thing to happen is what you calculate does not tally with the statement, maybe in terms of few cents or 1 ringgit plus. tongue.gif
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Banks are not obligated unless too much complaints and directive from BNM. LOL
fruitie
post Jul 2 2017, 09:18 PM

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QUOTE(kclamtarc @ Jul 2 2017, 09:02 PM)
hahaha... can we request to CIMB too? tongue.gif
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No la. We can easily calculate it. biggrin.gif Excel is our best friend. laugh.gif
wyh
post Jul 2 2017, 09:49 PM

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Any way to determine payment through taobao is Shanghai or Hangzhou ?
clement5949
post Jul 2 2017, 09:52 PM

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Hi guys, would like how much is they bank charge for the interest if I buy Apple Watch from Apple online store with installment plan?

Besides, which number should I call to apply the installment plan?
fruitie
post Jul 2 2017, 10:05 PM

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QUOTE(wyh @ Jul 2 2017, 09:49 PM)
Any way to determine payment through taobao is Shanghai or Hangzhou ?
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No way.. sweat.gif
It's 2% for HZ or 5% for SH.

Anyway, I will make complaint to CIMB for double standards despite same merchant - Taobao. They are obviously online transactions.
alexwsk
post Jul 2 2017, 10:48 PM

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QUOTE(David83 @ Jul 2 2017, 11:31 AM)
Are you're not satisfied of receiving CB for Pacific Taiping Mall?
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of course satisfied la, tongue.gif
just curious coz for Aeon, departmental and supermarket section has 2 diff MCC


QUOTE(fruitie @ Jul 2 2017, 12:25 PM)
Nothing unusual, same goes to me when I bought clothes for my dad at Pacific Batu Pahat and got cash back using MBB VS. So it's groceries. I believe Pacific and The Store are using different terminals.
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DarReNz so can add Pacific to 2% list then (since 2 branches same, hopefully is for all Pacific)

This post has been edited by alexwsk: Jul 2 2017, 10:50 PM
wjleong15
post Jul 2 2017, 10:49 PM

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QUOTE(fruitie @ Jul 2 2017, 10:05 PM)
No way.. sweat.gif
It's 2% for HZ or 5% for SH.

Anyway, I will make complaint to CIMB for double standards despite same merchant - Taobao. They are obviously online transactions.
*
how to know is hz or sh?
in my statement show www.taobao.com only
however next month only know how much cash back
fruitie
post Jul 2 2017, 10:53 PM

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QUOTE(wjleong15 @ Jul 2 2017, 10:49 PM)
how to know is hz or sh?
in my statement show www.taobao.com only
however next month only know how much cash back
*
Er.. It's showing in unbilled transactions, I can see it.
wjleong15
post Jul 2 2017, 11:19 PM

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QUOTE(fruitie @ Jul 2 2017, 10:53 PM)
Er.. It's showing in unbilled transactions, I can see it.
*
now i saw leh
in second line

ALI*www.taobao.com
HANGZHOU CN

mean 2% rebate?
vmad.gif ranting.gif

how to get back the 3%?
fruitie
post Jul 3 2017, 12:38 AM

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QUOTE(wjleong15 @ Jul 2 2017, 11:19 PM)
now i saw leh
in second line

ALI*www.taobao.com
HANGZHOU CN

mean 2% rebate?
vmad.gif  ranting.gif

how to get back the 3%?
*
Yes, 2%. Go and complain, make our voice heard. I will do my part.
TSDarReNz
post Jul 3 2017, 07:43 AM

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QUOTE(alexwsk @ Jul 2 2017, 10:48 PM)
of course satisfied la, tongue.gif
just curious coz for Aeon, departmental and supermarket section has 2 diff MCC
DarReNz so can add Pacific to 2% list then (since 2 branches same, hopefully is for all Pacific)
*
already updated cool2.gif
TSDarReNz
post Jul 3 2017, 07:45 AM

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fruitie since you have been a regular customer of taobao, does it come with 1% cross border fees ? i supposed this would happen if you are buying in MYR ?
fruitie
post Jul 3 2017, 08:21 AM

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QUOTE(DarReNz @ Jul 3 2017, 07:45 AM)
fruitie since you have been a regular customer of taobao, does it come with 1% cross border fees ? i supposed this would happen if you are buying in MYR ?
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Hmm. Mine is in RMB. smile.gif
jkngo2003
post Jul 3 2017, 09:04 AM

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lazada is not online transtition anymore. please take note.

i have done few transition and check with cs this morning. all is not online transition

kyle_kl
post Jul 3 2017, 09:06 AM

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QUOTE(jkngo2003 @ Jul 3 2017, 09:04 AM)
lazada is not online transtition anymore. please take note.

i have done few transition and check with cs this morning. all is not online transition
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Yes, got people reported before Lazada app not entitled for cb

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